13864 Zip Code (NY) Detailed Profile

Counties: Tioga County, NY (76.37%), Tompkins County, NY (23.63%)

Estimated zip code population in 2022: 1,129
Zip code population in 2010: 1,149
Zip code population in 2000: 1,085

Houses and condos: 629
Renter-occupied apartments: 186

% of renters here:	29%
State:	46%

March 2022 cost of living index in zip code 13864: 94.2 (less than average, U.S. average is 100)

Land area: 26.7 sq. mi.
Water area: 0.0 sq. mi.

Population density: 42 people per square mile

(very low).

Age and Sex of Residents in zip code 13864

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Real estate property taxes paid for housing units in 2022:

This zip code:	2.9% ($3,462)
New York:	1.5% ($6,180)

Median real estate property taxes paid for housing units with mortgages in 2022: $4,889 (2.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,273 (3.2%)

Business Search - 14 Million verified businesses

Males: 514	(45.6%)
Females: 614	(54.4%)

For population 25 years and over in 13864:

High school or higher: 97.5%
Bachelor's degree or higher: 24.0%
Graduate or professional degree: 7.1%
Unemployed: 2.3%
Mean travel time to work (commute): 25.5 minutes

For population 15 years and over in 13864:

Never married: 23.6%
Now married: 52.4%
Separated: 1.7%
Widowed: 11.7%
Divorced: 10.5%

Zip code 13864 compared to state average:

Median house value significantly below state average.
Unemployed percentage below state average.
Black race population percentage significantly below state average.
Median age significantly above state average.
Foreign-born population percentage significantly below state average.
Renting percentage below state average.
Length of stay since moving in significantly above state average.
Number of rooms per house above state average.
Percentage of population with a bachelor's degree or higher below state average.

- 82573.2%White
- 24421.7%Hispanic or Latino
- 403.5%Black
- 100.9%Some other race
- 80.7%Two or more races

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Discuss zip code 13864 area on our local forum with over 2,400,000 registered users

100% rural population.

Estimated median house/condo value in 2022: $121,235

13864:	$121,235
New York:	$400,400

According to our research of New York and other state lists, there was 1 registered sex offender living in 13864 zip code as of May 15, 2024.
The ratio of all residents to sex offenders in zip code 13864 is 1,053 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.

Median resident age:

This zip code:	49.2 years
New York median age:	40.0 years

Average household size:

This zip code:	1.8 people
New York:	2.5 people

Averages for the 2020 tax year for zip code 13864, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $47,022 (Individual Income Tax Returns)

Here:
$47,022
State:
$90,930

Salary/wage: $42,955 (reported on 78.4% of returns)

Here:
$42,955
State:
$72,104

(% of AGI for various income ranges: 830.0% for AGIs below $25k, 3422.1% for AGIs $25k-50k, 5773.3% for AGIs $50k-75k, 11753.3% for AGIs $75k-100k, 14683.3% for AGIs $100k-200k)

Taxable interest for individuals: $500 (reported on 31.4% of returns)

This zip code:
$500
New York:
$3,075

(% of AGI for various income ranges: 9.2% for AGIs below $25k, 13.6% for AGIs $25k-50k, 18.3% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 70.0% for AGIs $100k-200k)

Ordinary dividends: $1,300 (reported on 11.8% of returns)

Here:
$1,300
State:
$11,095

(% of AGI for various income ranges: 45.0% for AGIs below $25k, 80.0% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,780 (reported on 9.8% of returns)

Here:
+$2,780
State:
+$44,925

(% of AGI for various income ranges: 33.3% for AGIs below $25k, 165.0% for AGIs $50k-75k)

Profit/loss from business: +$6,450 (reported on 15.7% of returns)

Here:
+$6,450
State:
+$14,940

(% of AGI for various income ranges: 140.8% for AGIs below $25k, 105.7% for AGIs $25k-50k, 331.7% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,700 (reported on 9.8% of returns)

13864:
$11,700
New York:
$19,609

(% of AGI for various income ranges: 147.5% for AGIs below $25k, 1360.0% for AGIs $75k-100k)

Earned income credit: $1,878 (reported on 17.6% of returns)

Here:
$1,878
State:
$2,138

(% of AGI for various income ranges: 70.8% for AGIs below $25k, 60.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.1%

Here:
94%
State:
95%

(% for various income ranges: 93.8% for AGIs below $25k, 94.1% for AGIs $25k-50k, 87.5% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 13864, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,615 (Individual Income Tax Returns)

Here:
$38,615
State:
$77,088

Salary/wage: $36,457 (reported on 84.6% of returns)

Here:
$36,457
State:
$60,593

(% of AGI for various income ranges: 68.8% for AGIs below $25k, 86.7% for AGIs $25k-50k, 80.1% for AGIs $50k-75k, 71.9% for AGIs $75k-100k, 85.3% for AGIs $100k-200k)

Taxable interest for individuals: $553 (reported on 36.5% of returns)

This zip code:
$553
New York:
$3,125

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $950 (reported on 11.5% of returns)

Here:
$950
State:
$10,299

Net capital gain/loss in AGI: +$900 (reported on 9.6% of returns)

Here:
+$900
State:
+$42,474

Profit/loss from business: +$4,629 (reported on 13.5% of returns)

Here:
+$4,629
State:
+$16,168

Taxable individual retirement arrangement distribution: $5,300 (reported on 5.8% of returns)

13864:
$5,300
New York:
$17,621

Total itemized deductions: $15,611 (21% of AGI, reported on 17.3% of returns)

Here:
$15,611
State:
$34,985

Here:
20.7% of AGI
State:
21.3% of AGI

(% of AGI for various income ranges: 7.6% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 14.0% for AGIs $100k-200k)

Charity contributions: $1,200 (reported on 11.5% of returns)

Here:
$1,200
State:
$5,572

Taxes paid: $8,522 (reported on 17.3% of returns)

13864:
$8,522
State:
$18,656

(% of AGI for various income ranges: 3.2% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 8.8% for AGIs $100k-200k)

Earned income credit: $1,930 (reported on 19.2% of returns)

Here:
$1,930
State:
$2,230

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 44.2%

Here:
44%
State:
66%

(% for various income ranges: 40.9% for AGIs below $25k, 40.0% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 13864, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,219 (Individual Income Tax Returns)

Here:
$33,219
State:
$59,519

Salary/wage: $31,914 (reported on 87.7% of returns)

Here:
$31,914
State:
$50,673

(% of AGI for various income ranges: 109.0% for AGIs below $10k, 74.3% for AGIs $10k-25k, 85.4% for AGIs $25k-50k, 83.8% for AGIs $50k-75k, 89.2% for AGIs $75k-100k, 86.1% for AGIs over 100k)

Taxable interest for individuals: $572 (reported on 45.4% of returns)

This zip code:
$572
New York:
$2,377

(% of AGI for various income ranges: 1.2% for AGIs below $10k, 2.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $649 (reported on 15.1% of returns)

Here:
$649
State:
$5,394

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Net capital gain/loss: +$3,207 (reported on 11.9% of returns)

Here:
+$3,207
State:
+$23,581

(% of AGI for various income ranges: 2.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 3.3% for AGIs $75k-100k)

Profit/loss from business: +$3,661 (reported on 11.5% of returns)

Here:
+$3,661
State:
+$13,809

Total itemized deductions: $13,477 (21% of AGI, reported on 18.0% of returns)

Here:
$13,477
State:
$25,864

Here:
21.1% of AGI
State:
21.9% of AGI

(% of AGI for various income ranges: 3.6% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 10.5% for AGIs over 100k)

Charity contributions deductions: $1,524 (2% of AGI, reported on 12.9% of returns)

Here:
$1,524
State:
$4,439

Here:
2.2% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $3,552 (reported on 76.3% of returns)

13864:
$3,552
State:
$11,730

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 4.8% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Earned income credit: $1,439 (reported on 16.8% of returns)

Here:
$1,439
State:
$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 52.1%

Here:
52%
State:
67%

(% for various income ranges: 41.9% for AGIs below $10k, 57.3% for AGIs $10k-25k, 49.3% for AGIs $25k-50k, 56.1% for AGIs $50k-75k, 47.8% for AGIs $75k-100k, 72.2% for AGIs over 100k)

Estimated median household income in 2022:

This zip code:	$53,699
New York:	$79,557

Nearest zip codes: 13743, 14883, 14817, 14881, 14850, 13736.

Percentage of family households:

This zip code:	44.2%
New York:	41.3%

Percentage of households with unmarried partners:

This zip code:	4.6%
New York:	42.3%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 21
Household did not receive Food Stamps/SNAP in the past 12 months: 605

Women who had a birth in the past 12 months: 74 (0 now married, 77 unmarried)
Women who did not have a birth in the past 12 months: 164 (116 now married, 45 unmarried)

Housing units in zip code 13864 with a mortgage: 78 (24 second mortgage, 25 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,424
Median monthly owner costs for units without a mortgage: $519

Residents with income below the poverty level in 2022:

This zip code:	21.9%
Whole state:	14.3%

Residents with income below 50% of the poverty level in 2022:

This zip code:	14.7%
Whole state:	6.8%

Median number of rooms in houses and condos:

Here:	6.5
State:	6.3

Median number of rooms in apartments:

Here:	6.1
State:	3.8

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Church in zip code 13864: Saint Marys Church (A). Display/hide its location on the map

Cemetery: Smith Valley Cemetery (1). Display/hide its location on the map

Streams, rivers, and creeks: Dry Brook (A), Danby Creek (B). Display/hide their locations on the map

Year house built (houses)
02020 or later
182010 to 2019
02000 to 2009
1091990 to 1999
981980 to 1989
1211970 to 1979
371960 to 1969
141950 to 1959
151940 to 1949
2061939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 13864

Bedrooms in owner-occupied houses and condos in 13864
0no bedroom
211 bedroom
1142 bedrooms
1533 bedrooms
1514 bedrooms
105+ bedrooms

Bedrooms in renter-occupied apartments in 13864

Bedrooms in renter-occupied apartments in 13864
0no bedroom
01 bedroom
1162 bedrooms
683 bedrooms
04 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 13864 in owner-occupied houses/condos

Cars and other vehicles available in 13864 in owner-occupied houses/condos
0no vehicle
2161 vehicle
1882 vehicles
243 vehicles
244 vehicles
05+ vehicles

Cars and other vehicles available in 13864 in renter-occupied apartments

Cars and other vehicles available in 13864 in renter-occupied apartments
19no vehicle
971 vehicle
242 vehicles
463 vehicles
04 vehicles
05+ vehicles

Zip code 13864 household income distribution in 2022
67$15,000 to $19,999
48$30,000 to $34,999
9$35,000 to $39,999
16$40,000 to $44,999
122$45,000 to $49,999
90$50,000 to $59,999
70$60,000 to $74,999
121$75,000 to $99,999
14$100,000 to $124,999
45$125,000 to $149,999
6$150,000 to $199,999
10$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 13864
42Less than $10,000
30$10,000 to $14,999
34$50,000 to $59,999
62$70,000 to $79,999
22$90,000 to $99,999
30$100,000 to $124,999
11$125,000 to $149,999
28$175,000 to $199,999
145$200,000 to $249,999
16$400,000 to $499,999

Rent paid by renters in 2022 in zip code 13864
18$450 to $499
29$500 to $549
35$550 to $599
76$800 to $899
20No cash rent

Median gross rent in 2022: $868.

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $152,233

Estimated median house or condo value in 2022: $121,235

13864:	$121,235
New York:	$400,400

Lower value quartile - upper value quartile: $75,719 - $221,980

Mean price in 2022:

Detached houses: $206,810
Here:
$206,810
State:
$476,719

Mobile homes: $36,576
Here:
$36,576
State:
$88,925

Owners and renters by unit type in zip code 13864

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 321
3 or 4: 88
50 or more: 13
Mobile homes: 204

Unemployment: 2.3%

Means of transportation to work in zip code 13864
84.2%547Drove a car alone
3.7%24Carpooled
7.9%51Motorcycle
2.6%17Worked at home

Travel time to work (commute) in zip code 13864
17Less than 5 minutes
375 to 9 minutes
510 to 14 minutes
4815 to 19 minutes
13220 to 24 minutes
7125 to 29 minutes
21630 to 34 minutes
940 to 44 minutes
7445 to 59 minutes

Percentage of zip code residents living and working in this county: 24.3%

Household type by relationship:

Households: 1,129

Male householders: 321 (54 living alone), Female householders: 315 (208 living alone)
241 spouses (241 opposite-sex spouses), 99 unmarried partners, (99 opposite-sex unmarried partners), 172 children (161 natural, 0 adopted, 11 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 5 other relatives, 5 non-relatives

Size of family households: 206 2-persons, 78 3-persons, 67 4-persons

Size of nonfamily households: 261 1-person, 27 2-persons

43 married couples with children.
114 single-parent households (114 men).

100.7% of residents of 13864 zip code speak English at home.

Foreign born population: 0 (0.0%)

:	0.0%
Whole state:	22.7%

Most common first ancestries reported in 13864

51%English
15%German
12%American
11%Dutch
5%Polish
4%Scottish
4%Irish

Year of entry for the foreign-born population

Year of entry for the foreign-born population
02010 or later
02000 to 2009
01990 to 1999
12Before 1990

Zip code 13864 marital status for females

41.4%Fuel oil, kerosene, etc.
24.3%Electricity
15.0%Wood
12.3%Bottled, tank, or LP gas
5.3%Other fuel
2.1%Coal or coke

Population in 1990: 697. Population change in the 1990s: +388 (+55.7%).

Place of birth for U.S.-born residents:

This state: 874
Northeast: 135
Midwest: 27
South: 39
West: 39

64% of the 13864 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 59% lived in this county.
Out of people who lived in different counties, 50% lived in New York.

97% of the 13864 zip code residents lived in the same house 1 year ago.
Out of people who lived in different houses, 96% moved from different county within same state.

Year householders moved into unit in 13864

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):

Here:	0.0%
New York:	15.6%

Students in private schools in grades 9 to 12 (high school):

Here:	0.0%
New York:	15.0%

Students in private undergraduate colleges:

Here:	0.0%
New York:	39.2%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
54,771Management occupations
45,198Office and administrative support occupations

Top industries in this zip code by the number of employees in 2005:

Professional, Scientific, and Technical Services: Custom Computer Programming Services (10-19 employees: 1 establishment)
Mining: Construction Sand and Gravel Mining (1-4: 1)
Construction: Poured Concrete Foundation and Structure Contractors (1-4: 1)
Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$100,790	7	$109,777	15	$97,537	9	$30,612	1	$90,250	6	$76,063
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$54,080	3	$90,620	1	$11,330	1	$33,620	1	$74,540
APPLICATIONS DENIED	0	$0	5	$90,766	8	$86,098	6	$18,878	1	$19,000	4	$43,758
APPLICATIONS WITHDRAWN	1	$69,430	0	$0	4	$96,010	1	$6,580	0	$0	1	$64,310
FILES CLOSED FOR INCOMPLETENESS	1	$81,480	0	$0	0	$0	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0202.00

	A) Conventional Home Purchase Loans
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value
LOANS ORIGINATED	1	$222,530
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0
APPLICATIONS DENIED	1	$118,390
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0202.00

Conventional Home Purchase Loans in zip code 13864

Conventional Home Purchase Loans in zip code 13864 - Value

Name	Count	Lived (average)
Most common first names in zip code 13864 among deceased individuals
George	6	76.2 years
Donald	6	66.5 years
Robert	6	68.2 years
Harry	5	72.6 years
John	5	65.4 years
Charles	4	77.7 years
David	4	70.5 years
Alice	4	83.7 years
Arthur	4	78.0 years
Helen	4	84.5 years

Last name	Count	Lived (average)
Most common last names in zip code 13864 among deceased individuals
Moshier	4	77.5 years
Manning	4	81.7 years
Vanetten	4	83.3 years
Hurd	4	74.3 years
Stevens	4	76.2 years
Hallett	4	76.0 years
Quick	4	66.8 years
Haus	3	69.3 years
Cornwell	3	68.0 years
Predmore	3	81.3 years

AK	AL	AR	AZ	CA	CO	CT
DC	DE	FL	GA	HI	IA	ID
IL	IN	KS	KY	LA	MA	MD
ME	MI	MN	MO	MS	MT	NC
ND	NE	NH	NJ	NM	NV	NY
OH	OK	OR	PA	RI	SC	SD
TN	TX	UT	VA	VT	WA	WI
WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AL	AZ	CA	CO	CT	DE	FL
GA	HI	IA	ID	IL	IN	KS
LA	MA	MD	MI	MN	MO	NC
NE	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	TN	TX	UT
VA	WA	WI	WV

AL	CA	CO	DC	DE	FL	GA
IA	ID	IL	IN	KS	KY	LA
MD	ME	MI	MN	NC	NE	NH
NJ	NV	NY	OH	OK	OR	PA
SC	TN	TX	UT	VA	WA	WI

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$90,620	10	$80,205	13	$79,882	12	$34,439	1	$57,730	7	$59,090
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	5	$89,670	3	$74,540	2	$28,135	0	$0	4	$84,042
APPLICATIONS DENIED	1	$58,460	3	$85,503	16	$83,220	12	$17,387	1	$30,330	3	$58,343
APPLICATIONS WITHDRAWN	1	$164,060	1	$134,470	8	$107,976	1	$103,040	0	$0	1	$84,040
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	1	$8,040	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$91,715	18	$108,219	20	$84,389	16	$25,784	2	$145,975	7	$62,327
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	4	$86,782	4	$79,200	1	$56,270	0	$0	3	$70,887
APPLICATIONS DENIED	0	$0	10	$86,856	23	$80,563	16	$31,630	1	$126,060	11	$52,252
APPLICATIONS WITHDRAWN	0	$0	1	$150,180	10	$84,517	1	$43,850	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$122,410	1	$70,160	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$94,090	29	$79,519	23	$73,604	20	$29,707	2	$46,225	9	$51,764
APPLICATIONS APPROVED, NOT ACCEPTED	1	$115,470	3	$64,190	3	$86,233	1	$34,350	0	$0	3	$65,163
APPLICATIONS DENIED	1	$69,790	14	$70,470	18	$74,501	14	$26,491	2	$44,945	10	$47,794
APPLICATIONS WITHDRAWN	1	$45,670	3	$123,750	15	$82,045	2	$62,300	1	$41,660	3	$54,567
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$74,180	1	$71,620	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$60,413	15	$89,474	21	$55,593	12	$26,766	4	$40,650	7	$53,140
APPLICATIONS APPROVED, NOT ACCEPTED	1	$76,370	5	$71,910	8	$64,265	1	$17,540	0	$0	3	$56,027
APPLICATIONS DENIED	1	$136,290	10	$109,547	27	$66,543	10	$23,239	2	$21,740	11	$41,057
APPLICATIONS WITHDRAWN	0	$0	6	$85,198	11	$99,289	2	$142,690	1	$192,200	1	$77,100
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	5	$86,454	0	$0	0	$0	1	$42,020

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$106,880	16	$88,929	14	$63,554	14	$21,246	1	$179,050	7	$42,647
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$91,350	5	$61,606	1	$14,620	0	$0	2	$48,780
APPLICATIONS DENIED	0	$0	4	$70,340	27	$60,129	8	$13,840	2	$92,265	7	$39,046
APPLICATIONS WITHDRAWN	0	$0	2	$101,580	12	$73,597	2	$71,255	1	$66,140	2	$73,810
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	3	$72,350	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	12	$66,320	26	$60,994	12	$11,145	2	$50,790
APPLICATIONS APPROVED, NOT ACCEPTED	1	$32,890	2	$58,280	4	$66,320	0	$0	0	$0
APPLICATIONS DENIED	0	$0	8	$63,031	23	$61,721	6	$12,788	1	$15,350
APPLICATIONS WITHDRAWN	0	$0	3	$61,873	14	$84,981	1	$52,980	1	$24,850
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$90,250	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$64,920	13	$72,799	24	$56,607	15	$15,469	1	$37,640
APPLICATIONS APPROVED, NOT ACCEPTED	1	$33,980	2	$92,810	4	$36,722	0	$0	0	$0
APPLICATIONS DENIED	1	$32,160	5	$39,244	16	$72,326	8	$15,849	1	$40,920
APPLICATIONS WITHDRAWN	0	$0	1	$69,060	12	$69,578	2	$13,520	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	4	$66,778	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$69,430	13	$56,018	11	$57,401	14	$13,311	1	$24,120
APPLICATIONS APPROVED, NOT ACCEPTED	1	$50,060	6	$49,755	3	$49,937	0	$0	0	$0
APPLICATIONS DENIED	0	$0	14	$52,069	21	$57,542	8	$7,536	3	$16,930
APPLICATIONS WITHDRAWN	0	$0	1	$52,250	10	$71,947	1	$31,060	1	$57,730
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$46,770	1	$35,440	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$38,733	15	$53,007	11	$42,055	11	$20,463	4	$21,742
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	10	$31,497	5	$50,426	1	$20,830	1	$15,350
APPLICATIONS DENIED	1	$38,370	23	$38,605	15	$50,255	8	$9,729	1	$33,250
APPLICATIONS WITHDRAWN	0	$0	1	$27,770	8	$55,952	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$16,440	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$62,290	6	$47,850	8	$55,586	6	$14,592	1	$10,760
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$41,830	2	$46,785	1	$11,310	0	$0
APPLICATIONS DENIED	0	$0	7	$46,877	8	$53,580	2	$10,305	1	$24,620
APPLICATIONS WITHDRAWN	0	$0	0	$0	4	$54,265	1	$9,120	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0