15920 Zip Code (Armagh, PA) Detailed Profile

Estimated zip code population in 2022: 572
Zip code population in 2010: 922
Zip code population in 2000: 920

Houses and condos: 303
Renter-occupied apartments: 28
March 2022 cost of living index in zip code 15920: 92.8 (less than average, U.S. average is 100)

Land area: 7.8 sq. mi.
Water area: 0.0 sq. mi.

Population density: 73 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,298 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,879 (1.5%)

For population 25 years and over in 15920:

• High school or higher: 93.0%
• Bachelor's degree or higher: 13.7%
• Graduate or professional degree: 8.5%
• Unemployed: 2.2%
• Mean travel time to work (commute): 27.5 minutes

For population 15 years and over in 15920:

• Never married: 19.0%
• Now married: 66.7%
• Separated: 2.5%
• Widowed: 6.5%
• Divorced: 5.3%

• 
• • 55997.9%White
  • 122.1%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 15920, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $53,396 (Individual Income Tax Returns)

Here:	$53,396
State:	$75,707

Salary/wage: $46,783 (reported on 76.1% of returns)

Here:	$46,783
State:	$62,806

(% of AGI for various income ranges: 1011.8% for AGIs below $25k, 3038.8% for AGIs $25k-50k, 5695.0% for AGIs $50k-75k, 8087.5% for AGIs $75k-100k, 18292.5% for AGIs $100k-200k)

Taxable interest for individuals: $665 (reported on 37.0% of returns)

This zip code:	$665
Pennsylvania:	$1,633

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 31.2% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 82.5% for AGIs $75k-100k, 42.5% for AGIs $100k-200k)

Ordinary dividends: $867 (reported on 19.6% of returns)

Here:	$867
State:	$7,382

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 31.2% for AGIs $25k-50k, 107.5% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$775 (reported on 8.7% of returns)

Here:	+$775
State:	+$23,522

(% of AGI for various income ranges: 16.4% for AGIs below $25k, 32.5% for AGIs $75k-100k)

Profit/loss from business: +$3,833 (reported on 6.5% of returns)

Here:	+$3,833
State:	+$16,274

(% of AGI for various income ranges: 104.5% for AGIs below $25k)

Taxable individual retirement arrangement distribution: $8,514 (reported on 15.2% of returns)

15920:	$8,514
Pennsylvania:	$18,583

(% of AGI for various income ranges: 221.8% for AGIs below $25k, 880.0% for AGIs $50k-75k)

Earned income credit: $2,100 (reported on 10.9% of returns)

Here:	$2,100
State:	$2,100

(% of AGI for various income ranges: 95.5% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.3%

Here:	91%
State:	92%

(% for various income ranges: 87.5% for AGIs below $25k, 81.8% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 15920, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,673 (Individual Income Tax Returns)

Here:	$42,673
State:	$61,346

Salary/wage: $40,615 (reported on 80.4% of returns)

Here:	$40,615
State:	$51,902

(% of AGI for various income ranges: 61.6% for AGIs below $25k, 77.1% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 74.9% for AGIs $75k-100k, 83.8% for AGIs $100k-200k)

Taxable interest for individuals: $706 (reported on 35.3% of returns)

This zip code:	$706
Pennsylvania:	$1,588

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $1,738 (reported on 15.7% of returns)

Here:	$1,738
State:	$5,827

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

Profit/loss from business: +$3,825 (reported on 7.8% of returns)

Here:	+$3,825
State:	+$16,268

Taxable individual retirement arrangement distribution: $6,250 (reported on 11.8% of returns)

15920:	$6,250
Pennsylvania:	$14,550

Total itemized deductions: $17,171 (18% of AGI, reported on 13.7% of returns)

Here:	$17,171
State:	$23,538

Here:	18.4% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 8.5% for AGIs $25k-50k, 9.0% for AGIs $75k-100k, 7.4% for AGIs $100k-200k)

Charity contributions: $2,000 (reported on 11.8% of returns)

Here:	$2,000
State:	$4,025

Taxes paid: $6,286 (reported on 13.7% of returns)

15920:	$6,286
State:	$9,982

(% of AGI for various income ranges: 2.5% for AGIs $25k-50k, 3.4% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Earned income credit: $2,183 (reported on 11.8% of returns)

Here:	$2,183
State:	$2,106

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 56.9%

Here:	57%
State:	53%

(% for various income ranges: 54.5% for AGIs below $25k, 50.0% for AGIs $25k-50k, 71.4% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 15920, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,328 (Individual Income Tax Returns)

Here:	$34,328
State:	$48,049

Salary/wage: $31,555 (reported on 84.9% of returns)

Here:	$31,555
State:	$42,646

(% of AGI for various income ranges: 90.6% for AGIs below $10k, 72.6% for AGIs $10k-25k, 83.1% for AGIs $25k-50k, 87.2% for AGIs $50k-75k, 75.3% for AGIs $75k-100k, 56.1% for AGIs over 100k)

Taxable interest for individuals: $1,009 (reported on 44.7% of returns)

This zip code:	$1,009
Pennsylvania:	$1,657

(% of AGI for various income ranges: 4.7% for AGIs below $10k, 3.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $1,196 (reported on 20.4% of returns)

Here:	$1,196
State:	$3,566

(% of AGI for various income ranges: 1.3% for AGIs below $10k, 1.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k)

Net capital gain/loss: +$1,683 (reported on 11.5% of returns)

Here:	+$1,683
State:	+$9,716

Profit/loss from business: +$737 (reported on 7.3% of returns)

Here:	+$737
State:	+$14,267

Total itemized deductions: $14,481 (23% of AGI, reported on 15.1% of returns)

Here:	$14,481
State:	$18,804

Here:	23.2% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 6.9% for AGIs $50k-75k, 10.8% for AGIs $75k-100k)

Charity contributions deductions: $2,485 (4% of AGI, reported on 12.6% of returns)

Here:	$2,485
State:	$3,337

Here:	3.9% of AGI
State:	3.3% of AGI

Total tax: $4,021 (reported on 73.1% of returns)

15920:	$4,021
State:	$8,008

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,367 (reported on 15.1% of returns)

Here:	$1,367
State:	$1,643

Percentage of individuals using paid preparers for their 2004 taxes: 62.8%

Here:	63%
State:	56%

(% for various income ranges: 60.0% for AGIs below $10k, 61.4% for AGIs $10k-25k, 69.4% for AGIs $25k-50k, 57.1% for AGIs $50k-75k, 57.5% for AGIs $75k-100k, 73.3% for AGIs over 100k)

Nearest zip codes: 15929, 15748, 15954, 15961, 15949, 15944.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 29
Household did not receive Food Stamps/SNAP in the past 12 months: 223

Women who did not have a birth in the past 12 months: 108 (53 now married, 54 unmarried)

Housing units in zip code 15920 with a mortgage: 87 (9 second mortgage, 9 both second mortgage and home equity loan)
Houses without a mortgage: 19

Median monthly owner costs for units with a mortgage: $1,115
Median monthly owner costs for units without a mortgage: $531

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 15920 household income distribution in 2022

• 1Less than $10,000
• 20$10,000 to $14,999
• 4$15,000 to $19,999
• 40$20,000 to $24,999
• 4$25,000 to $29,999
• 8$30,000 to $34,999
• 6$35,000 to $39,999
• 14$40,000 to $44,999
• 5$45,000 to $49,999
• 15$50,000 to $59,999
• 28$60,000 to $74,999
• 9$75,000 to $99,999
• 35$100,000 to $124,999
• 1$125,000 to $149,999
• 40$150,000 to $199,999
• 13$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 15920

• 30Less than $10,000
• 5$10,000 to $14,999
• 4$50,000 to $59,999
• 2$60,000 to $69,999
• 20$80,000 to $89,999
• 3$90,000 to $99,999
• 16$100,000 to $124,999
• 13$125,000 to $149,999
• 2$150,000 to $174,999
• 25$175,000 to $199,999
• 25$200,000 to $249,999
• 38$250,000 to $299,999
• 14$300,000 to $399,999
• 5$400,000 to $499,999
• 6$750,000 to $999,999
• 1$2,000,000 or more

• Rent paid by renters in 2022 in zip code 15920

• 6$300 to $349
• 4$450 to $499
• 2$800 to $899
• 3$900 to $999
• 9No cash rent

Median gross rent in 2022: $988.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $227,131

Estimated median house or condo value in 2022: $195,792 Lower value quartile - upper value quartile: $96,081 - $276,401

Mean price in 2022:

Detached houses: $232,522

Here:	$232,522
State:	$317,202

Mobile homes: $26,067

Here:	$26,067
State:	$92,414

Housing units in structures:

• One, detached: 236
• 3 or 4: 5
• Mobile homes: 59

Unemployment: 2.2%

• Means of transportation to work in zip code 15920

• 76.9%216Drove a car alone
• 7.8%22Carpooled
• 15.3%43Worked at home

• Travel time to work (commute) in zip code 15920

• 12Less than 5 minutes
• 95 to 9 minutes
• 1210 to 14 minutes
• 415 to 19 minutes
• 3020 to 24 minutes
• 2725 to 29 minutes
• 5730 to 34 minutes
• 4735 to 39 minutes
• 240 to 44 minutes
• 2845 to 59 minutes
• 360 to 89 minutes

Percentage of zip code residents living and working in this county: 68.2%

Household type by relationship:

Households: 572

• Male householders: 90 (21 living alone), Female householders: 164 (33 living alone)

• 180 spouses (180 opposite-sex spouses), 12 unmarried partners, (12 opposite-sex unmarried partners), 107 children (95 natural, 0 adopted, 12 stepchildren), 14 grandchildren, 0 brothers or sisters, 10 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 125 2-persons, 40 3-persons, 20 4-persons

Size of nonfamily households: 53 1-person, 13 2-persons

34 married couples with children.
1 single-parent households (1 women).

96.5% of residents of 15920 zip code speak English at home.
0.7% of residents speak other Indo-European language at home (100% very well).
3.5% of residents speak Asian or Pacific Island language at home (40% very well, 60% well).

Facilities with environmental interests located in this zip code:

• ARMAGH STP (ROUTE 56 in ARMAGH, PA)

  STATE MASTER (Pennsylvania database) - PCS-PA0218651, National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Organizations: INDIANA COUNTY MUNICIPAL AUTHORITY (OWNER/OPERATOR)
  Alternative names: ARMAGH SEWAGE TREATMENT PLANT, ARMAGH SYS, INDIANA CO MUN SERVICES AUTH

Population in 1990: 2,839.

Place of birth for U.S.-born residents:

• This state: 483
• Northeast: 16
• Midwest: 19
• South: 30
• West: 6

71% of the 15920 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in Pennsylvania.

98% of the 15920 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 110% moved from this county.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 12
Students in private schools in grades 9 to 12 (high school): 1 Students in private undergraduate colleges: 3

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Food Service Contractors (20-49 employees: 1 establishment)
• Real Estate and Rental and Leasing: Other Activities Related to Real Estate (10-19: 1)
• Health Care and Social Assistance: Ambulance Services (5-9: 1)
• Construction: Highway, Street, and Bridge Construction (5-9: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1)

Most common first names in zip code 15920 among deceased individuals
Name	Count	Lived (average)
William	11	69.3 years
Robert	9	75.5 years
Mary	9	74.5 years
Joseph	7	73.6 years
Paul	5	68.2 years
Charles	5	74.4 years
James	5	67.2 years
John	5	73.0 years
Clarence	4	74.3 years
George	4	65.5 years

Most common last names in zip code 15920 among deceased individuals
Last name	Count	Lived (average)
Mack	8	84.5 years
Felton	5	85.2 years
Campbell	5	71.6 years
Smith	5	69.0 years
Allison	4	64.8 years
Kisamore	4	60.5 years
Tomb	4	77.2 years
Davis	3	80.3 years
Hollingswort	3	74.7 years
Bidleman	3	87.4 years

Businesses in zip code 15920

• Subway: 1