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I think the health insurance bill of
$1k/month was probably for someone with a chronic condition that causes them to hit their OOP-max every single year without fail. Or possibly a chain smoker.
Although I do not use Obamacare, the cheapest plan for me (male, late 20's, non-smoker) would cost $110/month, plus deductibles and co-pays. (This is with NO subsidy, mind you.) The latter for me are very low (knock on wood!) and would be so on any health plan. Averaged over the last 6 years, I'm at $160/year even if I had to pay it all out of pocket.
I have insurance through my employer. It's overpriced ($600+ per month), but the employer covers most of it, so only $103/month is taken from my pay. I wish they would offer a plan like mine but with a higher deductible. Oh well.
The cheapest plan in my area is well over $600/mo not including deductible and copays.
Your insurance costs for a 2014 vehicle seem more in line to what we pay than the other poster's claim of $200/month for a used vehicle. I just think that's extremely high for a used car. We've lived in high cost of living areas too and never paid that much.
I just feel it's important to share what our costs are for those people who feel they can never afford a car because they are scared off by the high expenses stated by other posters.
I pay $200/mo for a used vehicle without collision. And my driving record is spotless for the last 4 years. And again, as I mentioned earlier, just to register the car is around $300-350 a year.
Also, no one seems to factor in the cost of a replacement vehicle when calculating transportation expenses. To leave that cost out is to assume an income that will rise, which is a pretty iffy proposition in today's economy.
You have been listening to too much right wing propaganda. That's not an EBT card, that's a debit card, and they are paying cash.
What I am saying may sound like a joke but it is a fact. I was behind a woman that was wearing stylish clothes. She had a nice phone. she also had a Coach purse. i know she was paying with either an EBT card or food stamps because the woman ringing her up informed her that one of the items she could not purchase with her form of payment. She ended up paying cash for that item. I only had a couple items and walked past this lady putting her bags into the back of her Big Caddy SUV.
As far as Right wing, I have to go with what is best for the Nation and liberalism is to way off base for this great Nation of ours.
People need to realize that they don't need the Government to help them out. We as a people are resilient and can find a way to make it in life without the help of Big Government.
What I am saying may sound like a joke but it is a fact. I was behind a woman that was wearing stylish clothes. She had a nice phone. she also had a Coach purse. i know she was paying with either an EBT card or food stamps because the woman ringing her up informed her that one of the items she could not purchase with her form of payment. She ended up paying cash for that item. I only had a couple items and walked past this lady putting her bags into the back of her Big Caddy SUV.
As far as Right wing, I have to go with what is best for the Nation and liberalism is to way off base for this great Nation of ours.
People need to realize that they don't need the Government to help them out. We as a people are resilient and can find a way to make it in life without the help of Big Government.
I'm not going to argue with what you observed, and I would also find it frustrating, but I do not think she represents the vast majority of SNAP recipients. About twenty-five percent of the United States is food insecure. That's a lot of people who are worried about where they are going to get their next meal.
I pay $200/mo for a used vehicle without collision. And my driving record is spotless for the last 4 years. And again, as I mentioned earlier, just to register the car is around $300-350 a year.
Also, no one seems to factor in the cost of a replacement vehicle when calculating transportation expenses. To leave that cost out is to assume an income that will rise, which is a pretty iffy proposition in today's economy.
Don't worry - I've been taking lots of people to task on this issue here on C-D for over two years now...
If we put as much effort in improving welfare and closing exploited welfare loopholes as we do trying to discrediting/dismantle these systems/programs, we would be in a better place. The systems would work better toward their true intent... helping this country's citizens.
This is no different than anything else in government. Politicians that point out deficiencies rather than point out improvements are usually politically driven. They protect/hide deficiencies in their "pet" projects and highlight the deficiencies they deem serve the other political party.
The wealthy also exploit loopholes in the tax code (among other things).... which in my book is no different than the poor exploiting loopholes in the welfare system.
No system is perfect... more so if its freshly implemented. Fix it.
If we put as much effort in improving welfare and closing exploited welfare loopholes as we do trying to discrediting/dismantle these systems/programs, we would be in a better place. The systems would work better toward their true intent... helping this country's citizens.
This is no different than anything else in government. Politicians that point out deficiencies rather than point out improvements are usually politically driven. They protect/hide deficiencies in their "pet" projects and highlight the deficiencies they deem serve the other political party.
The wealthy also exploit loopholes in the tax code (among other things).... which in my book is no different than the poor exploiting loopholes in the welfare system.
No system is perfect... more so if its freshly implemented. Fix it.
I'm not going to argue with what you observed, and I would also find it frustrating, but I do not think she represents the vast majority of SNAP recipients. About twenty-five percent of the United States is food insecure. That's a lot of people who are worried about where they are going to get their next meal.
I had no idea the number of people that use SNAP. I didn't even know what SNAP was until I read the term here in this thread.
In 2007 the number of people using SNAP was 27,613,729 people. In Obamas first year in office the numbers jumped to 38,978,382 and as of November 2014 the numbers were at 46,271,508 people using the program. Things have gotten worse under this President. He is in his 7th year and things have gotten much worse. I would say that this war on poverty is a lost cause and we need to give up the fight. We have not done anything to make it better but everything to make it worse. I don't 25% of the people using the program but still the numbers of people on it are way more than their should be.
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