Anything I can do to boost my FICO score?

[mathjak107]

many free credit card scores use fico 8 which has a default of 850 but is modified up to 900 . they almost always use 850 as an illustration for fico 8 but do not disclose anything about the fico 8 score range they use .

only citi-bank specifically states the version of fico 8 they use runs to 900 .

Citi Free FICO Scores Are Live - With Something Different

i have seen nothing with amex or discover that specifically states that the scoring range does not run to 900 . i am not saying that is the case , but fico 8 has no industry standard , nor is it a comprehensive credit score . it is a bank card score and under weights lots of other debt that comprehensive score count heavier .

actually there are 55 different industry specific fico scores from the 3 agencies

[GuyInSD]

Originally Posted by mathjak107

...fico 8 has no industry standard , nor is it a comprehensive credit score . it is a bank card score and under weights lots of other debt that comprehensive score count heavier .

actually there are 55 different industry specific fico scores from the 3 agencies

Thank you; I had no idea there are 55 different types of FICO scores -

Looks like I have some reading to do - and of course I'm curious what mine would be as well.

[cjseliga]

Originally Posted by MLSFan

You are doing it wrong...

think like the bankers at Wells Fargo and fake it

I think there's a This is Spinal Tap joke in there somewhere for this thread!

Nigel Tufnel: The numbers all go to eleven. Look, right across the board, eleven, eleven, eleven and...

Marty DiBergi: Oh, I see. And most amps go up to ten?

Nigel Tufnel: Exactly.

Marty DiBergi: Does that mean it's louder? Is it any louder?

Nigel Tufnel: Well, it's one louder, isn't it? It's not ten. You see, most blokes, you know, will be playing at ten. You're on ten here, all the way up, all the way up, all the way up, you're on ten on your guitar. Where can you go from there? Where?

Marty DiBergi: I don't know.

Nigel Tufnel: Nowhere. Exactly. What we do is, if we need that extra push over the cliff, you know what we do?

Marty DiBergi: Put it up to eleven.

Nigel Tufnel: Eleven. Exactly. One louder.

Marty DiBergi: Why don't you just make ten louder and make ten be the top number and make that a little louder?

Nigel Tufnel: [pause] These go to eleven.

[Sreysrey]

wow! Wish I have that score. Imagine what I can do with this score.

[hitpausebutton2]

Give me your SSN and DOB.i be happy to boost it for ya

[cjseliga]

Originally Posted by hitpausebutton2

Give me your SSN and DOB.i be happy to boost it for ya

I'm sure you can just buy that info of his on the dark web for a buck!