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Fine. I couldn't care less what someone else pays or how they pay. I focus on my desires, my cost and my out the door payment.
One of my desires is "getting good value for my money". I don't think I'm getting good value when I'm charged an extra 10 cents per gallon for paying with a debit card, or when I'm charged the same as a credit card user for an equivalent purchase.
And why shouldn't they? It's simple game theory. Amazon doesn't have control over government welfare benefits. They're reacting to the business climate they're in. The bottom line is those people have money and are going to spend it quickly. Why not put programs in place to make sure they spend it with them?
As far as "shut-ins" go, I'd imagine some of them can't afford cars, while public transportation has to be used sparingly.
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As for buying online, buying online can be far cheaper than "brick & mortar" stores. Selection is far better too. And online shopping isn't limited to expensive smartphones, 50" TVs, electronics, etc. Groceries, medication, budget level electronics, tools, and appliances can be purchased online far cheaper in some cases. Combine that if someone lives in rural areas (I live in a remote area, so I can understand first hand why just ordering online is preferable to driving 1 to 4 hours 1-way, just to get something done or purchased).
By nature, they'd have to be. They've managed to survive this long without such little resources and income, they know what they're doing. If I were in their shoes, I honestly don't know if I could survive as well as they do. Even "smarter" people who make lots of money may not be able to do so. It's sort of a "street smarts" vs. "book smarts" situation.
I don't really think there are many people who can not get to a local grocery store to purchase food, but the shut ins are another story and those are the ones that could truly be helped by the discount Prime is offering. Otherwise I still think it is inviting more problems. Of course, Prime still has a price tag, so those on assistance might not be able to purchase it anyway: not likely, but possible
I am not doubting some articles are less expensive on line: Amazon is my best friend after my husband. Sometimes he gets the bills and suddenly i not his best friend, but no, most things are not cheaper via Amazon. And no, the selection, when it comes to food is not superior to what one can buy in the grocery store. Weekly sales at most local grocery stores are much better than shopping Amazon, especially when you combine them with coupons.
Whenever you make something easy and you are dealing with some people that do not have a lot of self control you are looking at trouble.
Because they require so much of it simply to make ends meet each month, those with EBT cards tend to have MORE self control than the average person in the street who has all that financial wiggle room.
Because they require so much of it simply to make ends meet each month, those with EBT cards tend to have MORE self control than the average person in the street who has all that financial wiggle room.
That's not "self" control, that's simply being limited by not having access to the funds. If they were suddenly given funds, like say by winning the lottery, you would quickly see how much "self" control they have. People who are more financially successful had the discipline and self control to put off things like...children, for example.
Self control is what you do without constraints from outside forces.
One of my desires is "getting good value for my money". I don't think I'm getting good value when I'm charged an extra 10 cents per gallon for paying with a debit card, or when I'm charged the same as a credit card user for an equivalent purchase.
Then don't. I try my best and avoid the lower prices at Arco because they don't take credit cards.
And why shouldn't they? It's simple game theory. Amazon doesn't have control over government welfare benefits. They're reacting to the business climate they're in. The bottom line is those people have money and are going to spend it quickly. Why not put programs in place to make sure they spend it with them?
It may not all be very profitable in and of itself, but all that new revenue helps pay for broad overhead expenses.
Self control is what you do without constraints from outside forces.
You have a curious and quite incomplete view of the world. SNAP recipients for instance must carefully mind their P's and Q's if they are to make their benefits last out the month.
Let's say Customer A pays with a credit card. That costs Amazon something in the neighborhood of 2% (e.g. $2 on a $100 purchase) in the form of card processor fees. Customer B pays with a debit card. That costs Amazon something like 35 cents.
Since Amazon is in business to make a profit - and is indeed highly profitable - we know that Amazon builds those processor fees into its pricing. Since many customers pay with debit cards, Amazon might apply a blended rate (say, perhaps 1.5%) into its pricing, in which case when Customer B pays with a debit card and A pays with a credit card, Amazon effectively gives some of B's money to A.
However, the real question is do any Amazon employees share a residence with 10 other people and complain about their impaired rights?
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Even "smarter" people who make lots of money may not be able to do so. It's sort of a "street smarts" vs. "book smarts" situation.
