We're certainly not in this together.

[InformedConsent]

Originally Posted by thatsrightfam

OK, but could the first half save even if they were "prudent"? Do they get enough income to even be able to save? I don't have the numbers but my impression is - no. They get paid just enough to get them to the next month.

That's because they're living beyond their means. Foolish and unnecessary choice, but they think they're somehow "entitled" to a certain lifestyle. Um...No, you're not.