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In addition to being a mathematician, you also have an unmatched understanding of the English language. How else do you get to "catastrophic insurance" from a discussion about insurance that doesn't cover catastrophes...
There's a level of understanding, where you get so deep into the true meanings of words, that you actually come out the other side where they mean the opposite of what their definitions suggest...
No, the problem is YOU.
Your story wasn't about "health insurance". Your story was about someone buying a "cash benefit" plan. It's NOT "health insurance". It has never been sold as health insurance, because it is NOT and has not been legally able to call itself that in eons. Those are still available, seeing as how a very famous insurance company with a duck for a company mascot sells millions of them.
YOU, however, were talking about it as if it were. I just played along for a bit. That bit was long enough for you to stick both feet in your mouth, talking about how we, the people, were being forced to do the right thing for our own good. I merely pointed out that true catastrophic plans are NOT ACA compliant, even though they make amazingly good sense.
As has been noted over and over, seniors have no need for maternity coverage. One size fits all is rarely the good option.
I'll bet they aren't.
I said it above but you missed it I guess. Young people have little if any need for knee and hip replacements, high blood and cholesterol medicine, Type 2 diabetes protocols, or colonoscopies, or Viagra. But they are paying for them anyway. Seniors, as they usually do, come out way ahead in the ACA pricing plans, even if they have to pay for a couple services they will never use. Seniors are the ones that run up health care costs. So stop the BS. Then again, we could follow the Ponderosa plan and just push you over a cliff when you hit 60. Think of the money we would save!
I am beginning to think that you Cons have never had a good paying job where the employer picked up your costs. Virtually every plan like that pools risk and covers maternity and knee replacements and even Viagra not to mention all the other crap the oldies get pitched on the news each night. You act like you never heard of that.
I said it above but you missed it I guess. Young people have little if any need for knee and hip replacements, high blood and cholesterol medicine, Type 2 diabetes protocols, or colonoscopies, or Viagra. But they are paying for them anyway. Seniors, as they usually do, come out way ahead in the ACA pricing plans, even if they have to pay for a couple services they will never use. Seniors are the ones that run up health care costs. So stop the BS. Then again, we could follow the Ponderosa plan and just push you over a cliff when you hit 60. Think of the money we would save!
I am beginning to think that you Cons have never had a good paying job where the employer picked up your costs. Virtually every plan like that pools risk and covers maternity and knee replacements, too. You act like you never heard of that.
Prices are going up because insurance companies are being forced to provide services people don't need. Those who use more services should pay more for it. People don't pay the same price to insure a new Cadillac as they do for a 20 year old Ford.
When prices are forced beyond where people can afford it, it all becomes irrelevant. Nothing was done to address costs.
Location: Just transplanted to FL from the N GA mountains
3,997 posts, read 4,143,759 times
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Quote:
Originally Posted by Ponderosa
I said it above but you missed it I guess. Young people have little if any need for knee and hip replacements, high blood and cholesterol medicine, Type 2 diabetes protocols, or colonoscopies, or Viagra. But they are paying for them anyway. Seniors, as they usually do, come out way ahead in the ACA pricing plans, even if they have to pay for a couple services they will never use. Seniors are the ones that run up health care costs. So stop the BS. Then again, we could follow the Ponderosa plan and just push you over a cliff when you hit 60. Think of the money we would save!
I am beginning to think that you Cons have never had a good paying job where the employer picked up your costs. Virtually every plan like that pools risk and covers maternity and knee replacements and even Viagra not to mention all the other crap the oldies get pitched on the news each night. You act like you never heard of that.
The fact is you and EddieBGood are probably getting better coverage for less money right otherwise you wouldn't be so gung-ho about this? In other words your probably getting a subsidy. Those of us paying for you don't even expect a thank you. Even a nod of appreciation would be sufficient. Instead, you bite the hand that feeds you. Your welcome... but don't come back for any more food... this hand is gonna start biting back....
Damn, even after lying about being able to keep your coverage if you like it for years and coming out recently to admit that it isn't true, they are still lying about it.
If you like your plan you can keep it and you don’t have to change a thing due to the health care law.
The fact is you and EddieBGood are probably getting better coverage for less money right otherwise you wouldn't be so gung-ho about this? In other words your probably getting a subsidy. Those of us paying for you don't even expect a thank you. Even a nod of appreciation would be sufficient. Instead, you bite the hand that feeds you. Your welcome... but don't come back for any more food... this hand is gonna start biting back....
Actually ACA is saving me 400 bucks a month over the plan I have now through my employer (I am retired and my employer has negotiated a retiree plan but does not pay for it). I get a much better policy than I have now too with no deductibles, 2k out of pocket max and 90/10 coverage. Hard to beat that. I don't get a nickel in subsidies either. The young people are paying part of my fare, I know, but then I am paying for two young people on the policy as well, so maybe it comes out in the wash.
The difference between me and you is that I did not have a junk policy to begin with. People with good policies are finding that the ACA has better plans for less money, whereas people with crap policies are finding they have to pay more for a minimum level of benefits. I have been paying nearly 1400 per month for my family coverage out of pocket plus the copays and coinsurance. The ACA plan will cost me 1000 bucks (no subsidy remember). Am I happy? You betcha! Keep your government off my Obamacare!!!!!
The young people are paying part of my fare, I know, but then I am paying for two young people on the policy as well, so maybe it comes out in the wash.
"Hands off my handout".
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