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Market is up big for the 1st quarter. I have turned the management of my 401K over to Financial Engines. I am 59 and have $1,100,000 under their direction with my guidance to be "fairly aggressive". They came in at 7% and most index's are at 11%. Do I have cause to complain?
Market is up big for the 1st quarter. I have turned the management of my 401K over to Financial Engines. I am 59 and have $1,100,000 under their direction with my guidance to be "fairly aggressive". They came in at 7% and most index's are at 11%. Do I have cause to complain?
What is your allocations? if you are not 100% equities you cannot compare
Market is up big for the 1st quarter. I have turned the management of my 401K over to Financial Engines. I am 59 and have $1,100,000 under their direction with my guidance to be "fairly aggressive". They came in at 7% and most index's are at 11%. Do I have cause to complain?
You being 59, with over a million invested, and instructions to be "fairly aggressive," I would bet that they put a significant portion of your portfolio in bonds. If true, then you would expect a more conservative return than if you were 100% in stocks (or stock funds).
You being 59, with over a million invested, and instructions to be "fairly aggressive," I would bet that they put a significant portion of your portfolio in bonds. If true, then you would expect a more conservative return than if you were 100% in stocks (or stock funds).
We start by helping you set a risk level that's appropriate for your age and when you plan to retire. Then we design a diversified investment portfolio to help protect you from market fluctuations. We run thousands of simulations, and we mean thousands, to find an investment mix designed to help you reach your goal. (This is the engine part of Financial Engines.) We don't sell investments or make commissions, so you can trust that the investment strategy we recommend always has your best interests in mind.
Market is up big for the 1st quarter. I have turned the management of my 401K over to Financial Engines. I am 59 and have $1,100,000 under their direction with my guidance to be "fairly aggressive". They came in at 7% and most index's are at 11%. Do I have cause to complain?
Unless you care invested in total stocks similar to or equal to the index, you want get over 11%.
Let me know if that makes sense. Maybe you have some bonds in your port.
The $1,100,000 in the 401K under Financial Engines earned 4.5% with 35% in bonds. My deferred compensation $640,000 which is in all stocks earned 11% Average for the entite portfolio was 7%. Currently $1,740,000 in both accounts and another $400,000 in IRA's.
The $1,100,000 in the 401K under Financial Engines earned 4.5% with 35% in bonds. My deferred compensation $640,000 which is in all stocks earned 11% Average for the entite portfolio was 7%. Currently $1,740,000 in both accounts and another $400,000 in IRA's.
So what was your original point?
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