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Anyone have an opinion on either/both? We're switching from SunTrust (running away as fast as we can actually) and looking for a good bank. Not a lot of credit unions here and none that have branches near dh's work. I like the fact that neither had to ask for bailout money and that both offer mobile banking (suntrust only offers it for AT & T customers). Both banks are walking distance (right across from each other actually).
I would take a serious look at a Credit Union over any "for profit" bank, and is it really a big deal that there isn't a branch near work these days? I use credit unions exclusively, and would never consider having an account at a "for profit" bank again.
I have been a member of one credit union since 1970, used most of their services with the exception of mortgages, and have NEVER set foot in a branch, primarily because there isn't a branch within 600 miles.
Credit Unions are there for the members, commercial banks are there for the stock holders. You figure it out!
For us, yes, it's a huge deal that there's no branch near him. Plus there's only a couple of credit unions near us, and none that we want to join. Thanks though!
We have BB&T - they've been fine (had them when it used to be "whatever" the name was First Virginia (or something like that). We also belong to the Virginia Credit Union but they are all south of us (maybe closer to you?) you'd have to be a state employee though I think to join.
Anyone have an opinion on either/both? We're switching from SunTrust (running away as fast as we can actually) and looking for a good bank. Not a lot of credit unions here and none that have branches near dh's work. I like the fact that neither had to ask for bailout money and that both offer mobile banking (suntrust only offers it for AT & T customers). Both banks are walking distance (right across from each other actually).
I just looked at both online. I'd go with PNC because they reimburse the fees that other banks may charge for non-PNC Bank ATM withdraws. However, it appears that you have to keep a avg monthly balance of $2,000 to have that feature.
PNC has the best corporate governance in the banking world in the US. It has been approved by the government to either acquire or steer to the right paths quite a few astray banks including Regis in DC.
And yes, I do agree with a previous post's take on Credit Unions. They are generally better than for profit banks. CUs generally belong to a network, which allows members to withdraw or deposit in any of the thousands of ATMs free of charge.
I always liked PNC, I still use them (in addition to a local bank) despite being over 2000 miles from a branch now. Their online banking system is rather nice. At least in the PA area I could always find a PNC mac, so it was convenient in that sense too.
Have had BBT since they took over Maryland Federal S&L several years ago and which we'd had since 1984. BBT has been pretty good, I really don't like their policy of holding government payroll checks but have learned to deal with it. Also have the mortgage with them and a LOC. They keep their mortgages in-house. Free checking comes with that along with some other things.
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