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There can't be a replacement until there is an end to what is in place. No one wants to do it again like Obama did it and shove it down the throats of people. Its going to take both parties to provide a replacement if its going to be worthwhile or lasting.
Coverage of pre-existing conditions isn't always covered. It's another Obama lie.
I developed a condition half-way through the year, and my insurance company has no specialists in-network. Because of Obamacare, the out-of-network deductible was twice the in-network, so I was on the hook for the first $13,000. And that was separate from the $6,500 in network deductible. IOW, Obama counts me as "insured" even though I had to cover $20,000 of medical expenses and $10,000 in premiums.
I had a much better plan before OBamacare, but Ocare destroyed the private individual market. I had been laying a third in premiums with an affordable $2000 in deductibles.
Without ACA protection you would be uninsurable because now you have a pre-existing condition. Paying full out of pocket would cost you more, or bankrupt you, or you might not be able to be treated until it was too late.
Without ACA protection you would be uninsurable because now you have a pre-existing condition. Paying full out of pocket would cost you more, or bankrupt you, or you might not be able to be treated until it was too late.
Without ACA protection you would be uninsurable because now you have a pre-existing condition. Paying full out of pocket would cost you more, or bankrupt you, or you might not be able to be treated until it was too late.
That's also not true.
I looked up my condition to see what would happen in pre-ACA days. My plan would have declined coverage of it for six months, and then it would pay. But my ACA plan would never pay, because it doesn't have the specialist.
It's a loophole that Obama allowed for insurers not to cover pre-X conditions: they simply don't put that specialist in the network! Voila! So, for example, if you develop rheumatism and the insurer doesn't want to cover that, they simply don't include a rhematologist in their network.
Or, they just have ONE specialist. So let's say you have a retinal condition, and the insurer has ONE retinologist to serve a population of 200,000. The wait is six months. So, you end up going private and paying in cash to someone else. It's a way for insurers to make it so unappealing to use them that you just give up and pay cash.
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Trump wants to abolish ACA entirely
