The Coming Meltdown (retirement plan, withholding, paycheck, sell)

[2nd trick op]

Moderator cut: .

Historically, market corrections have been relatively short; the exceptions were 1837, 1873, 1893. 1929 (which did not move from Wall Street to Main Street until 1931), and 2008. What happens next is anyone's guess, but the usual outcries from Deep Left Field are one of the most predictable pieces of the puzzle.

[mathjak107]

the great depression recovery in dollar terms only took 4-1/2 years which for such a drop is a pretty short time ..

dividends were not included in the numbers and they ran as high as 18% . no dividends were included in the index numbers tracked back then .

many popular stocks like ibm were not in the index's of the day so many of the popular company's recovered fairly quickly but were not reflected .

the cpi fell 18% so in real return you only needed to come back 18% less to be even steven again .

in fact if you want to count the point the dow exceeded the pre depression level your real return was way way way ahead

[mathjak107]

Originally Posted by redguard57

Does anyone want to make a bet with me that the market will not have another crash?

i lived through only 2 crashes in my 30 years as an investor .

2000 was only a crash if you were not diversified and were dot com and tech heavy . it was just a normal down year if you were diversified .

so really just 1987 and 2008-2009 for the most part . 1987 actually recovered and ended the year up .

2000 i was down 10% , 1987 up 2.3%

[NickofDiamonds]

Originally Posted by mathjak107

i lived through only 2 crashes in my 30 years as an investor .

2000 was only a crash if you were not diversified and were dot com and tech heavy . it was just a normal down year if you were diversified .

so really just 1987 and 2008-2009 for the most part . 1987 actually recovered and ended the year up .

2000 i was down 10% , 1987 up 2.3%

Why are you letting the facts get in the way of a good story ?
I was beginning to smell the fear !

[mathjak107]

i apologize , you are right . facts should never be introduced if the story line is so good .

[lieqiang]

Originally Posted by mathjak107

2000 was only a crash if you were not diversified and were dot com and tech heavy

I dunno man S&P 500:

2000 -9.1%
2001 -11.9%
2002 -22.1%

I'm pretty sure Wilsure 5000 did even worse. I was in broad stock index funds and it sure felt like a stock market crash to me.

[mathjak107]

those are typical down turns . . no biggie . sure it can feel like a lot in dollar terms and certainly cumulatively it is a size able drop but it is not a crash .today a 7% drop wipes out 9 years of me maxing out my 401k AT CATCH UP .
but these are not crash levels .


i show my diversified 100% equity portfolio at the time was :

2000 minus -10%
2001 minus -6.40%
2002 minus -17.%
2003 up 46%
2004 up 12%
2005 up 11%
2006 up 15%
2007 up 7%
2008 minus 43
2009 up 32%
2010 up 18%
2011 down 2%
2012 up 16%
and so on

[Pub-911]

Originally Posted by NewbieHere

It depends, not according to the heritage foundation.
Raising the Social Security Payroll Tax Cap

The Heritage Foundation is a completely worthless source. They are nothing but a right-wing slop-shop. The fact that the article you link to could not get through its first ten words without referring to SS in Bushie terms as an "insolvent program" is a plain sign of the partisan bias, distortion, and simple appeals to ignorance that will be brought to bear over the rest of the piece. The article is nothing more than a rant against increasing taxation on those poor beleaguered wealthy people, and the author will revert to any sort of dishonesty that may be necessary in pressing her pathetic points.

[Pub-911]

Originally Posted by lieqiang

There is a tax, and there is a benefit.

And each is independent of the other, being administered under its own chapters of legislative code.

[Pub-911]

Originally Posted by 2nd trick op

Apparently, there are plenty of simpletons out there, and most of them are Pavlovian Democrats.

Atler8's criticisms were well placed. Your defense seems to be to point fingers at third parties.