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Had a friend who was sent a new debit card she wasn't expecting. The day it was delivered was the day her set of mailboxes was pried open and mail was stolen from all those units. Her card was taken, cloned, and the numbers sold.
Within days $33,000 was gone from her account from all over the world and finally a check bounced -- which she got notice of four days later. She got all but 3,000 back, because "she didn't report it with in the time limits". They made her report each transaction -- she must have missed that one, or it straggled in under a statement date. She was elderly, and her bank did everything in it's power to make it difficult for her to do so.
You have to understand, while a lot of people are on computers daily, and check often, there is still a large population that don't own computers, and even more who won't transact business on one for fear of theft. So they bank like old timey.... and that takes time...
That's odd of that bank, because when I get new debit cards, I have to call to activate them just like a credit card, answering personal info questions, SS#, etc.
I balance my "virtual checkbook" every day (literally) by checking my bank accounts online. Takes <5 minutes to balance to the penny, and I know that any issue will be caught very quickly.
That's 30 hours a year. How many issues have you caught?
So you keep saying.... but this ^^^ has nothing to do with the subject at hand.
with a debit card, they take your money. so if you believe it was taken wrongly, you now have to approach them to return it. with a credit card, they lay out the money and send you a bill later for payment.
That's 30 hours a year. How many issues have you caught?
It's actually probably half that ... I wrote <5 minutes a day.
I haven't caught any fraud on those accounts, but I do catch things like checks that are taking a long time to post, bill payments that haven't cleared yet, etc. I don't think a few minutes a day is a waste of time, as it gives me peace of mind. I am puzzled as to why you seem to think it's sooooooo many hours I'm "wasting," somehow?
(I can tell you I spend a lot more than 15-20 hours a year on mindless crap that doesn't give me peace of mind, as I suspect we all do! )
I keep any ID and cards in my back pocket, my cash in my bra, any loose change in my front pocket and I dare anyone besides my husband to try and steal the cash out of my bra.
Yesterday I had a customer pay me with cash...from her bra! I was tempted to not take it but I did. I mean, what could I really say?? I thought it was pretty disgusting at any rate.
Originally Posted by CSD610 I keep any ID and cards in my back pocket, my cash in my bra, any loose change in my front pocket and I dare anyone besides my husband to try and steal the cash out of my bra.
Most convenient and safest pockets of all
I keep my truck key there - a left-over habit from my young and wilder days. No matter what happened, I could drive away, LOL.
I got an email from Target saying my name/address/phone number/email address may have been compromised. I didn't shop there in the time frame they've mentioned in the news. The email doesn't mention anything about my credit cards.
What can a thief do with that information -- name, address, etc.? Send me junk mail, call me to sell me something, try and trick me with email phishing... I'm not worried about those things.
And how does Target even know my email address? I mean they could find it out if they really wanted, but that would take effort, and why would they take any effort for one person?
I got an email from Target saying my name/address/phone number/email address may have been compromised. I didn't shop there in the time frame they've mentioned in the news. The email doesn't mention anything about my credit cards.
What can a thief do with that information -- name, address, etc.? Send me junk mail, call me to sell me something, try and trick me with email phishing... I'm not worried about those things.
And how does Target even know my email address? I mean they could find it out if they really wanted, but that would take effort, and why would they take any effort for one person?
They likely got it from Amazon. Target used to have an Amazon storefront and would/does receive customer information for marketing purposes.
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