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.... do NOT sign your card with "show ID" or you are technically voiding the card. ....
I've been doing this for 20+ years, and other than having an alert salesperson actually ask to see my ID once every 3-4 months or so, it's never been questioned. And I really don't like the idea of providing a thief a sample of my signature to let them advance to forger too.
To the OP:
I really doubt that there is a law protecting you from stores who wish to obtain whatever information they want to ask. Too many do that already.
All you need to remember is that you can always just say "Nope", insist them handing back all charge slips, and walk out the door.
If it's for a required service, like a utility, then ask them to show you, In Writing, the regulations they are following, so you can review it with the State Utility Commissioner.
I had a friend who worked for me get his ID stolen, and he tracked pretty closely the average that I'd heard, of spending about 50 man hours over about 2 calendar months, getting everything cleaned up. A real HUGE hassle. So I'm quite careful.
When asked for my phone, I just reply "It's unlisted". One place insisted on a number, any number, for their computer. For that, I just give them (919) 555-1212, and that has always been accepted. I only get one or two unsolicited phone calls A MONTH and I want to keep staying below that radar.
I always tell them that my phone number is 867-5309 and that my address is 1313 Mockingbird Lane
LOL - some news outfit did a story one night about you can go into any store in the US that uses rewards card and when you say "I don't have my card" and they ask for your phone #, just use the local area code and 867-5309 and it's in their system
If you are saying that this store is insisting on STORING your info, then that's not kosher. You have every right to refuse give it. I always decline. If they want to verify your identity, a quick license check is suitable for their purposes.
It's pretty simple: A merchant has the right to ask for personal information, and you have the right not to do business with them if you don't want to provide it.
When they ask for zip or phone number I just make them up.
If anyone asked for my address, I would ask what time they were delivering whatever Im buying! Otherwise you dont need my address....
When they ask for zip or phone number I just make them up.
If anyone asked for my address, I would ask what time they were delivering whatever Im buying! Otherwise you dont need my address....
Merchants can choose what level of verification is needed to process a card. Just like pay at the pump gas stations often require a zip code. Lie about the zip code and you get no gas.
Something else that can be checked is your street number. I've never heard of a valid request for an in person transaction but it is an option the cred card processors use.
So I guess I'd give out a zip code but anything else is going to make their day less pleasurable when I raise a fit.
It's pretty simple: A merchant has the right to ask for personal information, and you have the right not to do business with them if you don't want to provide it.
Very true and I do agree. Yet this business was saying that I was required to share such information to complete the transaction.
Merchants can choose what level of verification is needed to process a card. Just like pay at the pump gas stations often require a zip code. Lie about the zip code and you get no gas.
Something else that can be checked is your street number. I've never heard of a valid request for an in person transaction but it is an option the cred card processors use.
So I guess I'd give out a zip code but anything else is going to make their day less pleasurable when I raise a fit.
My wife raised the point about the credit card processing aspect. Maybe the business doesn't have proper security measures and this is their way of covering their butt. I wonder what they do with a customer's information once they have it stored in their database.
My wife raised the point about the credit card processing aspect. Maybe the business doesn't have proper security measures and this is their way of covering their butt. I wonder what they do with a customer's information once they have it stored in their database.
If they were part of a chain I'd go over the manager's head. If they were local I'd want to talk to the owner and make it clear that a complaint was going to be made to the BBB and Attorney General. The AG would tell you if it was legal or not.
I wonder if they do not have a credit card reader/scanner and instead are entering the info. manually in to a web form like we would do if we are shopping online.
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