[vpcats]

Originally Posted by TampaKaren

St. Johns have started writing Florida policies again, they're pretty good and great rates (on 25 year old homes anyway).

Have you looked on this website --> ttp://www.shopandcomparerates.com/
It's a start. Call all of them in your area.

Are you carrying a mortgage? If not, then you are free to purchase whatever insurance coverage you really need and not dependent upon a loan balance.

In Tampa, I don't take what any insurance company tries to dishes out. They are profit centers as well. There are lots of good companies out there, but it takes diligence to find them.

I also had an insurance broker tell me to look at raising the deductible for fire to something more reasonable, e.g. $5000. If you have to buy a stove, not a big deal. If you need to replace the whole kitchen, that's different.

A final note...one of my real estate customers recently did get the best rate from Citizens. You do know that they are able to compete now, right?

Thank you so much for that info and link! I knew something like that existed but I couldn't put my finger on it now that I needed it. GREAT help!