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Bay County, Florida (FL)


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County population in 2012: 171,903 (88% urban, 12% rural); it was 148,217 in 2000
County owner-occupied with a mortgage or a loan houses and condos in 2010: 27,480
County owner-occupied free and clear houses and condos in 2010: 15,727
County owner-occupied houses and condos in 2000: 40,892
Renter-occupied apartments: 25,231 (it was 18,705 in 2000)
% of renters here:

31%
State:

33%

Land area: 764 sq. mi.
Water area: 269.6 sq. mi.
Population density: 222 people per square mile 
 
 (high).

Mar. 2012 cost of living index in Bay County: 88.7 (less than average, U.S. average is 100)

We are giving away a $200 prize - enter simply by sending us your own pictures of this county!

Industries providing employment: .

Type of workers:

  • Private wage or salary: 75%
  • Government: 18%
  • Self-employed, not incorporated: 7%
  • Unpaid family work: 0%
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Bay County races chart

Races in Bay County, Florida:


Median resident age:  39.0 years
Florida median age:  40.0 years

Males: 83,656  (43.5%)
Females: 85,196  (56.5%)

Bay County, FL forum
Recent posts about Bay County, Florida on our local forum with over 1,500,000 registered users. Bay County is mentioned 153 times on our forum:
Co-Op Preschool in Bay County  (0 replies)
How "southern" is northern Florida?  (428 replies)
Hammock Bay, Freeport Fl  (66 replies)
Bay County?!!?  (15 replies)
Fresh bay scallops in Port Charlotte/P.G.  (12 replies)
Is there an "accent" in Florida?  (53 replies)

Bay County,FL real estate house value trend



Average household size:
Bay County:

2.0 people
Florida:

2 people

Estimated median household income in 2009: $44,357 ($36,092 in 1999)
This county:

$44357
Florida:

$44736

Median contract rent in 2009 for apartments: $716 (lower quartile is $544, upper quartile is $944)
This county:

$716
State:

$802


Estimated median house or condo value in 2009: $167,500 (it was $83,700 in 2000)
Bay County:

$167,500
Florida:

$182,400
Lower value quartile - upper value quartile: $106,900 - $262,600

Mean price in 2009:

Detached houses: $233,802
Here:

$233,802
State:

$275,879

Townhouses or other attached units: $267,284
Here:

$267,284
State:

$195,815

In 2-unit structures: $521,313
Here:

$521,313
State:

$200,248

In 3-to-4-unit structures: $201,689
Here:

$201,689
State:

$172,083

In 5-or-more-unit structures: $279,128
Here:

$279,128
State:

$221,364

Mobile homes: $68,102
Here:

$68,102
State:

$43,568

Occupied boats, RVs, vans, etc.: $3,029
Here:

$3,029
State:

$47,032
Median monthly housing costs for homes and condos with a mortgage: $1,355
Median monthly housing costs for units without a mortgage: $363

Institutionalized population: 2,898

Crime in 2005 (reported by the sheriff's office or county police, not the county total):


Crime in 2004 (reported by the sheriff's office or county police, not the county total):


Bay County, FL map from a distance

Single-family new house construction building permits:

Number of permits per 10,000 residents

Average cost (in $1000s)


Presidential Elections Results

1996 2000 2004 2008 2012

1996 Presidential Elections Results

2000 Presidential Elections Results

2004 Presidential Elections Results

2008 Presidential Elections Results

2012 Presidential Elections Results

Graphs represent county-level data. Detailed 2008 Election Results



Median real estate property taxes paid for housing units with mortgages in 2009: $1,164 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2009: $577 (0.4%)


Bay County household income distribution in 2009 Bay County home values distribution


Bay County contract rent distribution in 2009

Percentage of residents living in poverty in 2009: 13.8%

Percentage of residents living in poverty in 2009: 13.8%
Bay County:

13.8%
Florida:

14.9%
Median age of residents in 2010: 39 years old
(Males: 38 years old, Females: 40 years old)
(Median age for: White residents: 41 years old, Black residents: 31 years old, American Indian residents: 40 years old, Asian residents: 38 years old, Hispanic or Latino residents: 26 years old, Other race residents: 26 years old)

Residents with income below the poverty level in 2009:
This county:

13.0%
Whole state:

12.5%

Residents with income below 50% of the poverty level in 2009:
This county:

5.3%
Whole state:

5.7%

Area name: Panama City-Lynn Haven, FL MSA
Fair market rent in 2006 for a 1-bedroom apartment in Bay County is $519 a month.
Fair market rent for a 2-bedroom apartment is $594 a month.
Fair market rent for a 3-bedroom apartment is $820 a month.

Cities in this county include: Panama City, Callaway, Lynn Haven, Upper Grand Lagoon, Springfield, Panama City Beach, Cedar Grove, Parker, Lower Grand Lagoon, Pretty Bayou.

Bay County has a predicted average indoor radon screening level less than 2 pCi/L (pico curies per liter) - Low Potential
Zip CodeCityCertified Residential DatabaseMandatory Residential DatabaseMandatory Non-Residential Database
Buildings MeasuredAbove 4 pCi/L (%)Buildings MeasuredAbove 4 pCi/L (%)Buildings MeasuredAbove 4 pCi/L (%)
32401Panama City80130130
32403Panama City10----
32404Panama City3409090
32405Panama City510130130
32407Panama City Beach50----
32408Panama City170----
32409Panama City102020
32413Panama City Beach101010
32438Fountain--3030
32444Lynn Haven290----
32466Youngstown201010

2005 air pollution in Bay County:

Ozone (1-hour): 0.086 ppm (standard limit: 0.12 ppm). Near U.S. average.
Ozone (8-hour): 0.078 ppm (standard limit: 0.08 ppm). Near U.S. average.
Particulate Matter (PM10) Annual: 21 µg/m3. Near U.S. average.
Particulate Matter (PM10) 24-hour: 48 µg/m3(standard limit: 150 µg/m3). Near U.S. average.
Particulate Matter (PM2.5) Annual: 11.4 µg/m3(standard limit: 15.0 µg/m3). Near U.S. average.
Particulate Matter (PM2.5) 24-hour: 28 µg/m3(standard limit: 35 µg/m3). Near U.S. average.


Local government website: www.bocc.co.bay.fl.us

Click to draw/clear Bay County borders

Notable locations in this county outside city limits:

Notable locations in Bay County: Camp Flowers (A), Beachwalk Center (B), College Station (C), County Line Landing (D), Nobleknob Camp (E), Oakledge Camp (F), McAllaster Landing (G), McAllister Landing (H), West End Volunteer Fire Department Station 2 (I), Callaway Fire Department Station 2 (J), Greenhills Fountain Volunteer Fire Department (K), Southport Volunteer Fire District (L), West Bay Woodville Fire Department (M), Sand Hills Volunteer Fire Department (N), Bear Creek Youngstown Fire Department (O), Bayou George Volunteer Fire Department (P). Display/hide their locations on the map

Shopping Center: Regency Mall (1). Display/hide its location on the map

Churches in Bay County include: Bayou George Church (A), Bear Creek Church (B), Sandy Mount Church (C), Bear Creek Assembly of God Church (D), Callaway Assembly of God Church (E), First Baptist Church of Parker (F), Kingdom Hall of Jehovahs Witnesses (G), First Baptist Church of Southport (H). Display/hide their locations on the map

Cemeteries: Porter Cemetery (1), Farmdale Cemetery (2). Display/hide their locations on the map

Lakes and swamps: Danley Lake (A), Bay Gall Ponds (B), Bear Pond (C), Big Island Lake (D), Black Pond (E), Tyson Lake (F), Bream Lake (G), Brit Lake (H). Display/hide their locations on the map

Streams, rivers, and creeks: Clearwater Branch (A), Ward Creek (B), Clear Creek (C), Branning Branch (D), Minge Branch (E), Beefwood Branch (F), Bell Bay Branch (G), Goshum Branch (H), Morrell Branch (I). Display/hide their locations on the map

Park in Bay County: Point Washington Wildlife Management Area (1). Display/hide its location on the map

 

Neighboring counties: Calhoun County , Gulf County , Jackson County , Walton County , Washington County .

County total employment by year

County average yearly wages by year ($)


Current college students: 6,965
People 25 years of age or older with a high school degree or higher: 81.0%
People 25 years of age or older with a bachelor's degree or higher: 17.7%

Number of foreign born residents: 5,382 (54% naturalized citizens)

Bay County:

3.6%
Whole state:

16.7%

Year of entry for the foreign-born population


Mean travel time to work (commute): 21.6 minutes

Percentage of county residents living and working in this county: 95.0%

Bay County marital status for males
Bay County marital status for females

Housing units in structures:


Housing units in Bay County with a mortgage: 20,076 (2,059 second mortgage, 1,630 home equity loan, 80 both second mortgage and home equity loan)
Houses without a mortgage: 10,504

Here:

65.7% with mortgage
State:

71.7% with mortgage



Religion statistics:

Percentage of population affiliated with a religious congregations: 41.47%
Here41.5%
USA50.2%
Total adherents: 61,468
Total congregations: 147

Adherents


Breakdown of population affiliated with a religious congregations

NameSouthern Baptist ConventionUnited Methodist ChurchCatholic ChurchAssemblies of GodLutheran Church
Adherents27,934 (45.4%)9,658 (15.7%)7,025 (11.4%)3,808 (6.2%)1,511 (2.5%)
Congregations32 (21.8%)15 (10.2%)7 (4.8%)19 (12.9%)4 (2.7%)
NameLDS (Mormon) ChurchEpiscopal ChurchChurches of ChristPresbyterian Church (USA)Other
Adherents1,445 (2.4%)1,426 (2.3%)1,349 (2.2%)1,260 (2.0%)6,052 (9.8%)
Congregations5 (3.4%)5 (3.4%)9 (6.1%)5 (3.4%)46 (31.3%)
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.

Religions in Bay County - Panama City, Callaway, Lynn Haven, Upper Grand Lagoon, Springfield

Food Environment Statistics:

Number of grocery stores: 30
This county:

1.83 / 10,000 pop.
Florida:

2.04 / 10,000 pop.

Number of supercenters and club stores: 3
Bay County:

0.18 / 10,000 pop.
State:

0.11 / 10,000 pop.

Number of convenience stores (no gas): 17
Bay County:

1.04 / 10,000 pop.
Florida:

1.28 / 10,000 pop.

Number of convenience stores (with gas): 83
This county:

5.07 / 10,000 pop.
Florida:

3.04 / 10,000 pop.

Number of full-service restaurants: 150
Bay County:

9.17 / 10,000 pop.
Florida:

7.45 / 10,000 pop.

Adult diabetes rate:
Here:

10.2%
Florida:

9.2%

Adult obesity rate:
Here:

25.0%
Florida:

23.7%

Low-income preschool obesity rate:
Bay County:

11.4%
State:

14.0%


Agriculture in Bay County:

Average size of farms: 94 acres
Average value of agricultural products sold per farm: $18,592
Average value of crops sold per acre for harvested cropland: $1497.78
The value of nursery, greenhouse, floriculture, and sod as a percentage of the total market value of agricultural products sold: 70.81%
The value of livestock, poultry, and their products as a percentage of the total market value of agricultural products sold: 12.77%
Average total farm production expenses per farm: $16,476
Harvested cropland as a percentage of land in farms: 11.56%
Average market value of all machinery and equipment per farm: $20,307
The percentage of farms operated by a family or individual: 90.52%
Average age of principal farm operators: 56 years
Average number of cattle and calves per 100 acres of all land in farms: 6.05
Vegetables: 27 harvested acres
Land in orchards: 18 acres

Tornado activity:

Bay County historical area-adjusted tornado activity is above Florida state average. It is 3.1 times above overall U.S. average.
Tornadoes in this county have caused 3 fatalities and 138 injuries recorded between 1950 and 2004.
On 12/10/1967, a category 3 (max. wind speeds 158-206 mph) tornado killed one person and injured 50 people and caused between $500,000 and $5,000,000 in damages.

Most recent natural disasters:


The number of natural disasters in Bay County (23) is a lot greater than the US average (12).
Major Disasters (Presidential) Declared: 17
Emergencies Declared: 5

Causes of natural disasters: Hurricanes: 11, Tropical Storms: 5, Fires: 3, Floods: 2, Floods: 2, Heavy Rain: 1, Hurricane: 1, Storm: 1, Wind: 1, Storm: 1, Tornado: 1 (Note: Some incidents may be assigned to more than one category).

Class of Workers


Most common industries in 2009 (%)
Males Females
  • Agriculture, forestry, fishing and hunting (-0%)
  • Mining, quarrying, and oil and gas extraction (-0%)
  • Construction (-0%)
  • Food (-0%)
  • Beverage and tobacco products (-0%)
  • Textile mills and textile products (-0%)
  • Apparel (-0%)
  • Agriculture, forestry, fishing and hunting (-0%)
  • Mining, quarrying, and oil and gas extraction (-0%)
  • Construction (-0%)
  • Food (-0%)
  • Beverage and tobacco products (-0%)
  • Textile mills and textile products (-0%)
  • Apparel (-0%)
Most common occupations in 2009 (%)
Males Females
  • Top executives (-0%)
  • Advertising, marketing, promotions, public relations, and sales managers (-0%)
  • Financial managers (-0%)
  • Operations specialties managers except financial managers (-0%)
  • Farmers and farm managers (-0%)
  • Other management occupations except farmers and farm managers (-0%)
  • Business operations specialists (-0%)
  • Top executives (-0%)
  • Advertising, marketing, promotions, public relations, and sales managers (-0%)
  • Financial managers (-0%)
  • Operations specialties managers except financial managers (-0%)
  • Farmers and farm managers (-0%)
  • Other management occupations except farmers and farm managers (-0%)
  • Business operations specialists (-0%)

Most common places of birth for the foreign-born residents (%):




Most common first ancestries reported in Bay County (%):





Bay County mode of transportation to work chart

Means of transportation to work:

  • Drove a car alone: 54,694 (81%)
  • Carpooled: 8,841 (13%)
  • Bus or trolley bus: 125 (0%)
  • Streetcar or trolley car: 7 (0%)
  • Railroad: 5 (0%)
  • Taxi: 75 (0%)
  • Motorcycle: 133 (0%)
  • Bicycle: 357 (1%)
  • Walked: 1,111 (2%)
  • Other means: 639 (1%)
  • Worked at home: 1,561 (2%)

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders


People in group quarters in Bay County, Florida in 2000:

People in group quarters in Bay County, Florida in 2010:


Average gross adjusted income of non-migrant taxpayers in this county in 2005 was $54,465.

9.18% of this county's 2006 resident taxpayers lived in other counties in 2005 ($40,889 average adjusted gross income)

Here:

9.18%
Florida average:

8.71%


0.46% of residents moved from foreign countries ($1,672 average AGI)
Bay County:

0.46%
Florida average:

0.22%

2.57% relocated from other counties in Florida ($10,500 average AGI)
6.15% relocated from other states ($28,717 average AGI)
Bay County:

6.15%
Florida average:

4.24%

Percentage of residents relocating from other counties or countries


Top counties from which taxpayers relocated into this county between 2005 and 2006:
from Washington County, FL  0.27% ($23,976 average AGI)
from Okaloosa County, FL  0.25% ($51,679)
from Gulf County, FL  0.19% ($25,655)
from Leon County, FL  0.18% ($33,532)
from Walton County, FL  0.17% ($62,798)
from Escambia County, FL  0.13% ($29,386)
from Jackson County, FL  0.13% ($41,910)


8.44% of this county's 2005 resident taxpayers moved to other counties in 2006 ($39,725 average adjusted gross income)

Here:

8.44%
Florida average:

7.73%


0.39% of residents moved to foreign countries ($1,656 average AGI)
Bay County:

0.39%
Florida average:

0.12%

2.91% relocated to other counties in Florida ($13,246 average AGI)
5.14% relocated to other states ($24,823 average AGI)
Bay County:

5.14%
Florida average:

3.31%

Percentage of residents relocating to other counties or countries


Top counties to which taxpayers relocated from this county between 2005 and 2006:
to Washington County, FL  0.37% ($36,996 average AGI)
to Leon County, FL  0.24% ($27,262)
to Gulf County, FL  0.19% ($31,538)
to Okaloosa County, FL  0.18% ($36,257)
to Escambia County, FL  0.17% ($33,960)
to Orange County, FL  0.15% ($29,527)
to Hillsborough County, FL  0.14% ($37,941)

Births per 1000 population from 1990 to 1999: 14.6
Births per 1000 population from 2000 to 2006: 13.8

Births per 1000 population in Bay County

Deaths per 1000 population from 1990 to 1999: 8.7
Deaths per 1000 population from 2000 to 2006: 9.5

Deaths per 1000 population in Bay County

Infant deaths per 1000 live births from 1990 to 1999: 10.1
Infant deaths per 1000 live births from 2000 to 2006: 8.8

Infant deaths per 1000 live births in Bay County

Persons enrolled in hospital insurance and/or supplemental medical insurance (Medicare) in July 1, 2003: 25,461 (20,927 aged, 4,534 disabled)
Population without health insurance coverage in 2000: 15%
Children under 18 without health insurance coverage in 2000: 11%

Short term general hospitals per 100,000 population in 2004: 1.27
Short term general hospital admissions per 100,000 population in 2004: 18022.91
Short term general hospital beds per 100,000 population in 2004: 341.880
Emergency room visits per 100,000 population in 2004: 58954.47

General practice office based MDs per 100,000 population in 2005: 1481.820
Medical specialist MDs per 100,000 population in 2005: 888.230
Dentists per 100,000 population in 1998: 9.9

Total births per 100,000 population, July 2005 - July 2006 : 30.61
Total deaths per 100,000 population, July 2005 - July 2006: 97.18

Limited-service eating places per 100,000 population in 2005 : 8.05

Homicides per 1,000,000 population from 2000 to 2006: 50.5. This is less than state average.

Mechanisms of homicide:

 

Deaths per 1,000,000 population:
  • Firearm - 22.1
  • Other - 28.5

Suicides per 1,000,000 population from 2000 to 2006: 167.2. This is more than state average.

Mechanisms of suicide:

 

Deaths per 1,000,000 population:
  • Firearm - 104.8
  • Suffocation - 32.2
  • Poisoning - 23.9
  • Other - 6.4

Household type by relationship:

Households: 165,035

Size of family households: 20,433 2-persons, 10,833 3-persons, 7,804 4-persons, 3,537 5-persons, 1,198 6-persons, 646 7-or-more-persons.

Size of nonfamily households: 18,808 1-person, 4,213 2-persons, 626 3-persons, 211 4-persons, 96 5-persons, 20 6-persons, 13 7-or-more-persons.

93.6% of residents of Bay County speak English at home.
2.5% of residents speak Spanish at home (64% speak English very well, 19% speak English well, 16% speak English not well, 1% don't speak English at all).
2.2% of residents speak other Indo-European language at home (77% speak English very well, 13% speak English well, 9% speak English not well, 1% don't speak English at all).
1.4% of residents speak Asian or Pacific Island language at home (54% speak English very well, 31% speak English well, 13% speak English not well, 2% don't speak English at all).
0.3% of residents speak other language at home (76% speak English very well, 14% speak English well, 9% speak English not well).

In fiscal year 2004:

Federal Government expenditure: $1,599,092,000 ($10124 per capita)
Department of Defense expenditure: $712,636,000
Federal direct payments to individuals for retirement and disability: $595,599,000
Federal other direct payments to individuals: $195,752,000
Federal direct payments not to individuals: $1,105,000
Federal grants: $157,014,000
Federal procurement contracts: $290,605,000 ($239,969,000 Department of Defense)
Federal salaries and wages: $359,016,000 ($321,432,000 Department of Defense)
Federal Government direct loans: $1,881,000
Federal guaranteed/insured loans: $140,994,000
Federal Government insurance: $3,294,769,000

Population change from April 1, 2000 to July 1, 2005:

Births: 10,637
Here:

66 per 1000 residents
State:

63 per 1000 residents

Deaths: 7,568
Here:

47 per 1000 residents
State:

49 per 1000 residents

Net international migration: +699
Here:

+4 per 1000 residents
State:

+30 per 1000 residents

Net internal migration: +9,795
Here:

+61 per 1000 residents
State:

+59 per 1000 residents

Population growth in Bay County

Total withdrawal of fresh water for public supply: 51.17 millions of gallons per day (12% from ground, 88% from surface)

Median number of rooms in houses and condos:
Here:

5.7
State:

5.6

Median number of rooms in apartments:
Here:

4.2
State:

3.8

Year house built

Rooms in houses/apartments in Bay County, Florida
Owner-occupied Renter-occupied
  • 1 room: 154
  • 2 rooms: 529
  • 3 rooms: 1,882
  • 4 rooms: 5,364
  • 5 rooms: 9,983
  • 6 rooms: 10,998
  • 7 rooms: 6,481
  • 8 rooms: 3,235
  • 9+ rooms: 2,266
  • 1 room: 361
  • 2 rooms: 1,428
  • 3 rooms: 3,382
  • 4 rooms: 5,894
  • 5 rooms: 4,483
  • 6 rooms: 2,003
  • 7 rooms: 734
  • 8 rooms: 308
  • 9+ rooms: 112
Bedrooms in houses/apartments in Bay County, Florida
Owner-occupied Renter-occupied
  • no bedroom: 203
  • 1 bedroom: 1,596
  • 2 bedrooms: 9,237
  • 3 bedrooms: 23,539
  • 4 bedrooms: 5,613
  • 5+ bedrooms: 704
  • no bedroom: 517
  • 1 bedroom: 3,803
  • 2 bedrooms: 8,739
  • 3 bedrooms: 4,953
  • 4 bedrooms: 647
  • 5+ bedrooms: 46
Cars and other vehicles available in Bay County, Florida in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 1,238
  • 1 vehicle: 12,905
  • 2 vehicles: 18,811
  • 3 vehicles: 6,010
  • 4 vehicles: 1,522
  • 5+ vehicles: 406
  • no vehicle: 2,720
  • 1 vehicle: 9,409
  • 2 vehicles: 5,408
  • 3 vehicles: 960
  • 4 vehicles: 179
  • 5+ vehicles: 29

50% of Bay County residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 28% lived in Florida.

Bay County:

50.4%
State average:

51.1%


Place of birth for U.S.-born residents:


Median price asked for vacant for-sale houses in 2000: $92,800


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Year Householders Moved Into Unit:

Most commonly used house heating fuel in Bay County
Houses and condos Apartments
  • Electricity (73.4%)
  • Utility gas (18.3%)
  • Bottled, tank, or LP gas (6.2%)
  • Wood (0.9%)
  • Fuel oil, kerosene, etc. (0.6%)
  • Electricity (73.6%)
  • Utility gas (20.7%)
  • Bottled, tank, or LP gas (4.3%)
  • Fuel oil, kerosene, etc. (0.7%)



Private vs. public school enrollment:


Students in private schools in grades 1 to 8 (elementary and middle school): 1,312
Here:

7.8%
Florida:

11.7%

Students in private schools in grades 9 to 12 (high school): 508
Here:

5.9%
Florida:

9.7%

Students in private undergraduate colleges: 503
Here:

8.3%
Florida:

21.0%

Educational Attainment (%)

School Enrollment by Level of School (%)


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)


Expenditure Revenue Debt

Bay County government finances - Expenditure in 2006:


Bay County government finances - Revenue in 2006:


Bay County government finances - Debt in 2006:


Bay County government finances - Cash and Securities in 2006:


Supplemental Security Income (SSI) in 2006:



Bay County Fatal accident statistics for 1975 - 1991
Count Vehicles DUI Fatalities Persons

Fatal accident count (per 100,000 population)

Bay County Fatal accident statistics for 1992 - 2009
Count Vehicles DUI Fatalities Persons Pedestrians

Fatal accident count (per 100,000 population)



Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 29 full tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED842$169,765983$188,8032,299$191,381164$73,9216$1,571,167847$211,706134$78,679
APPLICATIONS APPROVED, NOT ACCEPTED47$158,745100$188,460267$182,80529$43,4140$088$205,48944$66,659
APPLICATIONS DENIED197$157,168347$163,4351,338$185,967151$57,2911$150,000496$208,214199$74,528
APPLICATIONS WITHDRAWN173$162,936239$186,766786$190,65655$84,2731$1,900,000278$198,07981$100,086
FILES CLOSED FOR INCOMPLETENESS18$160,94422$152,545123$191,9027$109,0000$028$186,3215$66,000
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 22 full tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED50$191,12043$223,6512$138,500
APPLICATIONS APPROVED, NOT ACCEPTED30$230,23319$234,8429$224,667
APPLICATIONS DENIED16$232,12517$200,0593$285,000
APPLICATIONS WITHDRAWN8$170,1256$224,6674$178,500
FILES CLOSED FOR INCOMPLETENESS5$212,4000$01$240,000
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in Bay County, FL among deceased individuals
NameCountLived (average)
James99270.3 years
John81872.1 years
William80072.6 years
Mary71476.9 years
Robert63170.3 years
Charles43369.8 years
George35074.2 years
Thomas29972.8 years
Joseph28373.5 years
Willie27373.3 years
Most common last names in Bay County, FL among deceased individuals
Last nameCountLived (average)
Smith41874.5 years
Williams30073.7 years
Davis29375.0 years
Johnson27272.8 years
Brown25973.5 years
Jones24072.1 years
Taylor15971.8 years
Miller15175.3 years
Anderson14675.2 years
White13573.1 years
Businesses in Bay County, FL
NameCountNameCount
AT&T3Lowe's2
Ace Hardware2MainStay1
Aeropostale2Marriott5
American Eagle Outfitters2MasterBrand Cabinets4
Ann Taylor1Maurices1
Applebee's3McDonald's10
Arby's4Microtel1
AutoZone3Motherhood Maternity1
Bath & Body Works2New Balance1
Bed Bath & Beyond1New York & Co1
Best Western1Nike12
Budget Car Rental2Office Depot2
Buffalo Wild Wings1OfficeMax1
Burger King11Old Navy1
CVS9Olive Garden2
Cache1Outback1
Charlotte Russe1Outback Steakhouse1
Chick-Fil-A5Pac Sun1
Chico's1Panera Bread2
Church's Chicken1Papa John's Pizza3
Cold Stone Creamery1Payless3
Coldwater Creek1Penske3
ColorTyme1PetSmart1
Comfort Inn2Pier 1 Imports1
Comfort Suites2Pizza Hut6
Curves1Popeyes2
Dairy Queen2Publix Super Markets5
Days Inn4Quality1
Domino's Pizza6Quiznos1
Dunkin Donuts1RadioShack3
Econo Lodge1Ramada1
Famous Footwear1Red Lobster1
FedEx30Red Robin1
Finish Line1Red Roof Inn1
Firestone Complete Auto Care2Rooms To Go2
Foot Locker1Rue212
GNC3SAS Shoes1
GameStop3SONIC Drive-In6
Goodwill5Sam's Club1
H&R Block6Sears4
Hardee's1Shoe Carnival1
Hobby Lobby1Sleep Inn3
Holiday Inn4Spencer Gifts1
Hollister Co.1Sprint Nextel3
Home Depot2Starbucks6
Hot Topic1Subway17
Howard Johnson1T-Mobile7
IHOP1T.G.I. Driday's2
JCPenney2T.J.Maxx1
JoS. A. Bank1Taco Bell5
Jones New York1Target1
Journeys2Toys"R"Us2
KFC4U-Haul11
Kincaid1UPS22
Kmart3Vans4
Knights Inn1Verizon Wireless1
Kohl's1Victoria's Secret2
Kroger7Waffle House8
La Quinta3Walgreens4
La-Z-Boy1Walmart3
Lane Bryant1Wet Seal1
Lane Furniture5Wingate1
Little Caesars Pizza3
Browse common businesses in Bay County, FL


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