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Old 04-07-2016, 03:23 PM
 
Location: the very edge of the continent
89,026 posts, read 44,824,472 times
Reputation: 13713

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Quote:
Originally Posted by InformedConsent View Post
That's what actuaries are for.
What I dislike about Medicare, Obamacare, and any form of socialized health care, etc., is that they eschew and penalize personal responsibility, and finance and reward bad life and lifestyle choices.
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Old 04-07-2016, 03:23 PM
 
18,802 posts, read 8,471,648 times
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Quote:
Originally Posted by InformedConsent View Post
That's what actuaries are for.
Actuaries are for group, not individual risks.
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Old 04-07-2016, 03:25 PM
 
18,802 posts, read 8,471,648 times
Reputation: 4130
Quote:
Originally Posted by InformedConsent View Post
What I dislike about Medicare, Obamacare, and any form of socialized health care, etc., is that they eschew and penalize personal responsibility, and finance and reward bad life and lifestyle choices.
We all can't be saints personified like you and I!

(lol)
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Old 04-07-2016, 03:25 PM
 
Location: the very edge of the continent
89,026 posts, read 44,824,472 times
Reputation: 13713
Quote:
Originally Posted by Hoonose View Post
Actuaries are for group, not individual risks.
Not necessarily. Ever wonder how Lloyd's of London determines the premiums to charge for obscure insurance policies?
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Old 04-07-2016, 03:26 PM
 
Location: the very edge of the continent
89,026 posts, read 44,824,472 times
Reputation: 13713
Quote:
Originally Posted by Hoonose View Post
We all can't be saints personified like you and I!

(lol)
What's the point of penalizing the responsible and rewarding the irresponsible?
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Old 04-07-2016, 03:31 PM
 
Location: Phoenix
30,371 posts, read 19,162,886 times
Reputation: 26264
Quote:
Originally Posted by Twilightnight View Post
I know we have Obama-care and not at all very likely to ever happen, but hypothetically speaking, if every U.S politician decided they wanted a healthcare system just like in the U.K or other European countries practically identical for every U.S citizen what would it take, and how much would our politicians have to sacrifice to get it?
1) Having a majority want that.
2) Getting Doctors and medical people to take a huge pay cut
3) Hammering Big Pharma to reduce prices.
4) hammering the medical research industry, especially their funding source.
5) Severely limit medical torts - this should be higher on the list

This is going to happen in time but it might be 10-15 years. Politicians will follow the votes.
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Old 04-07-2016, 03:32 PM
 
22,923 posts, read 15,489,598 times
Reputation: 16962
Americans travelling to third world countries for better/cheaper healthcare:

http://news.health.com/2009/04/08/traveling-treatment/

Even stealing it from Canada it would seem is not beneath some of you:

http://independentbloggersalliance.b...as-health.html


If it's so much better in the U.S...howcum:


http://www.hospitalsafetyscore.org/n...vementstooslow

http://www.healthcareitnews.com/news...es-hit-records

And what about these folks:

https://www.caring.com/questions/can...h-no-insurance

Charity the only option? Outstanding!

One Canadian Province wait times graphed:

https://secure.cihi.ca/free_products...pproved_EN.pdf

http://www.ontariowaittimes.com/Surg...&ModalityType=

Tax rate comparisons.

http://www.investopedia.com/financia...americans.aspx

http://www.theguardian.com/money/us-...althcare-taxes

Average costs to the American citizen for his healthcare:

http://time.com/money/4044394/averag...tible-premium/

http://www.valuepenguin.com/average-...alth-insurance

http://www.statisticbrain.com/health...st-statistics/

http://www.forbes.com/sites/danmunro.../#75031c494dfb

Holy moly!


Methinks statements like made on here regarding other countries being inferior as regards their system of healthcare delivery should be taken with a grain of salt.

Finally; keep yours and we'll keep ours. See who lives longest....oh wait, we've already established that would be virtually EVERYBODY else.

Last edited by BruSan; 04-07-2016 at 04:05 PM..
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Old 04-07-2016, 03:34 PM
 
18,802 posts, read 8,471,648 times
Reputation: 4130
Quote:
Originally Posted by InformedConsent View Post
Not necessarily. Ever wonder how Lloyd's of London determines the premiums to charge for obscure insurance policies?
Sure but LLoyd's is willing to take a loss if offset by other gains. Aside from gamblers, educated and rational folks don't want to take profound risks with their health.
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Old 04-07-2016, 03:34 PM
 
21,989 posts, read 15,713,056 times
Reputation: 12943
Quote:
Originally Posted by InformedConsent View Post
Contribution plus compounded interest. Frankly, I'd like to have ALL of that back. I'll get a MUCH better deal self-insuring.
I've seen your compounded interest calculations. They are completely laughable, I am not interested in seeing your self-written lottery ticket again. But end it? Yes, I would end it and the best way to end it is to just calculate contributions and say you're done after that, go buy insurance.
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Old 04-07-2016, 03:37 PM
 
18,802 posts, read 8,471,648 times
Reputation: 4130
Quote:
Originally Posted by InformedConsent View Post
What's the point of penalizing the responsible and rewarding the irresponsible?
It is not always that cut and dried or so simple. Many people totally responsible like myself and wife can be hit with very serious disease and medical bills. And also the other side, where total medical miscreants die from having too much sex at 101!

(lol)
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