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You and I likely have very different views on the role of societal responsibility for the healthcare of our citizenry.
Then you must realize that Obamacare places an overwhelmingly unfair burden on younger generations, while older generations shirk their responsibility of being fiscally responsible. Do you think they are just going to sit back and take it ? It is a trainwreck.
They would if government regulation actually let those types of insurance exist...
Really? People with pre-existing conditions or too old or too poor to buy insurance would go back to the private market so they could NOT buy insurance? Those "types" of insurance have existed since day one.
Man, my car ran out of gas because I can't afford gas! If only I could drive my gasless car to the gas station to buy gas I can't afford!
They would if government regulation actually let those types of insurance exist...
Just making insurance more affordable doesn't negate the real issue which is cost of treatment itself and treatment itself lends itself to traditional market forces poorly because the demand is inelastic.
If health insurance is more affordable then that is a great thing, but it still doesn't negate the fact that everyone regardless of insurance gets covered for emergency (i.e., expensive) treatment. Without us all being insured or incurring a penalty of some kind it doesn't properly penalize those who fail to secure treatment, so we are indirectly subsidizing their malfeasance anyway, unless of course we passed a law to turn away people without coverage.
At least with a system designed like the ACA, it forces everyone to have SOME skin in the game.
Really? People with pre-existing conditions or too old or too poor to buy insurance would go back to the private market so they could NOT buy insurance? Those "types" of insurance have existed since day one.
Man, my car ran out of gas because I can't afford gas! If only I could drive my gasless car to the gas station to buy gas I can't afford!
This is exactly why Medicare was created in the first place.
Medicare consistently gets the best pricing on treatment. Health insurance companies have negotiation units but they aren't nearly as effective.
A centralized negotiation unit which would be present in a Medicare for all form of single payer (comparable to healthcare systems in Belgium, France, Australia, Sweden, Finland, etc) would drastically reduce cost of treatment.
At least with a system designed like the ACA, it forces everyone to have SOME skin in the game.
And therein lies the #1 problem in my mind with this whole thing. It FORCES people to subscribe.
When people get treated without insurance they are FORCING us to pay their bill. The bill, not only for treament, but for the recovery costs are passed along.
This is exactly why Medicare was created in the first place.
Wow, you just said it all!
Obamacare is the Fukushima of public policy....we have a reactor core meltdown and do not know it yet. Inevitably this will lead to a totally nationalized or single payer system, sooner rather than later. When the "public option" becomes the only option, it is not an option--it is inevitable. Congratulations, progressives! Your plot is working out far better than expected!
You just have to love it when people, including the OP, talk about how "most" people don't need the exchanges because they already have coverage through their employer--as if it is just fine to totally screw the minority since they are a minority. Guess what? "Most people" had coverage before the ACA, and "most people" were happy with their coverage before the ACA. The "most people" rationalization is pure bunkum.
I'm one of those unsubsidized folks in the individual insurance market, and here is what is going up for me: out of pocket maximum exposure, copay costs, deductibles, and premiums. Oh, but I get full coverage for a couple of very inexpensive items that I used to just pay for. whooppeee!
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