NKY side questions (Cincinnati, Kent, Highland Heights: sales, 2015, how much)

[Travlers]

Hello. I took a trip to Cincinnati recently and really liked the area. I started looking at housing on Zillow and saw how much the property taxes were " 7200 a year on a 2300 soft house" that's crazy to me. I have lived in TN. The last 20 years so that is super high to me. So I started looking on the KY side. I have a 5 year old so I'm looking for good schools , budget for a home I would like to keep below 300k but could go over for the the right fit. Basically looking for safe Nieghborhood with good schools, parks and walkable would be a plus. Thanks in advance.

[Wilson513]

What is a "soft house?"

In Cincinnati, taxes on a $300k house would be $300,000 x .35 x .062

or $6500


The rate in Kentucky is about 13.5% of value.

$300,000 x .13.5 = $4050

[Travlers]

I meant sqft house, missed the mistake. I am use to paying $2200 a year on a 2750 sqft house so kind of a sticker shock to me.

[cincydave8]

I'm not that great on home prices in NKY but here's a quick run down:

Fort Thomas or Fort Mitchell are the best in NKY. Both are older, walkable and have great schools (Highalnds in FtT, Beechwood in FtM).

Other older nice NKY suburbs include Villa Hills, Park Hills, Fort Wright and Lakeside Park. Further out you have the newer suburbs of Florence, Burlington, Hebron, Independence, Highland Heights and Cold Spring.

[Wilson513]

You have no personal income tax and the real property tax is about 1%. Cool.

[jmecklenborg]

Anyone can lower their property taxes by moving to a smaller house in an unpopular part of town. But people want "it all" and they want it for free since they work so hard and the poor are so lazy.


Tennessee has the most regressive taxation of any state. The most egregious problem is the near 10% sales tax on food (groceries are not taxed in Ohio):


https://www.theatlantic.com/business...essive/411547/

[Sarah Perry]

Originally Posted by cincydave8

I'm not that great on home prices in NKY but here's a quick run down:

Fort Thomas or Fort Mitchell are the best in NKY. Both are older, walkable and have great schools (Highalnds in FtT, Beechwood in FtM).

Other older nice NKY suburbs include Villa Hills, Park Hills, Fort Wright and Lakeside Park. Further out you have the newer suburbs of Florence, Burlington, Hebron, Independence, Highland Heights and Cold Spring.

The advice to try Ft. Thomas or Ft. Mitchell is likely what you'll get from most people on this forum, and I second it. Housing prices in both areas DO reflect the good quality of life and desirable school districts, though.

[Misfit Toy]

I concur that Fort Thomas and Fort Mitchell are the places that meet your criteria in Northern Kentucky. There are other good places to live in NKY, but I don't see them being as "walkable" as those two places are.