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78657 Zip Code (Horseshoe Bay, TX) Detailed Profile




Cities: Horseshoe Bay, TX (27.18%), Cottonwood Shores, TX (4.58%), Marble Falls, TX (3.26%)
Counties: Llano County, TX (69.51%), Burnet County, TX (30.49%)
Estimated zip code population in 2022: 7,145
Zip code population in 2010: 5,509
Zip code population in 2000: 1,113

Houses and condos: 5,541
Renter-occupied apartments: 443
% of renters here:

14%
State:

38%
March 2022 cost of living index in zip code 78657: 88.3 (less than average, U.S. average is 100)

Land area: 39.5 sq. mi.
Water area: 3.2 sq. mi.
Population density: 181 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 78657
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Real estate property taxes paid for housing units in 2022:
This zip code:

0.9% ($4,076)
Texas:

1.5% ($4,050)
Median real estate property taxes paid for housing units with mortgages in 2022: $4,142 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,123 (0.9%)

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Males: 3,576  (50.1%)
Females: 3,568  (49.9%)

For population 25 years and over in 78657:

  • High school or higher: 95.3%
  • Bachelor's degree or higher: 44.2%
  • Graduate or professional degree: 10.9%
  • Unemployed: 2.1%
  • Mean travel time to work (commute): 32.0 minutes

For population 15 years and over in 78657:

  • Never married: 19.2%
  • Now married: 61.6%
  • Separated: 0.7%
  • Widowed: 6.3%
  • Divorced: 12.2%

Zip code 78657 compared to state average:

  • Median house value above state average.
  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age significantly above state average.
  • Renting percentage significantly below state average.
  • House age below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 78657 (2022)
    • 5,59778.4%White
    • 1,29418.1%Hispanic or Latino
    • 1932.7%Two or more races
    • 350.5%Asian
    • 130.2%Black
    • 100.1%Some other race
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78657, TX forum
Recent posts about zip code 78657 area on our local forum with over 2,400,000 registered users:
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100% rural population.

Estimated median house/condo value in 2022: $473,619
78657:

$473,619
Texas:

$275,400



According to our research of Texas and other state lists, there were 5 registered sex offenders living in 78657 zip code as of May 13, 2024.
The ratio of all residents to sex offenders in zip code 78657 is 1,091 to 1.
The ratio of registered sex offenders to all residents in this zip code is much lower than the state average.


Median resident age:
This zip code:

60.5 years
Texas median age:

35.6 years
Average household size:
This zip code:

2.2 people
Texas:

2.6 people

Averages for the 2020 tax year for zip code 78657, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $182,987 (Individual Income Tax Returns)
Here:

$182,987
State:

$77,054

Salary/wage: $101,299 (reported on 60.6% of returns)
Here:

$101,299
State:

$62,766
(% of AGI for various income ranges: 1089.5% for AGIs below $25k, 3287.8% for AGIs $25k-50k, 5376.1% for AGIs $50k-75k, 7838.8% for AGIs $75k-100k, 12994.8% for AGIs $100k-200k, 135670.0% for AGIs over 200k)

Taxable interest for individuals: $6,627 (reported on 51.6% of returns)
This zip code:

$6,627
Texas:

$2,665
(% of AGI for various income ranges: 40.7% for AGIs below $25k, 94.3% for AGIs $25k-50k, 152.6% for AGIs $50k-75k, 240.6% for AGIs $75k-100k, 551.9% for AGIs $100k-200k, 9177.0% for AGIs over 200k)

Ordinary dividends: $51,700 (reported on 40.5% of returns)
Here:

$51,700
State:

$10,044
(% of AGI for various income ranges: 111.8% for AGIs below $25k, 213.3% for AGIs $25k-50k, 548.3% for AGIs $50k-75k, 993.8% for AGIs $75k-100k, 2346.7% for AGIs $100k-200k, 63148.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$91,973 (reported on 40.2% of returns)
Here:

+$91,973
State:

+$39,590
(% of AGI for various income ranges: 26.7% for AGIs below $25k, 113.0% for AGIs $25k-50k, 166.1% for AGIs $50k-75k, 617.5% for AGIs $75k-100k, 2475.9% for AGIs $100k-200k, 121879.0% for AGIs over 200k)

Profit/loss from business: +$25,788 (reported on 23.2% of returns)
Here:

+$25,788
State:

+$10,888
(% of AGI for various income ranges: 259.6% for AGIs below $25k, 291.3% for AGIs $25k-50k, 444.3% for AGIs $50k-75k, 340.0% for AGIs $75k-100k, 1830.7% for AGIs $100k-200k, 11869.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $45,103 (reported on 22.1% of returns)
78657:

$45,103
Texas:

$24,740
(% of AGI for various income ranges: 110.5% for AGIs below $25k, 237.6% for AGIs $25k-50k, 734.3% for AGIs $50k-75k, 1444.4% for AGIs $75k-100k, 4255.6% for AGIs $100k-200k, 17989.0% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $43,125 (reported on 1.1% of returns)
78657:

$43,125
Texas:

$29,298
(% of AGI for various income ranges: 1725.0% for AGIs over 200k)

Total itemized deductions: $50,835 (reported on 17.8% of returns)
Here:

$50,835
State:

$40,428
(% of AGI for various income ranges: 144.7% for AGIs below $25k, 314.3% for AGIs $25k-50k, 901.3% for AGIs $50k-75k, 741.2% for AGIs $75k-100k, 2440.4% for AGIs $100k-200k, 19936.0% for AGIs over 200k)

Charity contributions: $23,279 (reported on 15.9% of returns)
Here:

$23,279
State:

$18,201
(% of AGI for various income ranges: 12.2% for AGIs below $25k, 36.1% for AGIs $25k-50k, 121.3% for AGIs $50k-75k, 149.4% for AGIs $75k-100k, 736.7% for AGIs $100k-200k, 10296.0% for AGIs over 200k)

Taxes paid: $8,283 (reported on 17.8% of returns)
78657:

$8,283
State:

$7,821
(% of AGI for various income ranges: 32.4% for AGIs below $25k, 47.8% for AGIs $25k-50k, 131.7% for AGIs $50k-75k, 156.2% for AGIs $75k-100k, 568.1% for AGIs $100k-200k, 2733.0% for AGIs over 200k)

Earned income credit: $2,262 (reported on 9.6% of returns)
Here:

$2,262
State:

$2,584
(% of AGI for various income ranges: 80.2% for AGIs below $25k, 71.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 90.4%
Here:

90%
State:

92%
(% for various income ranges: 89.8% for AGIs below $25k, 90.0% for AGIs $25k-50k, 92.3% for AGIs $50k-75k, 90.3% for AGIs $75k-100k, 89.7% for AGIs $100k-200k, 91.2% for AGIs over 200k)

Averages for the 2012 tax year for zip code 78657, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $158,853 (Individual Income Tax Returns)
Here:

$158,853
State:

$65,384

Salary/wage: $67,515 (reported on 61.5% of returns)
Here:

$67,515
State:

$52,524
(% of AGI for various income ranges: 62.2% for AGIs below $25k, 60.2% for AGIs $25k-50k, 46.9% for AGIs $50k-75k, 42.0% for AGIs $75k-100k, 34.1% for AGIs $100k-200k, 18.4% for AGIs over 200k)

Taxable interest for individuals: $6,853 (reported on 50.2% of returns)
This zip code:

$6,853
Texas:

$2,372
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Ordinary dividends: $40,928 (reported on 39.2% of returns)
Here:

$40,928
State:

$9,721
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 5.1% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 7.3% for AGIs $75k-100k, 5.6% for AGIs $100k-200k, 12.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$88,671 (reported on 37.7% of returns)
Here:

+$88,671
State:

+$35,319
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 29.4% for AGIs over 200k)

Profit/loss from business: +$18,597 (reported on 23.4% of returns)
Here:

+$18,597
State:

+$13,732
(% of AGI for various income ranges: 11.3% for AGIs below $25k, 7.8% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 5.6% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $38,181 (reported on 25.3% of returns)
78657:

$38,181
Texas:

$19,511
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 6.0% for AGIs $25k-50k, 7.4% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 13.6% for AGIs $100k-200k, 4.1% for AGIs over 200k)

Self-employment retirement plans: $27,175 (reported on 1.5% of returns)
78657:

$27,175
Texas:

$23,938

Total itemized deductions: $38,909 (13% of AGI, reported on 44.0% of returns)
Here:

$38,909
State:

$24,724

Here:

12.8% of AGI
State:

15.9% of AGI
(% of AGI for various income ranges: 21.0% for AGIs below $25k, 15.9% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 17.4% for AGIs $75k-100k, 17.1% for AGIs $100k-200k, 7.9% for AGIs over 200k)

Charity contributions: $9,642 (reported on 37.4% of returns)
Here:

$9,642
State:

$6,808
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxes paid: $13,356 (reported on 43.2% of returns)
78657:

$13,356
State:

$6,921
(% of AGI for various income ranges: 5.2% for AGIs below $25k, 4.6% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 5.7% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Earned income credit: $2,374 (reported on 13.9% of returns)
Here:

$2,374
State:

$2,570
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.5%
Here:

58%
State:

51%
(% for various income ranges: 48.2% for AGIs below $25k, 48.1% for AGIs $25k-50k, 57.6% for AGIs $50k-75k, 57.7% for AGIs $75k-100k, 68.2% for AGIs $100k-200k, 81.8% for AGIs over 200k)

Averages for the 2004 tax year for zip code 78657, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $87,786 (Individual Income Tax Returns)
Here:

$87,786
State:

$47,881

Salary/wage: $54,726 (reported on 57.8% of returns)
Here:

$54,726
State:

$41,947
(% of AGI for various income ranges: 57.4% for AGIs $10k-25k, 56.2% for AGIs $25k-50k, 37.0% for AGIs $50k-75k, 37.2% for AGIs $75k-100k, 30.1% for AGIs over 100k)

Taxable interest for individuals: $5,483 (reported on 64.2% of returns)
This zip code:

$5,483
Texas:

$2,255
(% of AGI for various income ranges: 5.3% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Taxable dividends: $13,511 (reported on 47.1% of returns)
Here:

$13,511
State:

$4,261
(% of AGI for various income ranges: 4.4% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 7.8% for AGIs over 100k)

Net capital gain/loss: +$37,977 (reported on 46.0% of returns)
Here:

+$37,977
State:

+$16,110
(% of AGI for various income ranges: -0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 26.8% for AGIs over 100k)

Profit/loss from business: +$20,917 (reported on 26.2% of returns)
Here:

+$20,917
State:

+$11,013
(% of AGI for various income ranges: 9.5% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 6.3% for AGIs over 100k)

Profit/loss from farming: +$4,500 (reported on 2.7% of returns)
Here +$4,500
State -$9,403

IRA payment deduction: $3,753 (reported on 3.2% of returns)
78657:

$3,753
Texas:

$3,120
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $19,031 (reported on 1.4% of returns)
Here:

$19,031
Texas:

$16,401

Total itemized deductions: $27,307 (19% of AGI, reported on 45.9% of returns)
Here:

$27,307
State:

$19,631

Here:

19.0% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 24.5% for AGIs $10k-25k, 18.0% for AGIs $25k-50k, 17.6% for AGIs $50k-75k, 19.1% for AGIs $75k-100k, 11.2% for AGIs over 100k)

Charity contributions deductions: $6,027 (4% of AGI, reported on 39.9% of returns)
Here:

$6,027
State:

$4,753

Here:

3.8% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 2.4% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $18,251 (reported on 80.0% of returns)
78657:

$18,251
State:

$9,058
(% of AGI for various income ranges: 4.3% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 19.5% for AGIs over 100k)

Earned income credit: $1,782 (reported on 10.5% of returns)
Here:

$1,782
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 64.8%
Here:

65%
State:

57%
(% for various income ranges: 60.5% for AGIs below $10k, 61.7% for AGIs $10k-25k, 62.1% for AGIs $25k-50k, 64.4% for AGIs $50k-75k, 56.9% for AGIs $75k-100k, 77.5% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$80,680
Texas:

$72,284
Horseshoe Bay, TX (78657) map Nearest zip codes: 78663, 78639, 78654, 78636, 78609, 78669.
Marble Falls Zip Code Map

Percentage of family households:
This zip code:

27.8%
Texas:

50.5%
Percentage of households with unmarried partners:
This zip code:

3.6%
Texas:

48.7%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 124
Household did not receive Food Stamps/SNAP in the past 12 months: 3,128


Women who had a birth in the past 12 months: 6 (0 now married, 5 unmarried)
Women who did not have a birth in the past 12 months: 1,091 (451 now married, 640 unmarried)


Housing units in zip code 78657 with a mortgage: 1,194 (49 second mortgage, 50 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,877
Median monthly owner costs for units without a mortgage: $827

Residents with income below the poverty level in 2022:
This zip code:

4.9%
Whole state:

14.0%
Residents with income below 50% of the poverty level in 2022:
This zip code:

3.2%
Whole state:

7.4%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.3
Median number of rooms in apartments:
Here:

4.9
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 78657: Horseshoe Bay Fire Department Station 3 (A), Cottonwood Shores Area Volunteer Fire Department (B), Blue Lake Subdivision Fire Station (C), Sandy Harbor Subdivision Fire Station (D), Horseshoe Bay Fire Department Station 2 (E), Cottonwood Shores Community Center (F), Llano County Courthouse (G), Horseshoe Bay Police Station (H), Horseshoe Bay Fire Department Station 1 (I). Display/hide their locations on the map

    Churches in zip code 78657 include: Protestant Church (A), Saint Paul the Apostle Catholic Church (B). Display/hide their locations on the map

    Cemeteries: Fox Cemetery (1), Pecan Cemetery (2). Display/hide their locations on the map

    Reservoirs: Lake Marble Falls (A), Lake Lyndon B Johnson (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Varnhagan Creek (A), Walnut Creek (B), Slickrock Creek (C), Tiger Creek (D), Cedar Branch (E), Pecan Creek (F), Horseshoe Creek (G), Dry Branch (H). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 472020 or later
  • 7032010 to 2019
  • 1,1372000 to 2009
  • 1,1151990 to 1999
  • 1,3841980 to 1989
  • 7061970 to 1979
  • 1711960 to 1969
  • 571950 to 1959
  • 01940 to 1949
  • 41939 or earlier

Zip code 78657 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Horseshoe Bay, TX (78657)
  • Bedrooms in owner-occupied houses and condos in Horseshoe Bay, TX (78657)
  • 14no bedroom
  • 01 bedroom
  • 4742 bedrooms
  • 1,6473 bedrooms
  • 5604 bedrooms
  • 1205+ bedrooms
Bedrooms in renter-occupied apartments in Horseshoe Bay, TX (78657)
  • Bedrooms in renter-occupied apartments in Horseshoe Bay, TX (78657)
  • 0no bedroom
  • 461 bedroom
  • 1592 bedrooms
  • 1963 bedrooms
  • 344 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Horseshoe Bay, TX (78657) in owner-occupied houses/condos
  • Cars and other vehicles available in Horseshoe Bay, TX (78657) in owner-occupied houses/condos
  • 29no vehicle
  • 1,0101 vehicle
  • 1,2262 vehicles
  • 3703 vehicles
  • 424 vehicles
  • 1665+ vehicles
Cars and other vehicles available in Horseshoe Bay, TX (78657) in renter-occupied apartments
  • Cars and other vehicles available in Horseshoe Bay, TX (78657) in renter-occupied apartments
  • 0no vehicle
  • 2791 vehicle
  • 1152 vehicles
  • 503 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 78657 household income distribution in 2022

  • Zip code 78657 household income distribution in 2022
  • 110Less than $10,000
  • 63$10,000 to $14,999
  • 100$15,000 to $19,999
  • 65$20,000 to $24,999
  • 51$25,000 to $29,999
  • 72$30,000 to $34,999
  • 153$35,000 to $39,999
  • 199$40,000 to $44,999
  • 111$45,000 to $49,999
  • 211$50,000 to $59,999
  • 421$60,000 to $74,999
  • 393$75,000 to $99,999
  • 413$100,000 to $124,999
  • 109$125,000 to $149,999
  • 349$150,000 to $199,999
  • 448$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 78657

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 78657
  • 37Less than $10,000
  • 29$15,000 to $19,999
  • 3$50,000 to $59,999
  • 13$60,000 to $69,999
  • 80$70,000 to $79,999
  • 2$80,000 to $89,999
  • 23$90,000 to $99,999
  • 110$100,000 to $124,999
  • 43$125,000 to $149,999
  • 99$150,000 to $174,999
  • 31$175,000 to $199,999
  • 263$200,000 to $249,999
  • 168$250,000 to $299,999
  • 396$300,000 to $399,999
  • 553$400,000 to $499,999
  • 422$500,000 to $749,999
  • 400$750,000 to $999,999
  • 247$1,000,000 to $1,499,999
  • 38$1,500,000 to $1,999,999
  • 224$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 78657

  • Rent paid by renters in 2022 in zip code 78657
  • 6$100 to $149
  • 9$250 to $299
  • 12$550 to $599
  • 18$600 to $649
  • 6$750 to $799
  • 28$800 to $899
  • 27$900 to $999
  • 60$1,000 to $1,249
  • 102$1,250 to $1,499
  • 46$1,500 to $1,999
  • 24$2,000 to $2,499
  • 92No cash rent

Median gross rent in 2022: $1,557.


Median price asked for vacant for-sale houses and condos in 2022: $530,543.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $528,869

Estimated median house or condo value in 2022: $473,619
78657:

$473,619
Texas:

$275,400
Lower value quartile - upper value quartile: $262,514 - $805,613

Mean price in 2022:

Detached houses: $1,084,965
Here:

$1,084,965
State:

$369,058

Townhouses or other attached units: $98,948
Here:

$98,948
State:

$327,631

In 5-or-more-unit structures: $519,854
Here:

$519,854
State:

$413,944

Mobile homes: $25,040
Here:

$25,040
State:

$124,413
Owners and renters by unit type in zip code 78657

Housing units in structures:

  • One, detached: 3,729
  • One, attached: 559
  • Two: 114
  • 3 or 4: 158
  • 5 to 9: 343
  • 10 to 19: 148
  • 20 to 49: 62
  • 50 or more: 51
  • Mobile homes: 351

Unemployment: 2.1%

  • Means of transportation to work in zip code 78657

  • Means of transportation to work in zip code 78657
  • 68.1%2,067Drove a car alone
  • 11.9%361Carpooled
  • 3.7%111Other means
  • 17.7%538Worked at home
  • Travel time to work (commute) in zip code 78657

  • Travel time to work (commute) in zip code 78657
  • 90Less than 5 minutes
  • 2955 to 9 minutes
  • 46310 to 14 minutes
  • 42815 to 19 minutes
  • 31120 to 24 minutes
  • 5925 to 29 minutes
  • 15030 to 34 minutes
  • 9735 to 39 minutes
  • 1840 to 44 minutes
  • 21645 to 59 minutes
  • 22760 to 89 minutes
  • 16290 or more minutes

Percentage of zip code residents living and working in this county: 58.7%

Household type by relationship:

Households: 7,145
  • Male householders: 1,403 (336 living alone), Female householders: 1,866 (724 living alone)
  • 1,957 spouses (1,946 opposite-sex spouses), 78 unmarried partners, (78 opposite-sex unmarried partners), 1,241 children (1,137 natural, 40 adopted, 63 stepchildren), 218 grandchildren, 155 brothers or sisters, 133 parents, 0 foster children, 95 other relatives, 55 non-relatives

Size of family households: 1,528 2-persons, 219 3-persons, 182 4-persons, 144 5-persons, 30 6-persons, 76 7-or-more-persons

Size of nonfamily households: 1,059 1-person, 36 2-persons, 9 3-persons

602 married couples with children.
134 single-parent households (37 men, 97 women).

85.2% of residents of 78657 zip code speak English at home.
14.9% of residents speak Spanish at home (60% very well, 4% well, 25% not well, 10% not at all).
0.5% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 837 (11.7%)
(26.4% of them are naturalized citizens)
This zip code:

11.7%
Whole state:

17.2%
Most common places of birth for foreign-born residents
  • 61%Honduras
  • 16%Guatemala
  • 6%Costa Rica
  • 2%Taiwan
  • 1%Belgium
  • 1%Australia
  • 1%Thailand
Most common first ancestries reported in 78657
  • 21%English
  • 17%German
  • 13%Irish
  • 9%American
  • 2%Italian
  • 2%Scotch-Irish
  • 2%Welsh
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 4292010 or later
  • 2222000 to 2009
  • 721990 to 1999
  • 197Before 1990

Zip code 78657 topographic map


Zip code 78657 marital status for males
Zip code 78657 marital status for females

Housing units lacking complete plumbing facilities: 1.2%
Housing units lacking complete kitchen facilities: 0.4%

Most commonly used house heating fuel
  • 91.9%Electricity
  • 3.4%Utility gas
  • 2.9%Bottled, tank, or LP gas
  • 1.4%No fuel used

Place of birth for U.S.-born residents:

  • This state: 3,805
  • Northeast: 367
  • Midwest: 771
  • South: 750
  • West: 570

51% of the 78657 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 17% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

87% of the 78657 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 23% moved from this county.
   Out of people who lived in different houses, 72% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.

Year householders moved into unit in Horseshoe Bay, TX (78657)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 43
Here:

14.7%
Texas:

8.8%
Students in private schools in grades 9 to 12 (high school): 60
Here:

17.9%
Texas:

8.0%
Students in private undergraduate colleges: 14
Here:

14.3%
Texas:

16.2%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 154,841Legal occupations
  • 131,935Architecture and engineering occupations
  • 112,049Computer and mathematical occupations
  • 71,139Management occupations
  • 68,190Transportation occupations
  • 50,432Business and financial operations occupations

Companies with federal contracts located in this zip code:

  • CANTER ASSOCIATES, INC (810 WESTERN BIT in HORSESHOE BAY, TX; small business) : $1,849,399 in 54 contracts from 2000 to 2006
    Contracts for Other Education and Training Services, Education Services, Training/Curriculum Development, ADP Software, Equipment, and Telecommunications Training, and more by U.S. Army Corps of Engineers - civil program financing only, Army, National Oceanic and Atmospheric Administration/Under Secretary for Oceans and Atmosphere
    Signed by year: 2000: $74,778; 2001: $110,000; 2002: $354,455; 2003: $418,984; 2004: $160,450; 2005: $726,782; 2006: $3,950.

    Biggest contracts:
    $147,400 with U.S. Army Corps of Engineers - civil program financing only for Other Education and Training Services. Signed on 2005-04-29. Completion date: 2005-09-30.
    $147,400 with Army for Other Education and Training Services. Signed on 2005-04-29. Completion date: 2005-09-30.
    $139,028 with U.S. Army Corps of Engineers - civil program financing only for Education Services. Taking place in AL. Signed on 2002-09-11. Completion date: 2002-06-28.
    $116,427, same as above. Signed on 2002-03-01. Completion date: 2002-06-28.
  • R R M INC (522 LONG BRANCH RD in HORSESHOE BAY, TX; small business) : $578,700 in 13 contracts from 2003 to 2006
    Contracts for Educational Services by Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $140,500; 2004: $165,500; 2005: $180,100; 2006: $92,600.

    Biggest contracts:
    $98,000 with Army for Educational Services. Taking place in IA. Signed on 2005-10-01. Completion date: 2006-09-30.
    $92,600, same as above. Signed on 2006-01-27. Completion date: 2006-09-30.
    $70,000 with Army for Educational Services. Taking place in WI. Signed on 2004-10-19. Completion date: 2005-09-30.
    $55,500 with Army for Educational Services. Taking place in IA. Signed on 2004-11-17. Completion date: 2005-08-05.
  • HIGH CIRCLE NORTH LESSE (200 HI CIR N in MARBLE FALLS, TX) : $23,246 in 3 contracts from 2005 to 2006
    $20,760 with Army for Lodging - Hotel/Motel. Signed on 2005-11-08. Completion date: 2005-11-17.
    $2,486, same as above. Signed on 2005-12-22. Completion date: 2005-11-17.
    $0, same as above. Signed on 2006-05-01. Effective on 2006-04-28. Completion date: 2005-11-17.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499 employees: 1 establishment, 100-249 employees: 1 establishment)
  • Other Services (except Public Administration): Civic and Social Organizations (20-49: 1, 5-9: 1, 1-4: 1)
  • Construction: Land Subdivision (20-49: 1, 1-4: 3)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 2, 1-4: 1)
  • Finance and Insurance: Commercial Banking (10-19: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
  • Wholesale Trade: Other Miscellaneous Durable Goods Merchant Wholesalers (10-19: 1)
  • Other Services (except Public Administration): Parking Lots and Garages (10-19: 1)
  • Professional, Scientific, and Technical Services: Title Abstract and Settlement Offices (5-9: 2)
  • Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (5-9: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 31. The highest number of reported fire incidents - 59 took place in 2018, and the least - 14 in 2014. The data has an increasing trend.
    Fire incident types in Zip Code 78657 When looking into fire subcategories, the most reports belonged to: Outside Fires (54.6%), and Structure Fires (27.8%).

    • Fire incident types reported to NFIRS in Zip Code 78657
    • 29154.6%Outside Fires
    • 14827.8%Structure Fires
    • 489.0%Other
    • 468.6%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 78657, Texas

Most common first names in zip code 78657 among deceased individuals
NameCountLived (average)
John1575.6 years
James1476.7 years
Robert1475.3 years
Mary1282.4 years
William1177.3 years
Charles880.6 years
Ruth786.3 years
Richard775.9 years
Betty776.6 years
Margaret689.3 years
Most common last names in zip code 78657 among deceased individuals
Last nameCountLived (average)
Brown678.0 years
Miller588.0 years
Brooks485.0 years
Smith478.5 years
Martin476.0 years
White475.8 years
Jenkins378.3 years
Wright374.4 years
Jones388.3 years
Gardner380.3 years

Businesses in zip code 78657

  • 7-Eleven: 1
  • Marriott: 1
  • UPS: 1

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