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There should definitely be some penalty for leaving the state entirely for retirement. Maybe a 15% reduction in pension or remove the taxation benefit. You're right though, there should be a serious discussion reension reform. If a teacher retires with a 60K pension and adds $20K from SS then that's a lot of money for a retiree. Doing the math, if you factor in a shorter contract year, benefit package, etc., then the total package works out to about $100K/yr. That's pretty good. Nationally it's much lower. However, considering that teachers free up significant numbers of mothers (or fathers) from child-rearing responsibilities during the day so that they can work jobs outside the house isn't trivial. Assuming a median income of roughly $60K and in a classroom each of the 30 kids has two separate parents. So 15 pairs of parents or 15 moms (or dads) freed up to work. Assume that number is roughly halved because of siblings and now you have 8 parents freed up to work or a net income of $480K. So, to cover the cost of the classroom, roughly 1/5th of the salary goes toward a teacher. Now taxes are lower than 1/5 of the salary because the burden is also shared by childless couples, retirees, etc. Is that too much to pay? I don't know the answer to this. Doesn't seem like you can lose by betting on education.
However, you are right to ask if you are getting the best allocation of resources with your tax dollars and everyone should be able to ask / verify this without impunity.
Hello all. I currently live in South Carolina and my girlfriend lives in Hamilton, Ontario. (Long story). I used to live on Long Island for a long time. Moved to the south to be near my family and my father was sick. He has since passed.
I'm very interested in moving to the Buffalo area to be closer to my girlfriend. I'm looking to be no more than a three hour drive from Hamilton. Three hours is really pushing it. Maybe 2-2.5 hours. I'm looking at the little towns along Lake Erie as possibilities. Would be looking for a studio apartment or one bedroom at most. I guess my questions are:
Are there affordable apartments in this area?
Should I be looking somewhere else, maybe north of Buffalo?
What is the job situation like up there? I have 20 years experience working in health care clerical type work. I do courier type work now but would be interested in either.
I'm really not that familiar with the area. I plan on going up there in a couple months. (I just got back from a visit)
Any tips or advice is much appreciated. Thank you.
In regards to the 2.5 hours limit, to put this into perspective, you could live as far east as Victor(an exurb SE of Rochester). So, if you are fine with more occasional trips to Hamilton, the Rochester area would definitely be within that range as well.
In regards to the 2.5 hours limit, to put this into perspective, you could live as far east as Victor(an exurb SE of Rochester). So, if you are fine with more occasional trips to Hamilton, the Rochester area would definitely be within that range as well.
Keep in mind that it snows here and the 2.5 hour ride could be double that. CK has no first hand experience with the bridge delays and traffic and trip from Rochester to Hamilton would be a foolish choice IMHO.
In regards to the 2.5 hours limit, to put this into perspective, you could live as far east as Victor(an exurb SE of Rochester). So, if you are fine with more occasional trips to Hamilton, the Rochester area would definitely be within that range as well.
Key word for you, OP. Again, this is just to illustrate what your range would be.
Are you programmed to post anything besides a one or 2 line generic statement followed by a link?
I think its a bot. It never answers and just posts.
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ension reform. If a teacher retires with a 60K pension and adds $20K from SS then that's a lot of money for a retiree. Doing the math, if you factor in a shorter contract year, benefit package, etc., then the total package works out to about $100K/yr. That's pretty good. Nationally it's much lower. However, considering that teachers free up significant numbers of mothers (or fathers) from child-rearing responsibilities during the day so that they can work jobs outside the house isn't trivial. Assuming a median income of roughly $60K and in a classroom each of the 30 kids has two separate parents. So 15 pairs of parents or 15 moms (or dads) freed up to work. Assume that number is roughly halved because of siblings and now you have 8 parents freed up to work or a net income of $480K. So, to cover the cost of the classroom, roughly 1/5th of the salary goes toward a teacher. Now taxes are lower than 1/5 of the salary because the burden is also shared by childless couples, retirees, etc. Is that too much to pay? I don't know the answer to this. Doesn't seem like you can lose by betting on education.
