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Old 10-14-2017, 01:14 PM
 
34,069 posts, read 17,102,875 times
Reputation: 17215

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Quote:
Originally Posted by Kibby View Post
This is the Executive Order that President Trump just signed. Exactly which part do you consider "sabotage"?
It just expands choices, adds and doesn't subtract. Have any of you even read it?

https://www.whitehouse.gov/the-press...nd-competition
Bingo.

ACA is still there to fleece the gullible.
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Old 10-14-2017, 01:15 PM
 
21,989 posts, read 15,725,865 times
Reputation: 12943
Quote:
Originally Posted by NY_refugee87 View Post
Per the bold.
It was for me, and that's all that matters.

As it should be for everyone else.

Stop worrying about the collective, it's their responsibility to be gainfully employed. It's their responsibility not to engage in habit forming and unhealthy habits.

Live right, and worry about yourself. No longer an issue. Reality is what you make it/live it.
Want to shoot heroin smoke pot drink in excess smoke 3 packs a day sleep around and catch diseases live off of greasy nasty fast food and wash it down with a big soda, you get what you pay for, and you alone should pay for it. And if your health insurance company raises your premiums due to drug alcohol tobacco use and STD transmission or cut you loose like an auto insurance company does to a drunk driver when they wreck. Ohwell. Should have thought about that before you engaged in foolish behavior.

Genetic disorders are a completely different topic with a different approach and problem in of itself.
What is the answer to that? Republicans like to pretend that everyone that is sick brought it on themselves. Except most people die of health related illnesses or accidents. That includes everything from cancer to car crashes. They have no answer to this and for people that were paying their insurance companies for years to be canceled when they received a cancer diagnosis, this was financially devastating for them.
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Old 10-14-2017, 01:16 PM
 
Location: PSL
8,224 posts, read 3,502,465 times
Reputation: 2964
Quote:
Originally Posted by JimRom View Post
Correction. One way to reduce health care costs is to take it out of the private market. There are other ways to do it, though.

Removing insurance from the equation would be the quickest way to reduce health care costs, at least for everyday health care. Next time you go to the doctor, look around and see how many people are on the payroll that do nothing but deal with insurance claims. In my doctor's office, that number is a whopping 7. Think about that, 7 people do nothing but deal with insurance. They aren't nurses, doctors, or any sort of medical care provider. They are billing specialists, who make approximately $40k per year at the low end. This means that my doctor's office is paying about $280,000/year in salary alone for these people, and that doesn't factor in any of the extra costs such as ESI, taxes, or workers comp. Easily $350,000 per year is being spent on employees who would be completely unnecessary without the involvement of insurance companies in everyday health care.

Limiting the markup percentage that is charged by hospitals on necessary medications and equipment would be one way of reducing the costs of more comprehensive health care. My wife works in the durable medical field (she actually is one of those people who deals with insurance companies all day) and most people would probably faint if they knew how much care facilities are overcharging them for equipment. Aside from the typical $10 for a Tylenol stories that you hear from hospital patients, more complicated machinery has an enormous markup. A TENS unit, for example, can be billed at up to $200 depending on your insurance company. Cost on this item, however, is about $18 from the manufacturer. A wheelchair, which I've seen billed to insurance companies at nearly $1K, has a cost value of about $90-$200.

I found out how much cheaper cash-paid healthcare was when I stopped using insurance. With insurance, my copay was $80 for a basic visit. That was my cost after the insurance company paid their portion. Paying cash, I'm charged $50 because my doctor is thrilled to not have to wait for the insurance company to pay. For medications, the generic ones that my insurance company approved of cost $25 to me. Brand-name medicines ran about $40-$60 out of my pocket. By pharmacy shopping and using goodrx along with paying cash, I can get generics of the same medicines for $9-$12 a prescription. Brand name, I'm still in the $50 range this way, but that's without having to pay insurance premiums. Overall, basic medical care costs me about half of what it did when I was using insurance to pay for doctor visits. And I'm not paying any premiums.

Yeah, yeah, everyone is supposed to sign up for insurance. Sorry, but I'm not going to send money to a company that won't even start to pay for anything until I hit $10,000 out of pocket when I can pay cash and end up paying less than I did when I had insurance. When I was working for an employer that paid for a portion of my insurance, I tolerated it. Since I've now gone back to self-employment, I'll keep my hard-earned money for things that are actually necessary, such as making sure my family is taken care of.

The biggest flaw with Obamacare was that it made insurance a necessity, when it never should have been. The actual costs of healthcare could have been addressed in much more direct ways, and not involved forcing American citizens to do business with the very industry that caused healthcare costs to rise in the first place.
BINGO!
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Old 10-14-2017, 01:18 PM
 
Location: Homeless
17,717 posts, read 13,547,655 times
Reputation: 11994
Quote:
Originally Posted by aridon View Post
The capped ones the ACA forced. The old margins on the **** policies were way higher.

It wasn't for us we fell in between a gap and we were unable to afford health insurance thought the ACA.
Many people fell into this problem sure it help some and for others it made things worse. SO IF big orange gets rid of that part of the ACA I'll be ok with that.
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Old 10-14-2017, 01:18 PM
 
6,393 posts, read 4,118,708 times
Reputation: 8252
Quote:
Originally Posted by petch751 View Post
I remember a time you leftist wouldn't even acknowledge Obamacare had REAL flaws.

As Johnathan Gruber said.... "Lack of transparency is a huge political advantage. And basically, call it the stupidity of the American voter or whatever, but basically that was really, really critical for the thing to pass."

When referring to the "stupidity of the American voter" obviously he was referring to people who supported Obama and Democrats passing the law, not the people who tried to warn you.
What are you talking about? Everything has flaws. That's why there are upgrades. Nothing in this world is ever born perfect. Everything needs to be updated.

But the GOP has blocked every attempt at improving the ACA. Imagine if Apple came out with the first iPhone a d then that's it, no more improvements.
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Old 10-14-2017, 01:19 PM
 
21,989 posts, read 15,725,865 times
Reputation: 12943
Quote:
Originally Posted by NY_refugee87 View Post
Why does health insurance and care have to come to a vote? Why???
Why do you want government intervention in everything???

Get the government out of it! NEVER to return again to meddle with matters pertaining to citizens free will and choice. Seriously. Make it an act of treason to ever intervene in a harmful way ever again.
Want affordable insurance plans?
Let the markets operate freely. Don't like the prices company A quotes you, look at companies B, C, D, E. To socialise debt is an utter failure. Try spreading the wealth instead of the debt.
Why shouldn't it come to a vote? If we end Medicare, Medicaid and any other socialized programs, where should we end it? End public schooling? Put tolls on all roads (which will make rural travel extremely expensive)? Make police and fire a monthly coverage fee? We could do that, take government out of everything. But since we do have people on Medicare and Medicaid, let's take them off and put it to a vote. For seniors, they will likely not be able to find anyone to cover them because their costs are extremely high but too bad for them, right?
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Old 10-14-2017, 01:20 PM
 
Location: PSL
8,224 posts, read 3,502,465 times
Reputation: 2964
Quote:
Originally Posted by Seacove View Post
What is the answer to that? Republicans like to pretend that everyone that is sick brought it on themselves. Except most people die of health related illnesses or accidents. That includes everything from cancer to car crashes. They have no answer to this and for people that were paying their insurance companies for years to be canceled when they received a cancer diagnosis, this was financially devastating for them.
Not in NY... I knew alot of people who suffered with cancer. Few survived. Insurance couldn't be dropped. Was against the law.


Make that a federal law on the insurance providers. They can not terminate coverage. There. Problem solved. Make that the only mandate on health insurance industries

Look at life insurance policies. Look how they opperate. Do they charge more for the older you are? Yes...
Do they charge more if you've been chronically ill? YES...

Be smart. Get your life insurance policy like I did at 24 and pay 65 per month for a 500k dollar policy
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Old 10-14-2017, 01:24 PM
 
21,989 posts, read 15,725,865 times
Reputation: 12943
Quote:
Originally Posted by aridon View Post
You mean the block grants that were being pushed and would cut ten million plus off Medicaid?

You think folks are getting chemo treatments or enzyme treatments for cf kids in the emergency room where you can't be turned away? You think when they get released that the meds are free from CVS?

The issue is people like you don't have a ****ing clue about medicine or insurance.
Of course they don't. The response to something like cancer is "that's a different topic". No solution whatsoever. 1.7 million people are diagnosed with cancer every year and that ignores issues like heart attacks, diabetes, etc. These people require long term treatment, not a quick visit to the ER.
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Old 10-14-2017, 01:25 PM
 
Location: Jacksonville, FL
11,145 posts, read 10,718,210 times
Reputation: 9800
Quote:
Originally Posted by NY_refugee87 View Post
Not in NY... I knew alot of people who suffered with cancer. Few survived. Insurance couldn't be dropped. Was against the law.


Make that a federal law on the insurance providers. They can not terminate coverage. There. Problem solved. Make that the only mandate on health insurance industries

Look at life insurance policies. Look how they opperate. Do they charge more for the older you are? Yes...
Do they charge more if you've been chronically ill? YES...

Be smart. Get your life insurance policy like I did at 24 and pay 65 per month for a 500k dollar policy
You do realize that you are asking people who support the ACA to use sound financial reasoning and common sense, don't you? I mean, I like your idea, but you may be asking a bit much of the masses.
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Old 10-14-2017, 01:25 PM
 
Location: PSL
8,224 posts, read 3,502,465 times
Reputation: 2964
Quote:
Originally Posted by Seacove View Post
Why shouldn't it come to a vote? If we end Medicare, Medicaid and any other socialized programs, where should we end it? End public schooling? Put tolls on all roads (which will make rural travel extremely expensive)? Make police and fire a monthly coverage fee? We could do that, take government out of everything. But since we do have people on Medicare and Medicaid, let's take them off and put it to a vote. For seniors, they will likely not be able to find anyone to cover them because their costs are extremely high but too bad for them, right?
Why shouldn't it come to a vote?

Because the government does not put food on my table, pay my bills, sleep with me to get my rocks off, nor provide me with essentials. Therefor, the government is not welcome nor privy to my personal life, pertaining to health matters or any other facet. That's why.
When the government pays my way, gets my rocks off, or provides for me in some capacity beneficial to me, then they're welcome to declare me a ward and do as they wish.

I didn't elect to have the government become my nanny...
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