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Without knowing how much you have to put down we can't provide much info for a $1K mortgage payment. I'm also hoping this $1K is just for the mortgage payment and that you will have funds in your budget for homeowners insurance, taxes and possibly HOA fees. So it probably would be more helpful to know what purchase price you are looking for as well as any things that would be a deal breaker for you (well, septic, too remote, etc).
Without knowing how much you have to put down we can't provide much info for a $1K mortgage payment. I'm also hoping this $1K is just for the mortgage payment and that you will have funds in your budget for homeowners insurance, taxes and possibly HOA fees. So it probably would be more helpful to know what purchase price you are looking for as well as any things that would be a deal breaker for you (well, septic, too remote, etc).
So the mortgage payment does not also have some going to escrow for the taxes , homeowners insurance. I will be doing FHA and the money at down is between 10,000--18.000. We can not be too remote as we work from home and will need good internet not wifi.
Yes, there more reasonable homes in towns like Wilson east of the Triangle. Your property taxes will probably be lower than in Texas, so you might spend more on the mortgage.
Yes, there more reasonable homes in towns like Wilson east of the Triangle. Your property taxes will probably be lower than in Texas, so you might spend more on the mortgage.
That is what I was thinking also. I am originally from Maryland and miss the seasons.
Have been looking on realtor.com and there is some reasonable homes between Raleigh and the coast. I was looking to the east side of Raleigh is that not right.
You should be posting in the NC city-data forum. This one is specific to the Triangle area, and you can't buy anything around here with your budget.
You should be posting in the NC city-data forum. This one is specific to the Triangle area, and you can't buy anything around here with your budget.
So you are saying Raleigh, Durham and Chapel Hill are very expense. I thought Charlotte was the expense area. So if I am looking in towns or cities around those 3 I should post in NC general?
So you are saying Raleigh, Durham and Chapel Hill are very expense. I thought Charlotte was the expense area. So if I am looking in towns or cities around those 3 I should post in NC general?
Figure out what price home you think you can afford at current interest rates. I’m still unclear by your earlier post if $1000/mo is just P+I or includes more. I’m guessing you are sub-$200K, regardless. There’s almost zero available in the Raleigh/Durham or Charlotte areas for that. If you need a larger town/city, perhaps the Triad (Winston-Salem, High Point, Greensboro), or Fayetteville would work for you. Much less expensive properties there.
I has been some years but yes I have been to the area and I have friends that are in the Winston-Salem area and some are in the Sanford area. Sorry that I was posting in the wrong place. Was not looking for a home in Raleigh but the areas around. Also as I do not want to be in the mountains or near Charlotte that is why I posted here.
So you are saying Raleigh, Durham and Chapel Hill are very expense. I thought Charlotte was the expense area. So if I am looking in towns or cities around those 3 I should post in NC general?
Have you even googled homes for sale on <location> before jumping straight to this sub forum? Even a glance at a local news site? This will tell you all you need to know. You seem to be coming in woth 0 information. This is one of the fastest growing (in both size and price) areas of the country!
To stay in your price range, you're going to be out in a very rural area.
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