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12120 Zip Code (NY) Detailed Profile




Counties: Albany County, NY (91.89%), Greene County, NY (8.11%)
Estimated zip code population in 2022: 624
Zip code population in 2010: 613
Zip code population in 2000: 539

Houses and condos: 344
Renter-occupied apartments: 20
% of renters here:

8%
State:

46%
March 2022 cost of living index in zip code 12120: 93.8 (less than average, U.S. average is 100)

Land area: 17.5 sq. mi.
Water area: 0.1 sq. mi.
Population density: 36 people per square mile 
 
  (very low).

Age and Sex of Residents in zip code 12120
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Real estate property taxes paid for housing units in 2022:
This zip code:

2.2% ($6,128)
New York:

1.5% ($6,180)
Median real estate property taxes paid for housing units with mortgages in 2022: $5,070 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $7,626 (2.6%)

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Males: 293  (46.9%)
Females: 331  (53.1%)

For population 25 years and over in 12120:

  • High school or higher: 93.4%
  • Bachelor's degree or higher: 30.3%
  • Graduate or professional degree: 22.1%
  • Unemployed: 5.1%
  • Mean travel time to work (commute): 34.9 minutes

For population 15 years and over in 12120:

  • Never married: 37.9%
  • Now married: 46.1%
  • Separated: 0.0%
  • Widowed: 12.1%
  • Divorced: 3.8%

Zip code 12120 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • Races in zip code 12120 (2022)
    • 61198.1%White
    • 61.0%Black
    • 61.0%Hispanic or Latino
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12120, NY forum
Recent posts about zip code 12120 area on our local forum with over 2,400,000 registered users:
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100% rural population.

Estimated median house/condo value in 2022: $282,188
12120:

$282,188
New York:

$400,400



According to our research of New York and other state lists, there were 2 registered sex offenders living in 12120 zip code as of June 20, 2024.
The ratio of all residents to sex offenders in zip code 12120 is 271 to 1.


Median resident age:
This zip code:

40.6 years
New York median age:

40.0 years
Average household size:
This zip code:

2.4 people
New York:

2.5 people

Averages for the 2020 tax year for zip code 12120, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $62,983 (Individual Income Tax Returns)
Here:

$62,983
State:

$90,930

Salary/wage: $56,429 (reported on 72.4% of returns)
Here:

$56,429
State:

$72,104
(% of AGI for various income ranges: 920.0% for AGIs below $25k, 3740.0% for AGIs $25k-50k, 5363.3% for AGIs $50k-75k, 10770.0% for AGIs $75k-100k, 19190.0% for AGIs $100k-200k)

Taxable interest for individuals: $200 (reported on 48.3% of returns)
This zip code:

$200
New York:

$3,075
(% of AGI for various income ranges: 14.0% for AGIs below $25k, 6.0% for AGIs $25k-50k, 26.7% for AGIs $50k-75k, 33.3% for AGIs $100k-200k)

Ordinary dividends: $5,033 (reported on 20.7% of returns)
Here:

$5,033
State:

$11,095
(% of AGI for various income ranges: 384.0% for AGIs $25k-50k, 366.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,725 (reported on 13.8% of returns)
Here:

+$5,725
State:

+$44,925
(% of AGI for various income ranges: 30.0% for AGIs below $25k, 1070.0% for AGIs $75k-100k)

Profit/loss from business: +$9,350 (reported on 13.8% of returns)
Here:

+$9,350
State:

+$14,940
(% of AGI for various income ranges: 1246.7% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $16,850 (reported on 6.9% of returns)
12120:

$16,850
New York:

$19,609
(% of AGI for various income ranges: 674.0% for AGIs below $25k)

Earned income credit: $1,833 (reported on 10.3% of returns)
Here:

$1,833
State:

$2,138
(% of AGI for various income ranges: 110.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.1%
Here:

93%
State:

95%
(% for various income ranges: 87.5% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12120, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $54,273 (Individual Income Tax Returns)
Here:

$54,273
State:

$77,088

Salary/wage: $46,590 (reported on 76.9% of returns)
Here:

$46,590
State:

$60,593
(% of AGI for various income ranges: 53.0% for AGIs below $25k, 70.2% for AGIs $25k-50k, 53.8% for AGIs $50k-75k, 80.9% for AGIs $75k-100k, 67.5% for AGIs $100k-200k)

Taxable interest for individuals: $329 (reported on 53.8% of returns)
This zip code:

$329
New York:

$3,125
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $2,600 (reported on 23.1% of returns)
Here:

$2,600
State:

$10,299

Net capital gain/loss in AGI: +$375 (reported on 15.4% of returns)
Here:

+$375
State:

+$42,474

Profit/loss from business: +$7,100 (reported on 11.5% of returns)
Here:

+$7,100
State:

+$16,168

Taxable individual retirement arrangement distribution: $17,250 (reported on 15.4% of returns)
12120:

$17,250
New York:

$17,621

Total itemized deductions: $20,256 (22% of AGI, reported on 34.6% of returns)
Here:

$20,256
State:

$34,985

Here:

22.2% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 37.6% for AGIs below $25k, 23.5% for AGIs $50k-75k, 12.6% for AGIs $100k-200k)

Charity contributions: $1,712 (reported on 30.8% of returns)
Here:

$1,712
State:

$5,572

Taxes paid: $9,733 (reported on 34.6% of returns)
12120:

$9,733
State:

$18,656
(% of AGI for various income ranges: 13.2% for AGIs below $25k, 10.4% for AGIs $50k-75k, 7.5% for AGIs $100k-200k)

Earned income credit: $1,867 (reported on 11.5% of returns)
Here:

$1,867
State:

$2,230
(% of AGI for various income ranges: 5.8% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 53.8%
Here:

54%
State:

66%
(% for various income ranges: 44.4% for AGIs below $25k, 60.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 50.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12120, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $51,937 (Individual Income Tax Returns)
Here:

$51,937
State:

$59,519

Salary/wage: $49,957 (reported on 78.6% of returns)
Here:

$49,957
State:

$50,673
(% of AGI for various income ranges: 71.0% for AGIs below $10k, 62.2% for AGIs $10k-25k, 75.7% for AGIs $25k-50k, 77.0% for AGIs $50k-75k, 81.8% for AGIs $75k-100k, 75.5% for AGIs over 100k)

Taxable interest for individuals: $1,350 (reported on 60.1% of returns)
This zip code:

$1,350
New York:

$2,377
(% of AGI for various income ranges: 2.0% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Taxable dividends: $3,527 (reported on 23.1% of returns)
Here:

$3,527
State:

$5,394
(% of AGI for various income ranges: 4.8% for AGIs $10k-25k, 0.7% for AGIs $50k-75k, 2.9% for AGIs over 100k)

Net capital gain/loss: +$3,471 (reported on 14.3% of returns)
Here:

+$3,471
State:

+$23,581

Profit/loss from business: +$11,667 (reported on 11.3% of returns)
Here:

+$11,667
State:

+$13,809

Total itemized deductions: $19,283 (24% of AGI, reported on 41.6% of returns)
Here:

$19,283
State:

$25,864

Here:

24.2% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 15.9% for AGIs $10k-25k, 20.4% for AGIs $25k-50k, 12.5% for AGIs $50k-75k, 15.9% for AGIs $75k-100k, 15.0% for AGIs over 100k)

Charity contributions deductions: $2,329 (3% of AGI, reported on 34.5% of returns)
Here:

$2,329
State:

$4,439

Here:

2.7% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $6,950 (reported on 84.9% of returns)
12120:

$6,950
State:

$11,730
(% of AGI for various income ranges: 4.7% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Earned income credit: $1,920 (reported on 10.5% of returns)
Here:

$1,920
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 52.9%
Here:

53%
State:

67%
(% for various income ranges: 58.2% for AGIs $10k-25k, 51.7% for AGIs $25k-50k, 60.4% for AGIs $50k-75k, 47.6% for AGIs $75k-100k, 66.7% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$86,022
New York:

$79,557
12120 map Nearest zip codes: 12460, 12147, 12423, 12422, 12418, 12469.
Percentage of family households:
This zip code:

37.7%
New York:

41.3%
Percentage of households with unmarried partners:
This zip code:

10.1%
New York:

42.3%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 43
Household did not receive Food Stamps/SNAP in the past 12 months: 216


Women who did not have a birth in the past 12 months: 139 (51 now married, 87 unmarried)


Housing units in zip code 12120 with a mortgage: 103 (21 second mortgage, 15 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,009
Median monthly owner costs for units without a mortgage: $1,017

Residents with income below the poverty level in 2022:
This zip code:

6.7%
Whole state:

14.3%
Residents with income below 50% of the poverty level in 2022:
This zip code:

3.8%
Whole state:

6.8%
Median number of rooms in houses and condos:
Here:

6.8
State:

6.3
Median number of rooms in apartments:
Here:

4.1
State:

3.8

  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders

  • Cemeteries: Pratt Cemetery (1), Medusa Cemetery (2). Display/hide their locations on the map

    Creek: Eightmile Creek (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 02020 or later
  • 482010 to 2019
  • 652000 to 2009
  • 311990 to 1999
  • 311980 to 1989
  • 311970 to 1979
  • 121960 to 1969
  • 01950 to 1959
  • 01940 to 1949
  • 1341939 or earlier

Zip code 12120 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in 12120
  • Bedrooms in owner-occupied houses and condos in 12120
  • 0no bedroom
  • 61 bedroom
  • 442 bedrooms
  • 1013 bedrooms
  • 394 bedrooms
  • 475+ bedrooms
Bedrooms in renter-occupied apartments in 12120
  • Bedrooms in renter-occupied apartments in 12120
  • 6no bedroom
  • 81 bedroom
  • 02 bedrooms
  • 33 bedrooms
  • 44 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in 12120 in owner-occupied houses/condos
  • Cars and other vehicles available in 12120 in owner-occupied houses/condos
  • 22no vehicle
  • 381 vehicle
  • 1252 vehicles
  • 223 vehicles
  • 224 vehicles
  • 65+ vehicles
Cars and other vehicles available in 12120 in renter-occupied apartments
  • Cars and other vehicles available in 12120 in renter-occupied apartments
  • 0no vehicle
  • 01 vehicle
  • 42 vehicles
  • 113 vehicles
  • 04 vehicles
  • 55+ vehicles

  • Zip code 12120 household income distribution in 2022

  • Zip code 12120 household income distribution in 2022
  • 9Less than $10,000
  • 2$10,000 to $14,999
  • 7$15,000 to $19,999
  • 10$20,000 to $24,999
  • 6$25,000 to $29,999
  • 6$30,000 to $34,999
  • 6$35,000 to $39,999
  • 7$45,000 to $49,999
  • 14$50,000 to $59,999
  • 58$60,000 to $74,999
  • 20$75,000 to $99,999
  • 9$100,000 to $124,999
  • 27$125,000 to $149,999
  • 54$150,000 to $199,999
  • 16$200,000 or more

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12120

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12120
  • 3$20,000 to $24,999
  • 12$35,000 to $39,999
  • 9$60,000 to $69,999
  • 2$80,000 to $89,999
  • 9$100,000 to $124,999
  • 14$150,000 to $174,999
  • 29$200,000 to $249,999
  • 92$250,000 to $299,999
  • 10$300,000 to $399,999
  • 27$400,000 to $499,999
  • 26$750,000 to $999,999

  • Rent paid by renters in 2022 in zip code 12120

  • Rent paid by renters in 2022 in zip code 12120
  • 7$900 to $999
  • 4$1,500 to $1,999
  • 8No cash rent

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $263,651

Estimated median house or condo value in 2022: $282,188
12120:

$282,188
New York:

$400,400
Lower value quartile - upper value quartile: $229,618 - $351,622
Owners and renters by unit type in zip code 12120
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 268
  • 3 or 4: 8
  • 5 to 9: 17
  • Mobile homes: 48

Unemployment: 5.1%

  • Means of transportation to work in zip code 12120

  • Means of transportation to work in zip code 12120
  • 79.4%235Drove a car alone
  • 5.1%15Carpooled
  • 2.0%6Walked
  • 1.4%4Other means
  • 11.5%34Worked at home

  • Travel time to work (commute) in zip code 12120

  • Travel time to work (commute) in zip code 12120
  • 2Less than 5 minutes
  • 75 to 9 minutes
  • 5610 to 14 minutes
  • 3615 to 19 minutes
  • 3120 to 24 minutes
  • 530 to 34 minutes
  • 840 to 44 minutes
  • 3245 to 59 minutes
  • 6460 to 89 minutes
  • 1190 or more minutes

Percentage of zip code residents living and working in this county: 49.7%

Household type by relationship:

Households: 624
  • Male householders: 131 (28 living alone), Female householders: 128 (42 living alone)
  • 119 spouses (119 opposite-sex spouses), 15 unmarried partners, (15 opposite-sex unmarried partners), 152 children (152 natural, 0 adopted, 0 stepchildren), 15 grandchildren, 4 brothers or sisters, 0 parents, 0 foster children, 31 other relatives, 28 non-relatives

Size of family households: 92 2-persons, 28 3-persons, 48 4-persons, 4 7-or-more-persons

Size of nonfamily households: 70 1-person, 15 2-persons

73 married couples with children.
7 single-parent households (7 women).

98.0% of residents of 12120 zip code speak English at home.
0.7% of residents speak Spanish at home (100% very well).
1.5% of residents speak other Indo-European language at home (33% very well, 67% well).

Foreign born population: 9 (1.5%)
(0.0% of them are naturalized citizens)
:

1.5%
Whole state:

22.7%
Most common places of birth for foreign-born residents
  • 33%Czechoslovakia (includes Czech Republic and Slovakia)
  • 33%Poland
  • 11%Denmark
Most common first ancestries reported in 12120
  • 19%Swedish
  • 19%American
  • 17%German
  • 17%Irish
  • 5%Italian
  • 4%English
  • 3%Dutch
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 9Before 1990

Zip code 12120 topographic map

Facilities with environmental interests located in this zip code:

  • ALBANY COUNTY PUBLIC WORKS (265 COUNTY RTE 357 in MEDUSA, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 12120 marital status for males
Zip code 12120 marital status for females

Housing units lacking complete plumbing facilities: 2.1%

Most commonly used house heating fuel
  • 45.0%Fuel oil, kerosene, etc.
  • 34.2%Bottled, tank, or LP gas
  • 15.1%Wood
  • 5.6%Electricity
  • 1.2%Other fuel

Population in 1990: 617.

Place of birth for U.S.-born residents:

  • This state: 572
  • Northeast: 5
  • Midwest: 12
  • South: 21

76% of the 12120 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

91% of the 12120 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 108% moved from different state.

Year householders moved into unit in 12120

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 16
Here:

42.1%
New York:

15.6%
Students in private schools in grades 9 to 12 (high school): 4
Here:

11.8%
New York:

15.0%
Students in private undergraduate colleges:
Here:

0.0%
New York:

39.2%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 68,631Construction and extraction occupations
  • 49,659Management occupations
  • 39,386Office and administrative support occupations
  • 39,096Transportation occupations
  • 24,719Sales and related occupations

Top industries in this zip code by the number of employees in 2005:

  • Construction: Other Building Equipment Contractors (1-4 employees: 1 establishment)
  • Management of Companies and Enterprises: Offices of Other Holding Companies (1-4: 1)
  • Construction: Finish Carpentry Contractors (1-4: 1)
  • Real Estate and Rental and Leasing: Residential Property Managers (1-4: 1)
  • Construction: Flooring Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$126,9904$170,81811$145,7214$48,4450$03$107,507
APPLICATIONS APPROVED, NOT ACCEPTED0$00$02$102,3800$00$01$129,180
APPLICATIONS DENIED0$01$107,2107$188,5661$39,1102$138,8501$34,710
APPLICATIONS WITHDRAWN0$00$04$117,9800$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$144,5600$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0148.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
B) Refinancings
NumberAverage Value
LOANS ORIGINATED0$0
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN1$116,000
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2009 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0148.02

Conventional Home Purchase Loans in zip code 12120
Conventional Home Purchase Loans in zip code 12120 - Value
Most common first names in zip code 12120 among deceased individuals
NameCountLived (average)
John572.6 years
Paul576.2 years
George480.0 years
Mary479.3 years
Walter482.5 years
Catherine388.3 years
Frank372.7 years
Howard378.7 years
Henry378.0 years
James369.0 years
Most common last names in zip code 12120 among deceased individuals
Last nameCountLived (average)
Moore679.0 years
Gifford582.4 years
Roney481.5 years
Manice377.7 years
Curless370.3 years
Mackey385.7 years
Lewis384.7 years
Becker369.7 years
Cook380.7 years
Santonastaso370.3 years
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