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So those student loans were for what again? I believe that liberal arts degree fully qualifies you to work at McDonalds, or even Walmart.
My student loans were to get into law school and become a lawyer, which would have paid off decently.
By the time I graduated, the cost of law school had necessarily skyrocketed and watching others pour out of law school with no work in sight, I decided not to go into an ocean of debt to go to law school with a dubious payoff.
I didn't start teaching until almost 10 years after graduation. None of my previous jobs in industry or the military were in any way related to my degree.
Right, government employers operate differently than private employers.
Right, government employers operate differently than private employers.
Jeezus, you have an excuse for everything.
You couldn't go to law school because that's all your degree was good for so you couldn't do anything else. Bull ****. That was my degree, too.
I didn't go either, for many of the same reasons you listed. The difference was that I adapted and didn't just give up like you apparently did because you didn't do with your degree what you thought you would.
Do you have any idea how many (100s of thousands? Millions?) of graduates who didn't go into the field in which they majored?
You couldn't go to law school because that's all your degree was good for so you couldn't do anything else. Bull ****. That was my degree, too.
I didn't go either, for many of the same reasons you listed. The difference was that I adapted and didn't just give up like you apparently did because you didn't do with your degree what you thought you would.
Do you have any idea how many (100s of thousands? Millions?) of graduates who didn't go into the field in which they majored?
Sure, so what did you do for employment? I decided long ago,in my first (literal) burger flipping job, I did not want to be a manager, and especially a manager of burger flippers.
Sure, so what did you do for employment? I decided long ago,in my first (literal) burger flipping job, I did not want to be a manager, and especially a manager of burger flippers.
Why not? That's literally what I did during college, in the rust belt, at the same time you were going to school. Then when I graduated, I had 2 years supervisory experience under my belt which helped me land my first professional job.
You could have made more at every low wage job you've had if you would have been willing to take the promotion and more responsibility to go into management. It's not too late.
Apparently I had first mover disadvantage; the borrowers with the low interest rates borrowed after I did, hence changing the rules in the middle of the game.
Or you just weren't smart enough to manage your loans. I took my loans out when the rates were 7-9%. When rates went down I consolidated (I was still in college and still taking loans, but I wanted to benefit from the lower rates. Consolidating meant I had to start making payments, even though I was still in school, but it was worth it). Low and behold, a year or two later rates went down again and I consolidated again. Thus I ended up with all of my loans between 2% and 5%. Paid down the highest rates first, while paying just the minimum on the low rates. Also, I paid close attention to the fine print on the different loans and went with loan programs that lowered your rate after a certain number of on-time payments. The loans I have left are all at 2.25%, but when I took them out they were all at 7.5%.
You being mad about your rates is like being mad about your neighbor paying a lower rate on their mortgage. Their rate has nothing to do with yours. You can refinance just like they can. When you take out your loans, you can shop around. Even with federal loans you choose the bank that you apply through.
Stop looking over the fence at what everyone else has. All of your posts are "poor me" "everyone else has all the luck and gets all the breaks". You ignore the effort and choices that others have made versus your own. Focus on yourself and improving your own situation through smart decisions and hard work.
Check out SOFI. I know a lot of my friends that went to law school are using that and drastically reducing the interest rates on their loans.
BTW, mine were 6.7%, which is why I paid them off immediately.
This is interesting, as we are paying the near 7% rate set by the gov't. But the student is still in school (for undergrad degree). It appears SOFI is meant for the refi of existing loans in place upon graduation. Is there something similar for pre-grad?
Sure, so what did you do for employment? I decided long ago,in my first (literal) burger flipping job, I did not want to be a manager, and especially a manager of burger flippers.
So rather than exert the effort to attempt even a modest form of advancement you... decided to remain a burger flipper and blame the Carter administration for your woes for over a quarter of a century? Interesting strategy.
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Interesting strategy.
