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You may even WANT to go broke if you have no one to leave it to (unless you feel strongly about a charity), or at least the prospect of doing so eventually shouldn't unduly stress you out...
Sure, I thought of all that. No special charity or anything else, in fact I'd be a bit annoyed if I were about to die with leaving too much in assets.
Btw, if one googles retirement planning for singles without family, annuitues get mentioned far more often and higher on the list than in discussions of retirement planning in general. I do have an extended family, but they don't need my estate, ie, I don't think any of the kids/grandkids of my cousins ever give it any thought or expectation.
Knowing WHEN we were going to die would be the BEST financial information for us to have..... alas...
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Nope, I won't pay $10 for an ice cream cone either. Nor will I pay for extravagant Starbuck's drinks and other frills.
There are 2 camps of people in this world. One camp feel they need to "live it up" and "treat" or indulge themselves all the time with expensive purchases. The other camp of people look at the true value of the item and know it's just a one time, "feel good" item and nothing of any real importance or value. They don't get sucked in by the need to splurge or indulge. These are 2 totally different value systems.
One can experience being in NYC without indulging in a $10 ice cream cone. I spent a glorious day in NYC a few years ago before Covid. I walked from Grand Central Station all the way to the 9/11 site, visited the museum, and walked back. I enjoyed all of the hustle and bustle, the shops, the people. I wandered through the Fashion District and went to Macy's. You know what? I didn't need to indulge in any $10 ice cream cone to enjoy myself. I stopped in a bagel shop and had a bagel and coffee for lunch. That was all the money I spent, apart from the price of the train and the museum.
I feel people can enjoy life and enjoy experiences without spending an arm and a leg to do that. I don't feel people need to spend money to enjoy life. We don't need expensive cuts of meat or expensive wines and other luxuries to enjoy the simple pleasure of eating. I made homemade red beet soup and homemade rye bread (my family is Polish) and felt I had the meal of a king.
Then there is the 3rd group, that has learned how to balance splurges and money savings.
As with everything, black and white are the extremes. Balance is in the grays.
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My posts as a Mod will always be in red.
Be sure to review Terms of Service: TOS
And check this out: FAQ
Moderator: Relationships Forum / Hawaii Forum / Dogs / Pets / Current Events
Nope, I won't pay $10 for an ice cream cone either. Nor will I pay for extravagant Starbuck's drinks and other frills.
There are 2 camps of people in this world. One camp feel they need to "live it up" and "treat" or indulge themselves all the time with expensive purchases. The other camp of people look at the true value of the item and know it's just a one time, "feel good" item and nothing of any real importance or value. They don't get sucked in by the need to splurge or indulge. These are 2 totally different value systems.
One can experience being in NYC without indulging in a $10 ice cream cone. I spent a glorious day in NYC a few years ago before Covid. I walked from Grand Central Station all the way to the 9/11 site, visited the museum, and walked back. I enjoyed all of the hustle and bustle, the shops, the people. I wandered through the Fashion District and went to Macy's. You know what? I didn't need to indulge in any $10 ice cream cone to enjoy myself. I stopped in a bagel shop and had a bagel and coffee for lunch. That was all the money I spent, apart from the price of the train and the museum.
I feel people can enjoy life and enjoy experiences without spending an arm and a leg to do that. I don't feel people need to spend money to enjoy life. We don't need expensive cuts of meat or expensive wines and other luxuries to enjoy the simple pleasure of eating. I made homemade red beet soup and homemade rye bread (my family is Polish) and felt I had the meal of a king.
Right, I think the best experience in Manhattan is just walking among interesting surroundings, which is a free activity (though it does still imply the need to stay somewhere in NYC, which is NOT free :-). When I go to NYC (ie, pretty often in the past half a year following vaccination, since I have a crashpad in the Bronx that I no longer rent out), I usually walk 15-20 miles daily in Manhattan.
Location: Was Midvalley Oregon; Now Eastside Seattle area
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The prospect of Inflation is beginning to tell in the stock/bond markets and RE.
Companies that have a long expected ROI, or dividend paying have seen a pretty good market loss .
In a small bucolic coastal "resort," (2nd home), Oregon, the first part of the 2010's saw 300+ home listings mostly BankOwned; Now, it's in the low 2 digits. Looking on Zillow, a large # of homes were transacted this summer-current. My sister now has beach house.
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