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8 million huh?? Well maybe if I took a 30 year and used undocumented servants.
Since I'm willing to accept a trailer I shouldn't have to go into the millions.
One thing I looked at was the Thruway. I can drive that at night. The problem is with so few exits it's tough to find a place. Everyone else has the same idea. This is actually a problem more then a benifit. A lot of the rural areas that would be good for me put me against people commuting into the cities.
It is nice having time to test things out before making a bad choice. Drive to camden on a nice summer day with the windows down and the music cranked it don't seem to bad. But do it now when it's dark both ways and it's not just no but hellno
8 million huh?? Well maybe if I took a 30 year and used undocumented servants.
Since I'm willing to accept a trailer I shouldn't have to go into the millions.
One thing I looked at was the Thruway. I can drive that at night. The problem is with so few exits it's tough to find a place. Everyone else has the same idea. This is actually a problem more then a benifit. A lot of the rural areas that would be good for me put me against people commuting into the cities.
It is nice having time to test things out before making a bad choice. Drive to camden on a nice summer day with the windows down and the music cranked it don't seem to bad. But do it now when it's dark both ways and it's not just no but hellno
We are working on a standard house comparison method as applies to us. The taxes in NY can really shift things around.
On that list take the madison house at 85k and the Lennox at 75k.
Which costs more??
Well first lets figger what impact taxes have during the mortgage period. The tax differance between those houses is about 1200 a year so a hundred a month. A 100 a month is about 12k based on a 15 year note at 5% (95$ actually).
So for the same monthly cost as the 75k house you could actualy borrow 87k making the Madison house actually cheaper. Diuringthe mortgage period. After the note is paid you can spend the 1200 on hookers and blow and still be ahead.
Plus a mortgage is a fixed cost you can plan a budget around and taxes will most likely double or triple.
We are working on a standard house comparison method as applies to us. The taxes in NY can really shift things around.
On that list take the madison house at 85k and the Lennox at 75k.
Which costs more??
Well first lets figger what impact taxes have during the mortgage period. The tax differance between those houses is about 1200 a year so a hundred a month. A 100 a month is about 12k based on a 15 year note at 5% (95$ actually).
So for the same monthly cost as the 75k house you could actualy borrow 87k making the Madison house actually cheaper. Diuringthe mortgage period. After the note is paid you can spend the 1200 on hookers and blow and still be ahead.
Plus a mortgage is a fixed cost you can plan a budget around and taxes will most likely double or triple.
I'm in Syracuse this long weekend to hang out with family, and trying to decide if I should make a trip up to Tahawus for some ghost-town hunting. I have 4wd. How bad is it up there right now? I'm certain I'd have the entire place to myself this time of year, which I why I want to go.
I'm in Syracuse this long weekend to hang out with family, and trying to decide if I should make a trip up to Tahawus for some ghost-town hunting. I have 4wd. How bad is it up there right now? I'm certain I'd have the entire place to myself this time of year, which I why I want to go.
If not, how is the snowmobiling right now?
We got snow today, but there was higher accumulation totals to the south. I'm not sure about the Adirondacks, but they may have more due to being closer to the Nor'easter.
Our comparisons also factor in other things. Using the same two houses gas becomes a factor. One is 19 miles the other 5. Gas is currently going down but that won't always be the case. For these distances I'm just using gas a tires and such shouldn't be a big factor.
Then comes heat. This is a big one. NG is always gonna win.
The hardest part is the stuff you can't put a dollar value on. The drive home prolly takes the same time. But one is a nightmereish drive down rt 5 at 15 mph following a line of cars most of whom seem to slam on there brakes for no reason at random. The other is a peaceful county drive down 46/20 at about 60. And the simple fact that anyway you slice it Stota is a nasty little dump and Madison is a nice little town.
Our comparisons also factor in other things. Using the same two houses gas becomes a factor. One is 19 miles the other 5. Gas is currently going down but that won't always be the case. For these distances I'm just using gas a tires and such shouldn't be a big factor.
Then comes heat. This is a big one. NG is always gonna win.
The hardest part is the stuff you can't put a dollar value on. The drive home prolly takes the same time. But one is a nightmereish drive down rt 5 at 15 mph following a line of cars most of whom seem to slam on there brakes for no reason at random. The other is a peaceful county drive down 46/20 at about 60. And the simple fact that anyway you slice it Stota is a nasty little dump and Madison is a nice little town.
I don't know about that with Canastota, but I believe that the Madison house is within this rural energy co-op: oneida-madison.coop
Those local power companies are odd ducks. Sherril has one and it's no great deal. Booneville has one and they use electric heat and if it gets to warm they open a window. House right now for sale in Booneville with an unground pool with an electric heater. That's right an electric pool heater in NY. It staggers the mind. Knowing what my hot tub costs on National Grid I doubt Donald Trump could afford to heat a pool.
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