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Non-issue. If it was credit card debt or something, I'd have an issue, but student loan debt is pretty legit, and unfortunately very common. I also agree with the host for the most part -- I'd also add that if it's student loan debt, it probably lead to a degree, which might mean she has more income potential down the road than she would otherwise.
It really depends on what their career field is. I would question someone who went that deep into debt to become a kindergarten teacher. Not because teaching isn't a perfectly normal and wonderful pursuit, but it would be dumb to take on 120K debt. I would say the same for someone like myself who has a business degree.
My fiance had 120K in debt when he was done with grad school, but his salary the past 2 years since he has graduated has been between 90-120K. He lived with his parents for a year and he lived like a student after and is now down to 30K in just a few years. It made sense for someone in his field and wasn't terrifying to me. He's also a physician assistant, so his income is relatively stable compared to a lot of other people.
That is tough...100K is a lot of debt. I really wouldn't want to sit at home eating beans and rice unable to afford doing anything fun because my SO went 100K in debt to go to school. Especially in this situation where the person is only making 35K. I'd also be angry that the person waited until we lived together before coming clean. But, if I was in love with that person and we were compatible and had an otherwise wonderful relationship I can see how it wouldn't be so easy to just say forget it and leave.
This is a tough one. One of my close female friends dropped this on me last night. Apparently she has about $106k in debt and makes in the mid-$50k range. $7k of it is in credit card debt, which isn't too terrible. And the rest is from school loans. She is a great girl, but this is a concern of hers with regards to dating. She is someone who I'd even consider being with, but this is definitely a big red flag for even me.
I'd have to say that love probably trumps all though.
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