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Yeah that makes sense, I remember reading on here that in Cali it's well hard to sack someone ( fire ), it's sounds great compared to my job believe me I've never heard of a signing bonus before LOL.
Can I ask what benefits come with it for example health care, dental or that 401k ( not sure what that is but again read about it )?
But your experience should speak volumes and I'm glad it has been acknowledged by him , you know yourself chow there's not much worse than some young " college puke " ( as you call it LOL ) telling you how it's done.
The labor laws here in Ca are more extensive than other parts of this country. The company is offering the standard benefits like medical and 401k and paid holiday, etc etc. I think young college kids are fine, everyone has to start out some where, right???
I did have a guy a couple of yrs ago at my last company and he was probably about 28 or so, new to the industry and he was trying to tell me how things were done, I found it quite astonishing that someone would have those kind of balls, as I'd never approach a guy that's been in some industry 20 plus yrs and you're brand new and try to one up them... I was completely floored by him.... amazing actually. I'd actually like to blast him in his goddamn face, and I'm a pretty easy going guy, so that was quite the experience, most people I've worked with over the yrs whether senior to me or junior were all fine, this guy was just an azzhat in general you run across those types in life.
The labor laws here in Ca are more extensive than other parts of this country. The company is offering the standard benefits like medical and 401k and paid holiday, etc etc. I think young college kids are fine, everyone has to start out some where, right???
I did have a guy a couple of yrs ago at my last company and he was probably about 28 or so, new to the industry and he was trying to tell me how things were done, I found it quite astonishing that someone would have those kind of balls, as I'd never approach a guy that's been in some industry 20 plus yrs and you're brand new and try to one up them... I was completely floored by him.... amazing actually. I'd actually like to blast him in his goddamn face, and I'm a pretty easy going guy, so that was quite the experience, most people I've worked with over the yrs whether senior to me or junior were all fine, this guy was just an azzhat in general you run across those types in life.
Yeah no it was the first saying that entered my mind with college kids, I'm more referring to young ones telling you how to do it mate got nothing against them in general of course .
Yeah I had a 19 year old last year that just done his first qualification and thought he was gods gift, he was working with one that had 32 year experience and trying to tell him what to do.
He got roasted to say the least LOL.
What actually is the 401k a pension? And what does the medical actually mean? Everything or just work related?
Sorry for the questions chow and I know Google is king but should I ever do come over one day it's better to learn from real people like your good self
Yeah no it was the first saying that entered my mind with college kids, I'm more referring to young ones telling you how to do it mate got nothing against them in general of course .
Yeah I had a 19 year old last year that just done his first qualification and thought he was gods gift, he was working with one that had 32 year experience and trying to tell him what to do.
He got roasted to say the least LOL.
What actually is the 401k a pension? And what does the medical actually mean? Everything or just work related?
Sorry for the questions chow and I know Google is king but should I ever do come over one day it's better to learn from real people like your good self
A 401k plan is basically a savings vehicle to save for retirement, a pension in a sense, but it's mostly funded by the employee. A company can contribute and match the employees savings rate to a certain degree, typical 0 to 6 percent of what an employee puts in. The benefits of the 401k is is that the money is all tax deferred until you draw on it and it also helps you to lower you're taxable income and that is huge, especially if you start to make better money. If say you made 50k a yr and put away 10 percent of your income to a 401 plan, you're taxable income now become 45k you get a free pass on the 5k that you've socked away through payroll deductions. When you become retirement age you then draw on the money that you've saved for the last 35 yrs, (hopefully). As of 2016 unless things change in the next 30 yrs, most Americans typically rely on 401k, other savings and social security. Pensions are a thing of the past, most companies don't offer them anymore. Those are just straight out money programs that an employer will give you as a reward for a lot of yrs of service. Like I said, most companies abandoned them back in the late 90's. I got lucky and my first company that I was with for 15 yrs offered them back in the day so I have a small pension coming when I'm retirement age, assuming that the company is still liquid and viable then, but supposedly they are somewhat guaranteed through insurance programs, but whatever, so f you've got a 401k, social security and hopefully a pension you might not be eating dog food in your golden yrs. I'm hoping between all of those things, plus with our house being paid off and a meager inheritance we might get from our parents that Mrs. Chow and I will be ok in our golden yrs.
Life is about as ceratin at this point as putting all your money on black and spinning the wheel.....
Yeah, if you work for the city/state/government you pretty much get the major hookup.... way way better than anything that the private sector offers.
Private sector pays better up front. I'm too far in to this gig to leave now. If something comes up in 10 years for great money, I would. Safety director would be a good gig.
A 401k plan is basically a savings vehicle to save for retirement, a pension in a sense, but it's mostly funded by the employee. A company can contribute and match the employees savings rate to a certain degree, typical 0 to 6 percent of what an employee puts in. The benefits of the 401k is is that the money is all tax deferred until you draw on it and it also helps you to lower you're taxable income and that is huge, especially if you start to make better money. If say you made 50k a yr and put away 10 percent of your income to a 401 plan, you're taxable income now become 45k you get a free pass on the 5k that you've socked away through payroll deductions. When you become retirement age you then draw on the money that you've saved for the last 35 yrs, (hopefully). As of 2016 unless things change in the next 30 yrs, most Americans typically rely on 401k, other savings and social security. Pensions are a thing of the past, most companies don't offer them anymore. Those are just straight out money programs that an employer will give you as a reward for a lot of yrs of service. Like I said, most companies abandoned them back in the late 90's. I got lucky and my first company that I was with for 15 yrs offered them back in the day so I have a small pension coming when I'm retirement age, assuming that the company is still liquid and viable then, but supposedly they are somewhat guaranteed through insurance programs, but whatever, so f you've got a 401k, social security and hopefully a pension you might not be eating dog food in your golden yrs. I'm hoping between all of those things, plus with our house being paid off and a meager inheritance we might get from our parents that Mrs. Chow and I will be ok in our golden yrs.
Life is about as ceratin at this point as putting all your money on black and spinning the wheel.....
Oh my that would have taken me a while to understand that if I read it on google thanks for breaking it down for me mate
Yes ours ain't worth shlt in truth. I've got a plan but not much in it . You reminded me I had a look at the tax system in Texas when I thought i was coming over and I couldn't work it out.
But in truth I've always had a cavalier attitude to money as you could get run over tomorrow........ I know I'm young ( Ish ) but I'm relying on a flat ( apartment ) I will inherit as my pension so...... IDK. Both you and sea seem a lot more sensible than myself with these matters.
How about medical? Do they pay or do you have to still make contributions? ( I ask this as I'm in bed for the last 2 days with a bad back LOL )
Private sector pays better up front. I'm too far in to this gig to leave now. If something comes up in 10 years for great money, I would. Safety director would be a good gig.
Is that what you do SD? Health and safety?
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