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I never qualified for unemployment until this Covid Crisis hit and the US Govt started including people like me, Contractors, ect as "Unemployed". I don't get it either but I play by their rules..
My RE has taken a hit but I've been drawing UEI since last April varying from $800-1100 a week. When I sell a house I am "employed" that one day and I don't get a check that week only.
As I said they should never have included Independent Contractors in the Program but the have and I will continue drawing benefits until our Federal Govt stops giving away money.
I'm just going by the rules they set up.
You'd better be careful.
Depending on what your gross income is at the tax year, you may be audited.
But then at the worse, all they'd probably do is ask you for some of it back, and it would take years for them to even put that together.
Honestly, people have been taking advantage of the unemployment system for years, so nothing new.
The difference this time is how LONG you get to collect for.
As far as government not doing anything ... they're just like everybody else. Want to $165,000 salaries, so they can pay for mortgages on their 1 million dollar homes, with as little work as possible, and spend as much time outside of work as possible, so...
...that's what you want too, so who can blame them right?
[quote=Lowexpectations;60734916]Both examples would get max payout( assuming dual equal earners)and neither would be applicable to those people you speak of that would have been line lined up for an 18.00 a hour Lowe’s job
I'm really talking about 2 different things here, and I'm willing to bet low earners are getting more than you realize. I know a hair dresser who prob only made $20k on the books who was able to collect the full amount.
However if the government continues doing socialism it would not end well I can guarantee that. America has not been great for a long time because so much unrest due to lack of opportunity and inequality. And it starts from up top with government regulations and the difficulty for businesses to acquire resources and hire people.
In the 90s America had a thriving small business industry. Fast forward 20+ years, small businesses are dying because of government regulations have made entering business extremely difficult. Few places hire workers these days except for big box and Amazon. No everybody wants to work at those places. In the past, people can get together and open a comic book store. The small business model doesn't exist anymore because you need a lot of capital just to open a store legally and how do you pay for the cost and then employ workers? The government doesn't help small businesses they only help the poor people and big businesses.
So we have a lack of opportunities in America to allow average Americans a pathway to financial independence. You have to get a 6 figure loan to get a piece of paper just to get a shot at a 6 figure salary. That is not financial independence. America no longer supports average Americans starting their own businesses because it's not cost effective and difficult.
The problem is finding the balance in how long can we keep businesses closed and keep illnesses and deaths low. It is a balancing act. I agree that we need small businesses, the issue is the PPP in the original form didn't help enough small businesses and many went to franchises.
There are "Hiring" signs everywhere. I just spoke to a gentleman who is 8 weeks behind at his upholstery business because he can't find help. He said he is competing with the government, He pays $20 an hour but who's going to work for $800 a week when they can get $1,000 a week from the government to just sit at home.
The unemployment in NJ works out to $25 an hour. The people who make less than $25 an hour don't care about gaps in their resume, they apply for jobs with applications and prob don't even have resumes.
Wanna see the unemployment rate start dropping? Eliminate the extra $300 a week federal unemployment and force people to go back to work. Again, there are "Hiring" signs EVERYWHERE and we have a 7% unemployment rate, makes no sense.
The Lowes hardware store by me pays $18 an hour and is doing interviews and hiring "on the spot" according to the signs all over the store, they've been up for months. Same thing with the Harbor Freight down the road, the Walmart must have 50 signs out front that say they're hiring. If you think people aren't milking the system you're insane.
This should be in the politics forum so people can point out this is because of bad Democrat policy.
I never qualified for unemployment until this Covid Crisis hit and the US Govt started including people like me, Contractors, ect as "Unemployed". I don't get it either but I play by their rules..
My RE has taken a hit but I've been drawing UEI since last April varying from $800-1100 a week. When I sell a house I am "employed" that one day and I don't get a check that week only.
As I said they should never have included Independent Contractors in the Program but the have and I will continue drawing benefits until our Federal Govt stops giving away money.
I'm just going by the rules they set up.
I guess there are so few that work part time on the books that it wasn’t worth instituting a system for if they were collecting unemployment..most who are double dipping are not working on the books .
They passed a law in New York that you get up to 8 hours pay for getting vaccinated or in my case after effects .
So the day after my shot i was feeling sick so didn’t go in ...I worked 5 hours that week and they paid me 8 hours for being out from the shot ....the limit here is 504 and you get nothing from unemployment ...the amount over 504 was less than 50 bucks but now I lost 500 in unemployment for the week .
So working on the books is usually not done while collecting by most
Last edited by mathjak107; 04-02-2021 at 01:38 PM..
People trying to argue "high earners" get the full payout.
Let me ask you something. Would you rather make $200k a year working 50 hours a week, or $140k a year doing absolutely nothing, having no one to answer to, not having to watch the market, not even "passive income" just being handed $140k a year and the freedom to do whatever you want.
The numbers I used were by the month. So yes, for 6 months out of the year last year unemployed couples were making just as much every month as a working couple making $140k. If you're out of work, and not banking as much of that money as possible for when it runs out I simply have zero sympathy for you at all. And still the federal government is paying an additional $300 a week.
The government made being unemployed waaaay too easy. Unemployment is supposed to suck, extended unemployment is supposed to lead to you having to sell off your car for a clunker, canceling cable, canceling your lawn service and mowing everything yourself, skipping the big vacation this year and no more eating out. The exact opposite happen.
If this was the case, I would still opt for the $200K plus better future stability. Most people cannot pop in and out of the workforce at high wages.
People trying to argue "high earners" get the full payout.
Let me ask you something. Would you rather make $200k a year working 50 hours a week, or $140k a year doing absolutely nothing, having no one to answer to, not having to watch the market, not even "passive income" just being handed $140k a year and the freedom to do whatever you want.
The numbers I used were by the month. So yes, for 6 months out of the year last year unemployed couples were making just as much every month as a working couple making $140k. If you're out of work, and not banking as much of that money as possible for when it runs out I simply have zero sympathy for you at all. And still the federal government is paying an additional $300 a week.
The government made being unemployed waaaay too easy. Unemployment is supposed to suck, extended unemployment is supposed to lead to you having to sell off your car for a clunker, canceling cable, canceling your lawn service and mowing everything yourself, skipping the big vacation this year and no more eating out. The exact opposite happen.
Just to show you how different people think differently, I would probably take 50K to do something either more meaningful or at least less corporate and cannibalistic than what I do now over either of options.
You'd also be surprised. Of the several people who got laid off back in spring/summer from my company ... and there were a LOT of them, most of them are already back in the workforce.
In particular, people who are not 'dreamers', many do prefer 'just plain work' over sitting at home.
And for the people who think it's nuts to give somebody $1,000 a week for nothing (and it may very well be)...
Think about executives who make $250 to $300/hr to look at a contract.
I assure you that 'somebody' is paying for that too...
It doesn't just come out of thin air.
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