13320 Zip Code (Cherry Valley, NY) Detailed Profile

Estimated zip code population in 2022: 2,051
Zip code population in 2010: 2,018
Zip code population in 2000: 2,171

Houses and condos: 1,080
Renter-occupied apartments: 72
March 2022 cost of living index in zip code 13320: 94.3 (less than average, U.S. average is 100)

Land area: 76.9 sq. mi.
Water area: 0.1 sq. mi.

Population density: 27 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,377 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,404 (1.3%)

For population 25 years and over in 13320:

• High school or higher: 93.5%
• Bachelor's degree or higher: 32.9%
• Graduate or professional degree: 12.1%
• Unemployed: 4.2%
• Mean travel time to work (commute): 26.6 minutes

For population 15 years and over in 13320:

• Never married: 32.4%
• Now married: 53.3%
• Separated: 2.6%
• Widowed: 5.1%
• Divorced: 6.6%

• 
• • 1,98696.9%White
  • 301.5%Two or more races
  • 291.4%Hispanic or Latino
  • 40.2%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 13320, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $55,855 (Individual Income Tax Returns)

Here:	$55,855
State:	$90,930

Salary/wage: $48,977 (reported on 72.5% of returns)

Here:	$48,977
State:	$72,104

(% of AGI for various income ranges: 980.6% for AGIs below $25k, 3318.4% for AGIs $25k-50k, 6723.8% for AGIs $50k-75k, 10348.0% for AGIs $75k-100k, 19714.3% for AGIs $100k-200k)

Taxable interest for individuals: $888 (reported on 36.3% of returns)

This zip code:	$888
New York:	$3,075

(% of AGI for various income ranges: 20.0% for AGIs below $25k, 31.1% for AGIs $25k-50k, 43.8% for AGIs $50k-75k, 52.0% for AGIs $75k-100k, 198.6% for AGIs $100k-200k)

Ordinary dividends: $2,655 (reported on 22.0% of returns)

Here:	$2,655
State:	$11,095

(% of AGI for various income ranges: 30.0% for AGIs below $25k, 42.6% for AGIs $25k-50k, 131.2% for AGIs $50k-75k, 206.0% for AGIs $75k-100k, 272.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,735 (reported on 18.7% of returns)

Here:	+$7,735
State:	+$44,925

(% of AGI for various income ranges: 17.1% for AGIs below $25k, 17.4% for AGIs $25k-50k, 171.2% for AGIs $50k-75k, 372.0% for AGIs $75k-100k, 1328.6% for AGIs $100k-200k)

Profit/loss from business: +$8,669 (reported on 17.6% of returns)

Here:	+$8,669
State:	+$14,940

(% of AGI for various income ranges: 124.1% for AGIs below $25k, 198.9% for AGIs $25k-50k, 376.2% for AGIs $50k-75k, 252.0% for AGIs $75k-100k, 530.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,070 (reported on 11.0% of returns)

13320:	$10,070
New York:	$19,609

(% of AGI for various income ranges: 93.5% for AGIs below $25k, 205.8% for AGIs $25k-50k, 914.0% for AGIs $75k-100k)

Total itemized deductions: $17,933 (reported on 3.3% of returns)

Here:	$17,933
State:	$39,326

(% of AGI for various income ranges: 1076.0% for AGIs $75k-100k)

Taxes paid: $6,800 (reported on 3.3% of returns)

13320:	$6,800
State:	$9,183

(% of AGI for various income ranges: 408.0% for AGIs $75k-100k)

Earned income credit: $2,131 (reported on 14.3% of returns)

Here:	$2,131
State:	$2,138

(% of AGI for various income ranges: 88.8% for AGIs below $25k, 66.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.5%

Here:	95%
State:	95%

(% for various income ranges: 92.9% for AGIs below $25k, 92.6% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 90.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 13320, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,011 (Individual Income Tax Returns)

Here:	$45,011
State:	$77,088

Salary/wage: $38,273 (reported on 78.9% of returns)

Here:	$38,273
State:	$60,593

(% of AGI for various income ranges: 61.6% for AGIs below $25k, 75.1% for AGIs $25k-50k, 67.7% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 61.5% for AGIs $100k-200k)

Taxable interest for individuals: $755 (reported on 36.7% of returns)

This zip code:	$755
New York:	$3,125

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $2,280 (reported on 22.2% of returns)

Here:	$2,280
State:	$10,299

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,580 (reported on 16.7% of returns)

Here:	+$2,580
State:	+$42,474

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)

Profit/loss from business: +$9,953 (reported on 18.9% of returns)

Here:	+$9,953
State:	+$16,168

(% of AGI for various income ranges: 7.9% for AGIs below $25k, 4.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 11.6% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,843 (reported on 7.8% of returns)

13320:	$12,843
New York:	$17,621

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 3.1% for AGIs $25k-50k, 7.5% for AGIs $75k-100k)

Total itemized deductions: $18,356 (20% of AGI, reported on 20.0% of returns)

Here:	$18,356
State:	$34,985

Here:	19.8% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 7.4% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 8.1% for AGIs $75k-100k, 12.6% for AGIs $100k-200k)

Charity contributions: $1,831 (reported on 14.4% of returns)

Here:	$1,831
State:	$5,572

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.5% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Taxes paid: $8,361 (reported on 20.0% of returns)

13320:	$8,361
State:	$18,656

(% of AGI for various income ranges: 2.5% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 6.9% for AGIs $100k-200k)

Earned income credit: $1,683 (reported on 20.0% of returns)

Here:	$1,683
State:	$2,230

(% of AGI for various income ranges: 4.5% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 54.4%

Here:	54%
State:	66%

(% for various income ranges: 48.6% for AGIs below $25k, 51.9% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 71.4% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 13320, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,074 (Individual Income Tax Returns)

Here:	$34,074
State:	$59,519

Salary/wage: $32,171 (reported on 78.3% of returns)

Here:	$32,171
State:	$50,673

(% of AGI for various income ranges: 93.4% for AGIs below $10k, 70.3% for AGIs $10k-25k, 76.4% for AGIs $25k-50k, 69.5% for AGIs $50k-75k, 74.3% for AGIs $75k-100k, 75.7% for AGIs over 100k)

Taxable interest for individuals: $1,101 (reported on 55.2% of returns)

This zip code:	$1,101
New York:	$2,377

(% of AGI for various income ranges: 9.9% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,708 (reported on 28.7% of returns)

Here:	$1,708
State:	$5,394

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.9% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$3,194 (reported on 20.1% of returns)

Here:	+$3,194
State:	+$23,581

(% of AGI for various income ranges: -4.0% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Profit/loss from business: +$4,974 (reported on 21.2% of returns)

Here:	+$4,974
State:	+$13,809

(% of AGI for various income ranges: 19.5% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 0.0% for AGIs $75k-100k)

IRA payment deduction: $2,784 (reported on 5.7% of returns)

13320:	$2,784
New York:	$3,115

Total itemized deductions: $16,539 (25% of AGI, reported on 19.9% of returns)

Here:	$16,539
State:	$25,864

Here:	24.7% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 24.0% for AGIs below $10k, 4.9% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Charity contributions deductions: $1,664 (2% of AGI, reported on 16.3% of returns)

Here:	$1,664
State:	$4,439

Here:	2.3% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $4,420 (reported on 71.6% of returns)

13320:	$4,420
State:	$11,730

(% of AGI for various income ranges: 4.3% for AGIs below $10k, 4.9% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,567 (reported on 16.8% of returns)

Here:	$1,567
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 55.6%

Here:	56%
State:	67%

(% for various income ranges: 52.2% for AGIs below $10k, 52.3% for AGIs $10k-25k, 58.7% for AGIs $25k-50k, 53.8% for AGIs $50k-75k, 72.0% for AGIs $75k-100k, 58.8% for AGIs over 100k)

Nearest zip codes: 13488, 13333, 13450, 13468, 13475, 13459.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 31
Household did not receive Food Stamps/SNAP in the past 12 months: 681

Women who had a birth in the past 12 months: 30 (26 now married, 4 unmarried)
Women who did not have a birth in the past 12 months: 399 (175 now married, 221 unmarried)

Housing units in zip code 13320 with a mortgage: 305 (38 second mortgage, 38 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,431
Median monthly owner costs for units without a mortgage: $547

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 13320 household income distribution in 2022

• 38Less than $10,000
• 11$10,000 to $14,999
• 32$15,000 to $19,999
• 16$20,000 to $24,999
• 24$25,000 to $29,999
• 14$30,000 to $34,999
• 17$35,000 to $39,999
• 31$40,000 to $44,999
• 24$45,000 to $49,999
• 39$50,000 to $59,999
• 107$60,000 to $74,999
• 140$75,000 to $99,999
• 72$100,000 to $124,999
• 46$125,000 to $149,999
• 39$150,000 to $199,999
• 68$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 13320

• 3Less than $10,000
• 1$10,000 to $14,999
• 5$15,000 to $19,999
• 1$40,000 to $49,999
• 14$50,000 to $59,999
• 25$60,000 to $69,999
• 9$70,000 to $79,999
• 25$80,000 to $89,999
• 9$90,000 to $99,999
• 25$100,000 to $124,999
• 49$125,000 to $149,999
• 105$150,000 to $174,999
• 50$175,000 to $199,999
• 60$200,000 to $249,999
• 61$250,000 to $299,999
• 71$300,000 to $399,999
• 45$400,000 to $499,999
• 7$750,000 to $999,999
• 34$1,000,000 to $1,499,999
• 2$1,500,000 to $1,999,999
• 10$2,000,000 or more

• Rent paid by renters in 2022 in zip code 13320

• 1$100 to $149
• 2$350 to $399
• 13$400 to $449
• 16$500 to $549
• 2$550 to $599
• 18$600 to $649
• 2$700 to $749
• 3$750 to $799
• 7$800 to $899
• 7$900 to $999
• 6No cash rent

Median gross rent in 2022: $775.

Median price asked for vacant for-sale houses and condos in 2022: $280,745.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $186,307
• Black or African American householders: $251,793
• Two or more races householders: $412,728

Estimated median house or condo value in 2022: $195,248 Lower value quartile - upper value quartile: $147,588 - $320,842

Mean price in 2022:

Detached houses: $389,647

Here:	$389,647
State:	$476,719

Mobile homes: $116,552

Here:	$116,552
State:	$88,925

Housing units in structures:

• One, detached: 915
• One, attached: 12
• Two: 17
• 3 or 4: 26
• 5 to 9: 9
• 10 to 19: 2
• Mobile homes: 89

Unemployment: 4.2%

• Means of transportation to work in zip code 13320

• 68.6%671Drove a car alone
• 9.5%93Carpooled
• 0.9%9Walked
• 6.1%60Other means
• 17.2%168Worked at home

• Travel time to work (commute) in zip code 13320

• 15Less than 5 minutes
• 605 to 9 minutes
• 2110 to 14 minutes
• 14115 to 19 minutes
• 18820 to 24 minutes
• 10725 to 29 minutes
• 14430 to 34 minutes
• 3035 to 39 minutes
• 5745 to 59 minutes
• 3360 to 89 minutes
• 1390 or more minutes

Percentage of zip code residents living and working in this county: 76.2%

Household type by relationship:

Households: 2,051

• Male householders: 352 (58 living alone), Female householders: 372 (84 living alone)

• 445 spouses (438 opposite-sex spouses), 57 unmarried partners, (51 opposite-sex unmarried partners), 651 children (630 natural, 4 adopted, 18 stepchildren), 18 grandchildren, 22 brothers or sisters, 12 parents, 0 foster children, 26 other relatives, 84 non-relatives

• In group quarters: 4 (-1 institutionalized population)

Size of family households: 280 2-persons, 116 3-persons, 46 4-persons, 48 5-persons, 31 6-persons

Size of nonfamily households: 142 1-person, 54 2-persons, 1 3-persons

295 married couples with children.
41 single-parent households (7 men, 34 women).

91.5% of residents of 13320 zip code speak English at home.
1.1% of residents speak Spanish at home (45% very well, 23% well, 32% not well).
7.0% of residents speak other Indo-European language at home (99% very well, 1% well).

Facilities with environmental interests located in this zip code:

• CHERRY VALLEY-SPRINGFIELD ES ( in CHERRY VALLEY, NY)

  (National Center for Education Statistics) - STATE ID-472202040004
  Organizations: CHERRY VALLEY-SPRINGFIELD CSD (SCHOOL DISTRICT)
  

• CHERRY VALLEY-SPRINGFIELD JSHS ( in CHERRY VALLEY, NY)

  (National Center for Education Statistics) - STATE ID-472202040001
  Organizations: CHERRY VALLEY-SPRINGFIELD CSD (SCHOOL DISTRICT)
  

• CHERRY VALLEY SPRINGFIELD SCHOOL DIST (PO BOX 485 in CHERRY VALLEY, NY)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  Alternative names: CHERRY VALLEY SPRINGFIELD SCHOOL DISTRIC

Housing units lacking complete plumbing facilities: 0.9%
Housing units lacking complete kitchen facilities: 1.8%

Population in 1990: 1,642. Population change in the 1990s: +529 (+32.2%).

Place of birth for U.S.-born residents:

• This state: 1,682
• Northeast: 123
• Midwest: 48
• South: 109
• West: 11

71% of the 13320 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 45% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

96% of the 13320 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 39% moved from this county.
   Out of people who lived in different houses, 43% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 19
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 22

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Child and Youth Services (10-19 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Computer Systems Design Services (5-9: 2)
• Information: Radio Stations (5-9: 1)
• Other Services (except Public Administration): Religious Organizations (1-4: 3)
• Accommodation and Food Services: Full-Service Restaurants (1-4: 2)
• Finance and Insurance: Insurance Agencies and Brokerages (1-4: 1)
• Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (1-4: 1)
• Professional, Scientific, and Technical Services: Media Representatives (1-4: 1)

Most common first names in zip code 13320 among deceased individuals
Name	Count	Lived (average)
John	23	78.3 years
Mary	17	80.3 years
William	15	75.9 years
Walter	11	75.9 years
George	10	79.9 years
James	9	72.3 years
Edward	9	73.9 years
Grace	9	82.6 years
Joseph	8	79.6 years
Charles	8	71.1 years

Most common last names in zip code 13320 among deceased individuals
Last name	Count	Lived (average)
Yerdon	12	77.4 years
Snyder	8	82.5 years
Webb	7	81.8 years
Dornburgh	7	64.7 years
Thompson	7	76.1 years
Smith	6	81.8 years
Hayes	6	82.0 years
Johnson	5	63.8 years
Hawver	5	79.6 years
Young	5	76.2 years