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When she gets old, it's going to get really, really bad.
We better increase our social programs because lots of people are going to need assistance of our current savings rates are a clue. I save over 15% of my income, and the retirement calculators say I will fall short. I feel sorry for those not saving at all.
To be honest, several years ago I was making half of what I make today. I qualified for everything, food stamps, medical insurance, discounted property taxes, free school lunches, energy assistance (which is huge when your electric bill is $800 per month), pro bono attorney, etc.
Now my salary might have doubled but I had more money when I was on assistance. It is financially better to make $20k a year and take assistance.
To be honest, several years ago I was making half of what I make today. I qualified for everything, food stamps, medical insurance, discounted property taxes, free school lunches, energy assistance (which is huge when your electric bill is $800 per month), pro bono attorney, etc.
Now my salary might have doubled but I had more money when I was on assistance. It is financially better to make $20k a year and take assistance.
The only way to cut the bill is turn the heat off in the winter, which is unreasonable. I have installed all led bulbs, added insulation, replaced the thermostats and set our heat at 64 degrees all winter. We still have $800 bills. I am fresh out of ideas to cut our bill. It does go down to $200 when we turn off the heat and turn the air conditioner on. Go figure
The only way to cut the bill is turn the heat off in the winter, which is unreasonable. I have installed all led bulbs, added insulation, replaced the thermostats and set our heat at 64 degrees all winter. We still have $800 bills. I am fresh out of ideas to cut our bill. It does go down to $200 when we turn off the heat and turn the air conditioner on. Go figure
Did you not post that you are in maintenance/construction??
Did you not post that you are in maintenance/construction??
Plumbing. My fiancé does HVAC. Do you not understand that some houses are just expensive to heat, regardless of what “energy saving gimmicks” you attempt?
Plumbing. My fiancé does HVAC. Do you not understand that some houses are just expensive to heat, regardless of what “energy saving gimmicks” you attempt?
A well insulated and vented house with good windows and doors and an appropriate heating/cooling system is efficient. You may want to get a second and third opinion about your issues.
You can spot the error in the first post. Graduated 10 years or more ago and claims that there is still income from student loans.
"She has benefited from free living with her parents and various boyfriends, but most of her income has come from the US government in the form of unemployment and government loans."
Like many threads, things are usually exaggerated to attract attention.
The only way to cut the bill is turn the heat off in the winter, which is unreasonable. I have installed all led bulbs, added insulation, replaced the thermostats and set our heat at 64 degrees all winter. We still have $800 bills. I am fresh out of ideas to cut our bill. It does go down to $200 when we turn off the heat and turn the air conditioner on. Go figure
Do you have electric heat? My first house in New Hampshire had electric heat and it was a disaster in the Winter. unbelievably expensive and completely inefficient. I was always freezing yet paying out hand-over-fist. I don't know what I was thinking.
Do you have electric heat? My first house in New Hampshire had electric heat and it was a disaster in the Winter. unbelievably expensive and completely inefficient. I was always freezing yet paying out hand-over-fist. I don't know what I was thinking.
Yes all electric. Four levels with two separate hvac systems. Mid sixties on the thermostat and $800 per month all winter. October through April or so. Summers with air conditioning are cheap. Well i consider $200 a month cheap in this house. My old house was never more than $150.
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