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At this point I'd be happy if it was repealed and things went back to they way they were.
My health insurance sucks now.
Premiums more than doubled.
Deductible quadrupled.
And now EVERYTHING goes towards the deductible.
A simple office visit can cost me over $300.00. When it used to be $35.00.
I would have had a lot more respect for Dems and Obama if they had focused more on bringing down the actual costs of health care instead of forcing everyone to buy health insurance.
From the WaPo Fact Check article on 1/9/2017:
Quote:
But here’s the funny thing: Health costs for employer-provided plans have grown much slower than expected since the Affordable Care Act was implemented.
“This is the fifth straight year of relatively low premium growth (family coverage growing between 3 and 4 percentage points each year),” Kaiser reported. The report noted that “the continuing implementation of the ACA does not appear to be causing major disruptions in employer market,” in part because existing plans were grandfathered in and did not need to meet Obamacare requirements, such as covering preventive benefits without cost. Twenty-three percent of covered workers are enrolled in a grandfathered plan.
“Relatively few employers made changes to working hours or hiring as a result of the [employer responsibility] provision, with more taking actions that increased coverage offers than reducing them, similar to the results last year,” Kaiser said.
Indeed, when the Kaiser report was released in September, the White House trumpeted that the average family premium is now almost $3,600 lower than if premium growth had kept pace with the rate in the decade before the law was passed. We once gave Obama Pinocchios for calling this reduction a “tax cut” — it is not — but certainly it is a good-news story that Republicans are trying to spin as bad news.
Kaiser estimated that cumulative premium increases were 63 percent for 2001-2006, 31 percent for 2006-2011 and 20 percent for 2011-2016.
Premiums also may not tell the whole story, as employers in recent years have shifted costs to employees through higher deductibles and co-pays. (Kaiser says average deductibles have risen 63 percent from 2011 to 2016, though the White House says that is lower than the 2006-2010 trend line.)
So we also turned to another set of data, the Milliman Medical Index, which attempts to calculate all out-of-pocket costs, not just premiums, for a typical U.S. family. But that exercise actually confirmed that the reduction is real for American health-care consumers — costs would have been nearly $5,000 higher if they had continued on the previous inflationary path.
America is much bigger and stronger than one election cycle. Even Dubya and his sidekick Chicken Dick didn't cause a total meltdown, despite their most incompetent, greedy efforts. And they had two full terms. Of course, they left one helluva mess in their wake. But Obama got busy and fixed most of it.
Trump & his tea party bagger supporters will doubtless cause damage again, but it won't be irreparable. Matter of fact, by dismantling the ACA they may very well pave the way for the single payer health system that's inevitable.
Which was probably the plan from Obama and company all along.
Make Obamacare so bad it that it makes socialized medicine look good in comparison.
Which was probably the plan from Obama and company all along.
Make Obamacare so bad it that it makes socialized medicine look good in comparison.
With or without the ACA, our delivery of health care was fading fast. So, do nothing it fails, create a mandate that all should purchase for-profit coverage, it fails. If Trump's plan is HSA accounts and tort reform, I will wager it fails also, in very short order. That leaves us with..........
Yeah, and I sure do enjoy having the Viagra on my plan, even though I'm not a male. And, they really should remove any contraceptives from the plan - as long as they remove the ED medications, too.<more sarcasm>
ETA: actually, I believe that until fairly recently, if someone has only single coverage, they didn't have maternity care on their plan. So, if someone got pregnant, it was a pre-existing condition and they couldn'g GET maternity care. I remember a friend of mine, who had single plan through her employer, and her husband also had a single plan with a different employer - because it was cheaper that way for them - being shocked and dismayed to find out she wasn't covered on either plan and they had to pay for the maternity care out of pocket.
Interestingly enough, maternity care is included in my currently way too expensive health insurance, but even though I'm a 53 yr old male....
ED medication is NOT covered.
With or without the ACA, our delivery of health care was fading fast. So, do nothing it fails, create a mandate that all should purchase for-profit coverage, it fails. If Trump's plan is HSA accounts and tort reform, I will wager it fails also, in very short order. That leaves us with..........
If the highlights of his plan is HSA's and Tort reform we are in very big trouble, he did say he wanted to keep preexisting conditions so how is he funding that. Certainly not HSA's.
Last edited by Goodnight; 01-17-2017 at 11:01 AM..
Hey OP, maybe he'll pass it so we can see whats in it like Democrats did.
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