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Old 10-21-2008, 10:20 PM
 
1,319 posts, read 1,617,525 times
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Quote:
Originally Posted by cjma79 View Post
What are you talking about.
CUNY is 2,000 a semester, that is 4,000 a year.
Meaning 16,000 for a degree.
the pell grants would cover this and leave some money in his pocket.
The State University of New York costs approximately $17,000 per year to attend - including tuition, room and board, books and misc fees... This is out of the reach of many middle-class Americans without significant financial aid.

And you almost have to be living in poverty to qualify for a Pell Grant.

In New York, if your family income is above 70K, the state gives you no aid whatsoever.

Your solution is for everyone in the country to go to CUNY??? Real smart idea...
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Old 10-21-2008, 10:28 PM
 
4,104 posts, read 5,310,577 times
Reputation: 1256
Quote:
Originally Posted by MovingForward View Post
State universities and colleges are too expensive for the middle class these days. Try to keep up.

Total liberal BS. Just another reason for somebody to cry how everybody got something but them.

Four years at UNM or NM State will set you back just over $30K if you pay 100% yourself. That includes tuition, room, and board. Ignoring Pell Grants or scholarships, and assuming our fictional student borrowed 100%, he could expect to pay back about $200 a month for 10 years at the subsidized rates available to everybody. Don't forget the current tax benefits and deductions. A quick google search indicates that one can attend a number of respected schools for between $25K and $40K across the country.

College graduates earn by all accounts at least $1 million more over their lives compared to HS graduates. The gap is greater for professional degrees such as business or engineering, graduate degrees, and the professions such as medicine or law.

Anybody remotely good at math can do a quick NPV calculation and decide for themselves. By the way, $30K is less than many "poor" kids pay for a car. $40K is less than a decent BMW.

If you want it, make the sacrifice. Decide what is important to you and your kids. Spare me the drama.
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Old 10-21-2008, 10:31 PM
 
4,104 posts, read 5,310,577 times
Reputation: 1256
Quote:
Originally Posted by HubbleRules View Post
The State University of New York costs approximately $17,000 per year to attend - including tuition, room and board, books and misc fees... This is out of the reach of many middle-class Americans without significant financial aid.

And you almost have to be living in poverty to qualify for a Pell Grant.

In New York, if your family income is above 70K, the state gives you no aid whatsoever.

Your solution is for everyone in the country to go to CUNY??? Real smart idea...

Lets assume that your average Starbucks worker makes $17K per year. Just about anyone graduating from the State U of NY should be able to make twice that. That is an awful short payback period over a 40 year working career, assuming the worker never gets a raise. Is that too much to sacrifice for a better life, or should we hand that to you also?
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Old 10-21-2008, 10:38 PM
 
Location: The Planet Mars
2,159 posts, read 2,583,692 times
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Quote:
Originally Posted by NewMexicanRepublican View Post
Lets assume that your average Starbucks worker makes $17K per year. Just about anyone graduating from the State U of NY should be able to make twice that. That is an awful short payback period over a 40 year working career, assuming the worker never gets a raise. Is that too much to sacrifice for a better life, or should we hand that to you also?
You're hopeless... you want everyone to be on their own - yet probably supported the Bush Tax Cuts for the rich.

If we can waste $12 Billion a month in Iraq and over $1.4 Trillion in tax cuts for the Rich, and a $850 Billion bailout of Wall Street, we can surely afford generous tuition tax credits, and vastly increased government grants and low interest loans to help students afford college without having to take on huge debts...

Obama will move us in that direction - one reason he's definitely got my vote.
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Old 10-21-2008, 10:41 PM
 
4,104 posts, read 5,310,577 times
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Quote:
Originally Posted by mrbob View Post
You're hopeless... you want everyone to be on their own - yet probably supported the Bush Tax Cuts for the rich.
You are hopeless, you want everyone else to take care of you.
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Old 10-21-2008, 10:45 PM
 
Location: The Planet Mars
2,159 posts, read 2,583,692 times
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Quote:
Originally Posted by NewMexicanRepublican View Post
You are hopeless, you want everyone else to take care of you.
Again you are ignorant on the subject you post about...

I do not expect any help for me personally, but I recognize a need for others less fortunate to get help to attain a good eduction.

For your information, I am putting 2 children thru college right now - with a 3rd starting next year. And we're doing it without one cent of 'handouts' from anyone - thank you...

I don't expect Obama policy changes to help me personally - but I cannot ignore the millions who are quickly being totally priced out of a college education..

Just for one moment, if you can put your every-man-for-himself philosophy aside, think of the state of our country 10-20 years from now if we cannot compete with the China's and India's of the world because we do not have a highly educated work force.
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Old 10-21-2008, 10:49 PM
 
4,104 posts, read 5,310,577 times
Reputation: 1256
Quote:
Originally Posted by mrbob View Post
we can surely afford generous tuition tax credits, and vastly increased government grants and low interest loans to help students afford college without having to take on huge debts...


Tax Topics - Topic 457 Tuition And Fees Deduction

Federal Tax Benefits for Tuition and Fees (http://www.nasfaa.org/AnnualPubs/TaxBenefitsGuide.html - broken link)

Federal Pell Grant Program

Stafford Federal Student Loans - Federal Student Loan Program


As for the comment about huge debts, WTF? Ever take on a huge loan to pay for a car? Should the govt. stop the war so kids can drive a fricking Beamer without having to take on a huge debt? Maybe we can have a tax credit for Beamers and Benzs so little Johnny feels good about himself right out of HS...you guys amaze me. Which has more value in 4 years - your car or a college degree?

College will increase your life earnings in most cases. In a capitalistic country like the US, we place a value on that future earnings stream today. If you want to play, pay up! Its kinda how it works.
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Old 10-21-2008, 10:53 PM
 
Location: The Planet Mars
2,159 posts, read 2,583,692 times
Reputation: 523
Quote:
Originally Posted by NewMexicanRepublican View Post
Tax Topics - Topic 457 Tuition And Fees Deduction

Federal Tax Benefits for Tuition and Fees (http://www.nasfaa.org/AnnualPubs/TaxBenefitsGuide.html - broken link)

Federal Pell Grant Program

Stafford Federal Student Loans - Federal Student Loan Program


As for the comment about huge debts, WTF? Ever take on a huge loan to pay for a car? Should the govt. stop the war so kids can drive a fricking Beamer without having to take on a huge debt? Maybe we can have a tax credit for Beamers and Benzs so little Johnny feels good about himself right out of HS...you guys amaze me.

College will increase your life earnings in most cases. In a capitalistic country like the US, we place a value on that future earnings stream today. If you want to play, pay up! Its kinda how it works.
We should stop the freaking war irrespective of college costs. It was an abysmal foreign policy mistake.

That aside, I'd strongly prefer to see generous tax credits for students as opposed to the Iraq war, or tax credits for business that establish off-shore operations for favorable tax treatment by the government - some of our corporate-welfare - which Bush and the Republicans rose to new heights in the past 8 years.

Sorry- but there are far more who feel like I do than you... I think your taxes are going up dude!!!
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Old 10-21-2008, 10:53 PM
 
353 posts, read 552,409 times
Reputation: 160
Quote:
Originally Posted by sindey View Post
Hypocrisy is when republicans talk about Obama wanting socialism after WE all just bailed out the banks because of republican cronies letting their corporate friends steal for the last 8 yrs.
Talk about socialism eh .......
Are you participating in the Infinite Monkey Theorum test program?. Very few of those words actually go together. Do a little research.
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Old 10-21-2008, 10:57 PM
 
4,104 posts, read 5,310,577 times
Reputation: 1256
Quote:
Originally Posted by mrbob View Post
Just for one moment, if you can put your every-man-for-himself philosophy aside, think of the state of our country 10-20 years from now if we cannot compete with the China's and India's of the world because we do not have a highly educated work force.
China is kicking our *ss because their students have a work ethic that American kids could learn from. You been to a University library on a weekend lately? Asian kids fill the tables at UNM on the weekend. They represent only a small portion of the population. They take an "every man for himself" approach, by the way.
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