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The details matter here. Having a score of 824 and no debt isn't anything to boast about. Having a score of 824 and $900,000 in debt.... that's pretty good. A credit report is useless if you aren't taking advantage of it.
I had 819 in August. But then I bought a hotel. That dropped my score a bit.
Actually there is nothing wrong with boasting about that. It means he keeps his promise of paying those he owes back and doesn't abuse credit. Too bad a lot more people aren't like that.
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