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Roommates are a huge risk long term. They can steal from you. They can become a deadbeat and not pay the bills and cause you to get an eviction from a place you couldn't afford on your own (which is why you got a roommate to begin with). They could be closet drug dealers or druggies that bring police attention which results in an eviction for you. A LL has to name everyone on the lease in the eviction process. And good luck renting a place in the future with the eviction on your record. Living in a car is preferable to becoming a victim to someone else's actions.
Welcome to the real world... Poorly chosen spouses can do any or all of those things, too.
The US citizenry doesn't pay that now. Employers and local and state governments pay most of it. No, the $3.2 trillion/year is IN ADDITION TO what the Fed Gov already spends on Medicare and Medicaid, which is about $1.2 trillion/year. Why so much extra? About 30 million people are currently still uninsured.
The 3.2 trillion is simply the present US payment for health care. If the US federal government paid for all health care it would therefore spend 3.2 trillion. And where would that come from? Mostly the same place it does now. That is the pockets of US citizens, corporations and the States and Federal Government. The only thing that would initially change is we get rid of a set of middle men who pick off 20 or 30% of this revenue as it goes past. The paths may be different, that is taxes on corporations rather than they paying health costs directly. but the amount overall would be the same or less. And in fact they may be able to squeeze enough money from the system to cover all Americans.
Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
27,606 posts, read 14,590,333 times
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Originally Posted by InformedConsent
35 is young. You have at least another 30 years to work your way up the standard of living ladder.
Young my fanny. By the time my dad was my age, he earned the same non adjusted dollar amount I do, and he was married, had a house and I was 3 years old; and my dad had his college degree in music, so wasn't applicable to the field he was working in at the time
Young my fanny. By the time my dad was my age, he earned the same non adjusted dollar amount I do, and he was married, had a house and I was 3 years old; and my dad had his college degree in music, so wasn't applicable to the field he was working in at the time
You could easily have a house, gaining equity for the future.
Young my fanny. By the time my dad was my age, he earned the same non adjusted dollar amount I do, and he was married, had a house and I was 3 years old; and my dad had his college degree in music, so wasn't applicable to the field he was working in at the time
Well, can you afford your lifestyle and have a significant savings cushion in case things go south? No? Well, then guess what... You're already living beyond your means. You should have no problem paying $9,600/year health insurance premiums plus a $6,250/year deductible.
Well, can you afford your lifestyle and have a significant savings cushion in case things go south? No? Well, then guess what... You're already living beyond your means. You should have no problem paying $9,600/year health insurance premiums plus a $6,250/year deductible.
Herein lies the problem. People living beyond their means, spending their money frivolously, instead of paying for their own healthcare and investing and saving for the future. I know numerous people who go out to eat several times a week, have expensive cable and cell phone bills, waste a tremendous amount and then complain that they can't get ahead and claim they are victims.
The simple truth, it's very easy to get ahead and become wealthy if one is frugal and invests properly.
Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
27,606 posts, read 14,590,333 times
Reputation: 9169
Quote:
Originally Posted by InformedConsent
Well, can you afford your lifestyle and have a significant savings cushion in case things go south? No? Well, then guess what... You're already living beyond your means. You should have no problem paying $9,600/year health insurance premiums plus a $6,250/year deductible.
I don't pay for my health insurance, I get it from my employer
The US citizenry doesn't pay that now. Employers and local and state governments pay most of it. No, the $3.2 trillion/year is IN ADDITION TO what the Fed Gov already spends on Medicare and Medicaid, which is about $1.2 trillion/year. Why so much extra? About 30 million people are currently still uninsured.
No...
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U.S. health care spending grew 5.8 percent in 2015, reaching $3.2 trillion or $9,990 per person. As a share of the nation's Gross Domestic Product, health spending accounted for 17.8 percent
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3.2 trillion of new expenditure would mean doubling the US health care cost which is quite impossible.
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