98438 Zip Code (McChord AFB, WA) Detailed Profile

Estimated zip code population in 2022: 567

Houses and condos: 13
Renter-occupied apartments: 13
March 2022 cost of living index in zip code 98438: 92.9 (less than average, U.S. average is 100)

Land area: 0.9 sq. mi.
Water area: 0.0 sq. mi.

Population density: 666 people per square mile

(low).

For population 25 years and over in 98438:

• High school or higher: 97.5%
• Bachelor's degree or higher: 0.0%
• Graduate or professional degree: 0.0%
• Mean travel time to work (commute): 9.6 minutes

For population 15 years and over in 98438:

• Never married: 88.2%
• Now married: 6.1%
• Separated: 3.9%
• Widowed: 0.0%
• Divorced: 1.8%

100% urban population.

Averages for the 2020 tax year for zip code 98438, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $30,406 (Individual Income Tax Returns)

Here:	$30,406
State:	$99,264

Salary/wage: $26,639 (reported on 97.9% of returns)

Here:	$26,639
State:	$80,347

(% of AGI for various income ranges: 1978.3% for AGIs below $25k, 3875.5% for AGIs $25k-50k)

Taxable interest for individuals: $350 (reported on 8.5% of returns)

This zip code:	$350
Washington:	$2,077

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 40.0% for AGIs $50k-75k)

Ordinary dividends: $160 (reported on 10.6% of returns)

Here:	$160
State:	$10,013

(% of AGI for various income ranges: 7.3% for AGIs $25k-50k)

Net capital gain/loss in AGI: +$1,167 (reported on 12.8% of returns)

Here:	+$1,167
State:	+$40,092

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 56.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 100.0%

Here:	100%
State:	93%

(% for various income ranges: 100.0% for AGIs below $25k, 118.2% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k)

Averages for the 2012 tax year for zip code 98438, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $26,071 (Individual Income Tax Returns)

Here:	$26,071
State:	$69,533

Salary/wage: $24,246 (reported on 94.1% of returns)

Here:	$24,246
State:	$57,267

(% of AGI for various income ranges: 97.6% for AGIs below $25k, 84.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 75.9% for AGIs $75k-100k)

Taxable interest for individuals: $167 (reported on 11.8% of returns)

This zip code:	$167
Washington:	$1,816

Ordinary dividends: $375 (reported on 7.8% of returns)

Here:	$375
State:	$8,163

Total itemized deductions: $19,350 (24% of AGI, reported on 7.8% of returns)

Here:	$19,350
State:	$23,872

Here:	23.7% of AGI
State:	18.2% of AGI

Charity contributions: $3,300 (reported on 3.9% of returns)

Here:	$3,300
State:	$4,465

Taxes paid: $5,450 (reported on 7.8% of returns)

98438:	$5,450
State:	$6,400

Earned income credit: $1,300 (reported on 3.9% of returns)

Here:	$1,300
State:	$2,073

(% of AGI for various income ranges: 0.4% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 13.7%

Here:	14%
State:	43%

Averages for the 2004 tax year for zip code 98438, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $22,146 (Individual Income Tax Returns)

Here:	$22,146
State:	$54,331

Salary/wage: $20,897 (reported on 96.8% of returns)

Here:	$20,897
State:	$45,761

(% of AGI for various income ranges: 101.5% for AGIs below $10k, 98.0% for AGIs $10k-25k, 84.2% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 82.8% for AGIs $75k-100k, 82.2% for AGIs over 100k)

Taxable interest for individuals: $264 (reported on 16.4% of returns)

This zip code:	$264
Washington:	$2,110

(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Taxable dividends: $436 (reported on 7.4% of returns)

Here:	$436
State:	$5,879

(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs over 100k)

Total itemized deductions: $17,228 (28% of AGI, reported on 7.7% of returns)

Here:	$17,228
State:	$19,669

Here:	27.6% of AGI
State:	20.7% of AGI

Charity contributions deductions: $2,071 (3% of AGI, reported on 5.7% of returns)

Here:	$2,071
State:	$3,569

Here:	3.0% of AGI
State:	3.5% of AGI

Total tax: $1,806 (reported on 86.4% of returns)

98438:	$1,806
State:	$9,065

(% of AGI for various income ranges: 1.0% for AGIs below $10k, 5.0% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 11.7% for AGIs over 100k)

Earned income credit: $1,062 (reported on 4.3% of returns)

Here:	$1,062
State:	$1,607

Percentage of individuals using paid preparers for their 2004 taxes: 60.9%

Here:	61%
State:	49%

(% for various income ranges: 62.9% for AGIs below $10k, 60.5% for AGIs $10k-25k, 58.0% for AGIs $25k-50k, 67.6% for AGIs $50k-75k, 112.5% for AGIs $75k-100k)

Nearest zip codes: 98439, 98499, 98444, 98447, 98498, 98430.
McChord AFB Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 13

Women who did not have a birth in the past 12 months: 33 (0 now married, 33 unmarried)

Mean price in 2022:

Detached houses: $606,667

Here:	$606,667
State:	$734,307

Townhouses or other attached units: $534,248

Here:	$534,248
State:	$657,697

In 2-unit structures: $606,121

Here:	$606,121
State:	$534,634

In 3-to-4-unit structures: $262,548

Here:	$262,548
State:	$510,239

In 5-or-more-unit structures: $407,089

Here:	$407,089
State:	$503,183

Mobile homes: $200,236

Here:	$200,236
State:	$218,362

Occupied boats, RVs, vans, etc.: $40,477

Here:	$40,477
State:	$159,523

Housing units in structures:

• 50 or more: 14

• Means of transportation to work in zip code 98438

• 30.2%167Drove a car alone
• 44.0%243Carpooled
• 1.8%10Bicycle
• 20.3%112Walked

• Travel time to work (commute) in zip code 98438

• 149Less than 5 minutes
• 2335 to 9 minutes
• 3810 to 14 minutes
• 2415 to 19 minutes
• 5920 to 24 minutes
• 1490 or more minutes

Percentage of zip code residents living and working in this county: 101.6%

Household type by relationship:

Households: 567

• Male householders: 13 (14 living alone), Female householders: 0 (0 living alone)

• 0 spouses (0 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 0 children (0 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

• In group quarters: 547 (-1 institutionalized population)

Size of nonfamily households: 13 1-person

72.0% of residents of 98438 zip code speak English at home.
13.6% of residents speak Spanish at home (69% very well, 31% well).
5.6% of residents speak other Indo-European language at home (100% very well).
7.9% of residents speak Asian or Pacific Island language at home (100% very well).

There are 42 Medical Specialists in Zip Code 98438.Housing units lacking complete kitchen facilities: 100.5%

Place of birth for U.S.-born residents:

• This state: 26
• Northeast: 78
• Midwest: 95
• South: 146
• West: 159

77% of the 98438 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 106% moved from different state.

Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Janitorial Services (50-99 employees: 1 establishment)
• Finance and Insurance: Commercial Banking (20-49: 1, 5-9: 1)
• Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (20-49: 1)
• Finance and Insurance: Credit Unions (20-49: 1)
• Other Services (except Public Administration): Barber Shops (10-19: 1)
• Professional, Scientific, and Technical Services: Architectural Services (5-9: 1)
• Professional, Scientific, and Technical Services: Tax Preparation Services (1-4: 1)
• Other Services (except Public Administration): Human Rights Organizations (1-4: 1)

Businesses in zip code 98438
Name	Count		Name	Count
Burger King	1		Popeyes	1
Firestone Complete Auto Care	1		Starbucks	1
GNC	1		UPS	1
H&R Block	1