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Old 08-22-2011, 09:53 AM
 
Location: South FL
9,444 posts, read 17,424,960 times
Reputation: 8077

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Quote:
Originally Posted by SifuPhil View Post
Alright!

Now your headaches begin ...
Yeah...he is an early bloomer, I can tell.....

 
Old 08-22-2011, 09:58 AM
 
Location: Way up high
22,458 posts, read 29,644,267 times
Reputation: 31718
Quote:
Originally Posted by sierraAZ View Post
C'mon... you only have to keep $750 balance in order to not pay the fee.
Actually its $1500 to not pay the fee. I don't keep that much money in my account.
 
Old 08-22-2011, 10:05 AM
 
Location: Wu Dang Mountain
12,940 posts, read 21,668,627 times
Reputation: 8682
Quote:
Originally Posted by sierraAZ View Post
You, perv!
That seems to be the common opinion, yes ...
 
Old 08-22-2011, 10:09 AM
 
Location: Tucson
42,831 posts, read 88,356,556 times
Reputation: 22814
Quote:
Originally Posted by himain View Post
Actually its $1500 to not pay the fee. I don't keep that much money in my account.
Well, I am with B of A and it's $750. I have a 2nd checking I need for some rare foreign transactions which I keep at this exact amount. I don't believe it's state-specific.
 
Old 08-22-2011, 10:34 AM
 
2,650 posts, read 3,020,365 times
Reputation: 3466
Quote:
Originally Posted by sierraAZ View Post
Well, I am with B of A and it's $750. I have a 2nd checking I need for some rare foreign transactions which I keep at this exact amount. I don't believe it's state-specific.
Yeah, I have a BoA account I use for traveling and wire transfers and that sort of thing. In my case its a line of credit which requires a substantially higher balance but also pays interest similar to savings. Not that the interest is anything real special right now! Anyhow a line of credit might be another way to skin a cat since many allow for checking/debit.
 
Old 08-22-2011, 10:44 AM
 
2,650 posts, read 3,020,365 times
Reputation: 3466
Quote:
Originally Posted by max's mama View Post
Yeah...he is an early bloomer, I can tell.....
I'm tired and I don't want to get all sappy but just enjoy. It all goes so fast!
 
Old 08-22-2011, 10:54 AM
 
Location: Tucson
42,831 posts, read 88,356,556 times
Reputation: 22814
Quote:
Originally Posted by crabman1 View Post
Not that the interest is anything real special right now!
Oh, I'm just impressed - the monthly dividend on my 401K money-market account has gone UP! From 0.13 to 0.31!!! I got the money out of the market in the fall of 2007. My hypothetical old portfolio still hasn't broken even, though, so there's really no loss so far. Only that when I entered the market before I didn't know exactly how rigged it was and now I do. I've no idea if I'll ever dare play it again...
 
Old 08-22-2011, 11:32 AM
 
2,650 posts, read 3,020,365 times
Reputation: 3466
Quote:
Originally Posted by sierraAZ View Post
Oh, I'm just impressed - the monthly dividend on my 401K money-market account has gone UP! From 0.13 to 0.31!!! I got the money out of the market in the fall of 2007. My hypothetical old portfolio still hasn't broken even, though, so there's really no loss so far. Only that when I entered the market before I didn't know exactly how rigged it was and now I do. I've no idea if I'll ever dare play it again...
Trust me when I say that at least one other person learned a few lessons.
 
Old 08-22-2011, 01:32 PM
 
12,572 posts, read 15,616,175 times
Reputation: 8960
Quote:
Originally Posted by sierraAZ View Post
What problem do you see...? I pay the card off every month - same difference.
If I were to do that I would pay it off each month as well. I'm just not sure how it would change in Quicken. I should clarify we sign our purchases and it's processed as a credit transaction even though it still comes out of the checking account. I have noticed retailers hiding/eliminating the credit feature on the DIY card readers in attempts to get you to process it as a debit transaction. And some of those who don't use card readers will process it as a debit without asking your preference. Continuation of these practices will cause me to use the Amex on every transaction.

Last edited by WFW&P; 08-22-2011 at 01:41 PM..
 
Old 08-22-2011, 01:45 PM
 
6,143 posts, read 7,579,559 times
Reputation: 6617
Sheesh! You're all going to give me a big head! I do appreciate the nice comments though.

My internet time this weekend was mostly just researching our new beagle's suspected illness.

That, and posting the goofy things SD's bird does on FB.
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