14883 Zip Code (Spencer, NY) Detailed Profile

Estimated zip code population in 2022: 4,467
Zip code population in 2010: 4,136
Zip code population in 2000: 3,866

Houses and condos: 1,990
Renter-occupied apartments: 395
March 2022 cost of living index in zip code 14883: 95.0 (less than average, U.S. average is 100)

Land area: 72.2 sq. mi.
Water area: 0.5 sq. mi.

Population density: 62 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,887 (2.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,896 (1.9%)

For population 25 years and over in 14883:

• High school or higher: 91.4%
• Bachelor's degree or higher: 28.6%
• Graduate or professional degree: 11.9%
• Unemployed: 2.9%
• Mean travel time to work (commute): 26.6 minutes

For population 15 years and over in 14883:

• Never married: 26.6%
• Now married: 54.5%
• Separated: 1.9%
• Widowed: 6.7%
• Divorced: 10.3%

• 
• • 4,30696.4%White
  • 481.1%Black
  • 461.0%Asian
  • 380.9%Two or more races
  • 280.6%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 14883, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $54,520 (Individual Income Tax Returns)

Here:	$54,520
State:	$90,930

Salary/wage: $46,472 (reported on 79.2% of returns)

Here:	$46,472
State:	$72,104

(% of AGI for various income ranges: 1009.3% for AGIs below $25k, 3142.3% for AGIs $25k-50k, 5872.8% for AGIs $50k-75k, 9195.0% for AGIs $75k-100k, 15066.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,012 (reported on 38.5% of returns)

This zip code:	$1,012
New York:	$3,075

(% of AGI for various income ranges: 11.4% for AGIs below $25k, 26.1% for AGIs $25k-50k, 56.0% for AGIs $50k-75k, 75.7% for AGIs $75k-100k, 46.4% for AGIs $100k-200k)

Ordinary dividends: $3,423 (reported on 15.6% of returns)

Here:	$3,423
State:	$11,095

(% of AGI for various income ranges: 25.6% for AGIs below $25k, 28.4% for AGIs $25k-50k, 56.4% for AGIs $50k-75k, 122.1% for AGIs $75k-100k, 342.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,336 (reported on 13.0% of returns)

Here:	+$9,336
State:	+$44,925

(% of AGI for various income ranges: 16.5% for AGIs below $25k, 29.3% for AGIs $25k-50k, 94.4% for AGIs $50k-75k, 247.9% for AGIs $75k-100k, 1107.9% for AGIs $100k-200k)

Profit/loss from business: +$13,254 (reported on 14.6% of returns)

Here:	+$13,254
State:	+$14,940

(% of AGI for various income ranges: 64.4% for AGIs below $25k, 105.0% for AGIs $25k-50k, 163.6% for AGIs $50k-75k, 439.3% for AGIs $75k-100k, 1391.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,957 (reported on 10.9% of returns)

14883:	$13,957
New York:	$19,609

(% of AGI for various income ranges: 67.4% for AGIs below $25k, 115.5% for AGIs $25k-50k, 182.4% for AGIs $50k-75k, 471.4% for AGIs $75k-100k, 726.4% for AGIs $100k-200k)

Total itemized deductions: $24,362 (reported on 4.2% of returns)

Here:	$24,362
State:	$39,326

(% of AGI for various income ranges: 465.2% for AGIs $50k-75k, 561.4% for AGIs $100k-200k)

Charity contributions: $7,275 (reported on 2.1% of returns)

Here:	$7,275
State:	$15,420

(% of AGI for various income ranges: 207.9% for AGIs $100k-200k)

Taxes paid: $8,243 (reported on 3.6% of returns)

14883:	$8,243
State:	$9,183

(% of AGI for various income ranges: 136.8% for AGIs $50k-75k, 167.9% for AGIs $100k-200k)

Earned income credit: $2,027 (reported on 13.5% of returns)

Here:	$2,027
State:	$2,138

(% of AGI for various income ranges: 58.4% for AGIs below $25k, 62.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.4%

Here:	96%
State:	95%

(% for various income ranges: 96.6% for AGIs below $25k, 96.3% for AGIs $25k-50k, 96.9% for AGIs $50k-75k, 95.5% for AGIs $75k-100k, 95.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 14883, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,184 (Individual Income Tax Returns)

Here:	$45,184
State:	$77,088

Salary/wage: $40,186 (reported on 82.0% of returns)

Here:	$40,186
State:	$60,593

(% of AGI for various income ranges: 67.8% for AGIs below $25k, 76.8% for AGIs $25k-50k, 73.4% for AGIs $50k-75k, 79.7% for AGIs $75k-100k, 66.0% for AGIs $100k-200k)

Taxable interest for individuals: $841 (reported on 39.9% of returns)

This zip code:	$841
New York:	$3,125

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Ordinary dividends: $2,412 (reported on 18.0% of returns)

Here:	$2,412
State:	$10,299

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,577 (reported on 12.0% of returns)

Here:	+$3,577
State:	+$42,474

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Profit/loss from business: +$10,531 (reported on 15.8% of returns)

Here:	+$10,531
State:	+$16,168

(% of AGI for various income ranges: 8.7% for AGIs below $25k, 4.1% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,856 (reported on 9.8% of returns)

14883:	$10,856
New York:	$17,621

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.8% for AGIs $100k-200k)

Total itemized deductions: $19,136 (23% of AGI, reported on 24.0% of returns)

Here:	$19,136
State:	$34,985

Here:	22.6% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 7.9% for AGIs $25k-50k, 10.4% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 13.1% for AGIs $100k-200k)

Charity contributions: $2,863 (reported on 16.4% of returns)

Here:	$2,863
State:	$5,572

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Taxes paid: $9,186 (reported on 24.0% of returns)

14883:	$9,186
State:	$18,656

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 2.8% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 7.9% for AGIs $100k-200k)

Earned income credit: $2,182 (reported on 18.0% of returns)

Here:	$2,182
State:	$2,230

(% of AGI for various income ranges: 5.9% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 45.9%

Here:	46%
State:	66%

(% for various income ranges: 38.6% for AGIs below $25k, 44.2% for AGIs $25k-50k, 55.2% for AGIs $50k-75k, 55.6% for AGIs $75k-100k, 57.1% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 14883, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,036 (Individual Income Tax Returns)

Here:	$38,036
State:	$59,519

Salary/wage: $33,759 (reported on 85.7% of returns)

Here:	$33,759
State:	$50,673

(% of AGI for various income ranges: 86.2% for AGIs below $10k, 73.1% for AGIs $10k-25k, 81.6% for AGIs $25k-50k, 84.2% for AGIs $50k-75k, 80.5% for AGIs $75k-100k, 54.3% for AGIs over 100k)

Taxable interest for individuals: $816 (reported on 47.3% of returns)

This zip code:	$816
New York:	$2,377

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 2.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,917 (reported on 20.2% of returns)

Here:	$1,917
State:	$5,394

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Net capital gain/loss: +$4,945 (reported on 15.3% of returns)

Here:	+$4,945
State:	+$23,581

(% of AGI for various income ranges: -0.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 5.5% for AGIs over 100k)

Profit/loss from business: +$11,237 (reported on 17.6% of returns)

Here:	+$11,237
State:	+$13,809

(% of AGI for various income ranges: 10.6% for AGIs below $10k, 7.2% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 9.2% for AGIs over 100k)

IRA payment deduction: $2,977 (reported on 2.4% of returns)

14883:	$2,977
New York:	$3,115

Total itemized deductions: $14,864 (21% of AGI, reported on 21.7% of returns)

Here:	$14,864
State:	$25,864

Here:	20.9% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 5.9% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 13.3% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Charity contributions deductions: $2,933 (4% of AGI, reported on 17.4% of returns)

Here:	$2,933
State:	$4,439

Here:	3.8% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $4,862 (reported on 75.3% of returns)

14883:	$4,862
State:	$11,730

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 18.2% for AGIs over 100k)

Earned income credit: $1,607 (reported on 17.1% of returns)

Here:	$1,607
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 53.7%

Here:	54%
State:	67%

(% for various income ranges: 43.6% for AGIs below $10k, 57.7% for AGIs $10k-25k, 54.5% for AGIs $25k-50k, 56.8% for AGIs $50k-75k, 50.9% for AGIs $75k-100k, 64.9% for AGIs over 100k)

Nearest zip codes: 13864, 14889, 13743, 14859, 14867, 14817.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 341
Household did not receive Food Stamps/SNAP in the past 12 months: 1,479

Women who had a birth in the past 12 months: 61 (55 now married, 5 unmarried)
Women who did not have a birth in the past 12 months: 874 (449 now married, 418 unmarried)

Housing units in zip code 14883 with a mortgage: 811 (42 second mortgage, 2 home equity loan, 40 both second mortgage and home equity loan)
Houses without a mortgage: 32

Median monthly owner costs for units with a mortgage: $1,718
Median monthly owner costs for units without a mortgage: $534

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 14883 household income distribution in 2022

• 83Less than $10,000
• 51$10,000 to $14,999
• 65$15,000 to $19,999
• 66$20,000 to $24,999
• 152$25,000 to $29,999
• 20$30,000 to $34,999
• 100$35,000 to $39,999
• 85$40,000 to $44,999
• 110$45,000 to $49,999
• 97$50,000 to $59,999
• 151$60,000 to $74,999
• 257$75,000 to $99,999
• 259$100,000 to $124,999
• 137$125,000 to $149,999
• 89$150,000 to $199,999
• 74$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 14883

• 2$10,000 to $14,999
• 5$20,000 to $24,999
• 42$25,000 to $29,999
• 48$30,000 to $34,999
• 41$35,000 to $39,999
• 11$40,000 to $49,999
• 22$50,000 to $59,999
• 5$60,000 to $69,999
• 21$70,000 to $79,999
• 10$80,000 to $89,999
• 45$90,000 to $99,999
• 172$100,000 to $124,999
• 104$125,000 to $149,999
• 109$150,000 to $174,999
• 134$175,000 to $199,999
• 151$200,000 to $249,999
• 154$250,000 to $299,999
• 200$300,000 to $399,999
• 30$400,000 to $499,999
• 2$1,500,000 to $1,999,999
• 25$2,000,000 or more

• Rent paid by renters in 2022 in zip code 14883

• 2$100 to $149
• 2$150 to $199
• 4$200 to $249
• 1$250 to $299
• 8$300 to $349
• 31$350 to $399
• 2$400 to $449
• 1$500 to $549
• 13$550 to $599
• 42$600 to $649
• 19$650 to $699
• 28$700 to $749
• 21$750 to $799
• 51$800 to $899
• 26$900 to $999
• 120$1,000 to $1,249
• 19$1,250 to $1,499
• 4No cash rent

Median gross rent in 2022: $981.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $184,331
• Black or African American householders: $282,524
• American Indian or Alaska Native householders: $188,349
• Two or more races householders: $138,122
• Hispanic or Latino householders: $226,019

Estimated median house or condo value in 2022: $182,322 Lower value quartile - upper value quartile: $118,391 - $270,494

Mean price in 2022:

Detached houses: $194,458

Here:	$194,458
State:	$476,719

Townhouses or other attached units: $248,299

Here:	$248,299
State:	$699,270

In 2-unit structures: $218,321

Here:	$218,321
State:	$713,077

In 3-to-4-unit structures: $157,201

Here:	$157,201
State:	$764,568

In 5-or-more-unit structures: $149,315

Here:	$149,315
State:	$912,009

Mobile homes: $75,527

Here:	$75,527
State:	$88,925

Occupied boats, RVs, vans, etc.: $70,730

Here:	$70,730
State:	$480,795

Housing units in structures:

• One, detached: 1,442
• Two: 32
• 3 or 4: 50
• 5 to 9: 36
• 10 to 19: 34
• Mobile homes: 382

Unemployment: 2.9%

• Means of transportation to work in zip code 14883

• 83.5%1,820Drove a car alone
• 6.3%137Carpooled
• 1.3%28Walked
• 1.6%34Other means
• 6.5%142Worked at home

• Travel time to work (commute) in zip code 14883

• 99Less than 5 minutes
• 995 to 9 minutes
• 14710 to 14 minutes
• 9015 to 19 minutes
• 30020 to 24 minutes
• 16525 to 29 minutes
• 52730 to 34 minutes
• 13235 to 39 minutes
• 17740 to 44 minutes
• 23845 to 59 minutes
• 2060 to 89 minutes

Percentage of zip code residents living and working in this county: 47.9%

Household type by relationship:

Households: 4,467

• Male householders: 941 (230 living alone), Female householders: 872 (227 living alone)

• 959 spouses (959 opposite-sex spouses), 272 unmarried partners, (237 opposite-sex unmarried partners), 1,138 children (1,121 natural, 19 adopted, 0 stepchildren), 141 grandchildren, 2 brothers or sisters, 43 parents, 8 foster children, 20 other relatives, 72 non-relatives

• In group quarters: 40 (-1 institutionalized population)

Size of family households: 634 2-persons, 262 3-persons, 297 4-persons, 86 5-persons, 3 6-persons, 13 7-or-more-persons

Size of nonfamily households: 457 1-person, 52 2-persons

503 married couples with children.
414 single-parent households (187 men, 227 women).

97.8% of residents of 14883 zip code speak English at home.
0.4% of residents speak Spanish at home (100% very well).
1.0% of residents speak other Indo-European language at home (93% very well, 5% well, 2% not at all).
0.4% of residents speak Asian or Pacific Island language at home (75% very well, 6% well, 19% not well).

Facilities with environmental interests located in this zip code:

• HOLLYBROOK GOLF COURSE (29 FISHER SETTLEMENT ROAD in SPENCER, NY)

  STATE MASTER (New York facility tracking) - SECTION 404 PERMITTING, 401 CERTIFICATION
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: MARK STEVENS (CONTACT/OWNER)
  Alternative names: MARK STEVENS

Housing units lacking complete plumbing facilities: 2.0%
Housing units lacking complete kitchen facilities: 1.8%

Population in 1990: 3,829. Population change in the 1990s: +37 (+1.0%).

Place of birth for U.S.-born residents:

• This state: 2,921
• Northeast: 896
• Midwest: 161
• South: 160
• West: 122

66% of the 14883 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 14883 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 20% moved from different county within same state.
   Out of people who lived in different houses, 21% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 130
Students in private schools in grades 9 to 12 (high school): 19 Students in private undergraduate colleges: 41

Top industries in this zip code by the number of employees in 2005:

• Finance and Insurance: Commercial Banking (50-99 employees: 1 establishment)
• Other Services (except Public Administration): Reupholstery and Furniture Repair (20-49: 1)
• Wholesale Trade: Grain and Field Bean Merchant Wholesalers (20-49: 1)
• Other Services (except Public Administration): Religious Organizations (10-19: 1, 1-4: 3)
• Information: Cable and Other Program Distribution (10-19: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (5-9: 1)

Detailed HMDA statistics for the following Tracts: 0018.00 , 0207.01


Detailed PMIC statistics for the following Tracts: 0018.00 , 0207.01

Most common first names in zip code 14883 among deceased individuals
Name	Count	Lived (average)
William	29	68.7 years
John	25	71.1 years
George	18	70.2 years
Charles	17	75.3 years
Robert	16	71.4 years
Helen	14	79.5 years
Mary	11	82.2 years
Edward	10	72.6 years
Raymond	9	73.9 years
Dorothy	8	77.7 years

Most common last names in zip code 14883 among deceased individuals
Last name	Count	Lived (average)
Smith	20	77.0 years
Marshall	6	68.5 years
Williams	6	62.8 years
Riker	6	81.8 years
Thomas	6	71.3 years
Aman	5	76.8 years
Ahart	5	77.4 years
Brown	5	72.6 years
Hollenbeck	5	75.2 years
Arnold	5	78.6 years