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What would you choose: living somewhere you arent happy but thus have a good income for the family and can provide well for the kids (including college costs), or moving to a home where you find peace but would have to take a huge cut in income?
Please just choose between the two options.
I already did it once. I worked at a job which paid me extremely well and great benefits. I essentially was doing 6 different jobs in one. I also had to travel a lot. After about 12 years of this, I took a position which was only doing 1 job in one. One aspect of what I had done before and half the income. It was a strict 9-5 whereas the other position wasn't.
I had decided that I invested enough in my career and I wanted to invest in a personal life at the time and this job afforded me the luxury to do that.
We've been there and have chosen option 1, which is where we currently are.
We LOVED our hometown, still do, and dislike where we live now. However, the area has gotten so ridiculously expensive, without the salaries to match, that we've literally been priced out. We could've stayed and lived essentially paycheck-to-paycheck, in a tiny place, scrimping and with no savings. For my husband, the main breadwinner, that alone would not have equalled 'peace' - he would've been stressed out and worried that in case of emergency or job loss, we'd be out on the street. So even though we miss our old city incredibly, we had to be rational and make the move based on reason, not sentiment. Hope that helps.
We've been there and have chosen option 1, which is where we currently are.
We LOVED our hometown, still do, and dislike where we live now. However, the area has gotten so ridiculously expensive, without the salaries to match, that we've literally been priced out. We could've stayed and lived essentially paycheck-to-paycheck, in a tiny place, scrimping and with no savings. For my husband, the main breadwinner, that alone would not have equalled 'peace' - he would've been stressed out and worried that in case of emergency or job loss, we'd be out on the street. So even though we miss our old city incredibly, we had to be rational and make the move based on reason, not sentiment. Hope that helps.
Very good point.
BTW- love the username.
Last edited by purplepeach; 01-15-2014 at 02:00 PM..
Reason: want to add smiley face to add cheer
Peace doesn't pay the bills. I'm not going to financially disadvantage myself now, and possibly screw myself in my retirement years, by making peace a priority over finances.
THe answer also depends on what you earn. I don't make six figures so taking a huge paycut would mean poverty, not just a less lavish lifestyle.
Live where you can make the best money and start building equity.
When the kids are older and out and you have significant resources move to a nicer area
Also smart advice. We have talked about that. But, what if I die next year?? and am then unable to enjoy the life I long for. Then I think about the kids again. Back to square one. Tis a hard decision with good points on both sides.
Peace doesn't pay the bills. I'm not going to financially disadvantage myself now, and possibly screw myself in my retirement years, by making peace a priority over finances.
THe answer also depends on what you earn. I don't make six figures so taking a huge paycut would mean poverty, not just a less lavish lifestyle.
Wise point.
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