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That isn't an issue with the loan structure. It is an issue with poor planning on the state's part to ensure proper oversight so education isn't compromised.
I think the problem is college is seen as job training. Many people don't want an education. They just want job training. If you provide a "Pay it Forward" plan for job training in addition to academic study... then people actually have an option. With this proposal people are forced to choose college because it's more affordable.
I think the problem is college is seen as job training. Many people don't want an education. They just want job training. If you provide a "Pay it Forward" plan for job training in addition to academic study... then people actually have an option. With this forced to choose college because it's more affordable.
So what happens if the person gets a college degree at "no" cost and never gets a job? The people most likely to support this plan have no intentions of ever paying anything forward. What happens if they graduate and leave the state or country?
They offering free degrees in fields that have some of the highest unemployment and lowest paying jobs. Do you really think that's a sensible thing to do? Do you want to encourage even more people to go into those fields?
What happens when they can't find a job and end up working flipping burgers? Is that going to pay the costs of their education? Seems to me this doomed to failure.
The tuition is for ANY degree program offered at the state's public universities, not just those mentioned.
If they get a job flipping burgers, you're right, they won;t pay back as much as the person who makes $100,000. Maybe it'll work and maybe it won't, but IMO it's worth trying it. Taxpayers won't be footing the bill , so what are you so worried about? Actually taxpayers pay NOW when students take out loans and get jobs flipping burgers and then default on the loans, so this would be an improvement no matter what.
07-07-2013, 04:17 PM
i7pXFLbhE3gq
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Quote:
Academic study has always been about furthering academic, knowledge and research. That's why you spend majority of your time in your bachelors study assisting professors and PhD students with research. It's why you spend a significant amount of time submitting grant proposals and rebuttals to published work. It's why you spend a significant amount of time writing papers and preparing theses. Think about how much time was actual classroom work? 20-30% total?
Have you ever actually set foot in a university?
most students spend zero time assisting professors and PhD students with research. Virtually no one spends time submitting grant proposals - even graduate students don't do that for that most part. Submitting rebuttals to published work? Yeah right.
It's like you live in some alternate fantasy universe that is completely divorced from the college experience that virtually everyone who is currently alive had.
So what happens if the person gets a college degree at "no" cost and never gets a job? The people most likely to support this plan have no intentions of ever paying anything forward. What happens if they graduate and leave the state or country?
What would prevent someone from taking out $60,000 in student loans, never get a job and leave the country? Nothing. Why would they be MORE likely to do this if they didn't have tons of student debt? This makes no sense at all, I don't understand the fear I see here over trying anything new or innovative.
07-07-2013, 04:19 PM
i7pXFLbhE3gq
n/a posts
Quote:
Originally Posted by TheMoreYouKnow
So what happens if the person gets a college degree at "no" cost and never gets a job? The people most likely to support this plan have no intentions of ever paying anything forward. What happens if they graduate and leave the state or country?
Exactly. If I were at PSU majoring in some fluffy nonsense, I'd support this plan too. If I were at one of the state's good schools majoring in something employable, I'd see this for what it is - an attempt at a huge giveaway to the bottom at the expense of those who are working hard.
So what happens if the person gets a college degree at "no" cost and never gets a job?
Someone completing a degree program with no intention of using it is a very extreme case. There will have to be cushions built in for those extreme cases.
Quote:
Originally Posted by TheMoreYouKnow
The people most likely to support this plan have no intentions of ever paying anything forward.
There's nothing that points to your ill-founded opinion. College graduates are the highest employed and the highest motivated.
Quote:
Originally Posted by TheMoreYouKnow
What happens if they graduate and leave the state or country?
Well, leaving the state, it could be treated like any other debt. So that wouldn't be an issue. Leaving the country, it would be the same as if someone with a student loan leaves the country. It's an extreme case.
most students spend zero time assisting professors and PhD students with research. Virtually no one spends time submitting grant proposals - even graduate students don't do that for that most part. Submitting rebuttals to published work? Yeah right.
It's like you live in some alternate fantasy universe that is completely divorced from the college experience that virtually everyone who is currently alive had.
NJBest went to Princeton. Just because you're okay with going to college to learn nothing (along with thousands of other people), doesn't mean everyone is.
most students spend zero time assisting professors and PhD students with research. Virtually no one spends time submitting grant proposals - even graduate students don't do that for that most part. Submitting rebuttals to published work? Yeah right.
It's like you live in some alternate fantasy universe that is completely divorced from the college experience that virtually everyone who is currently alive had.
Yes I have. I also teach at my alma mater. Did you attend one of these watered down schools where you just go to class like highschool? If so, congratulations.
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