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Say you have one of these "swiss cheese" plans because you are a healthy younger adult (above the 26 cutoff or your parents didn't have insurance.) You got these plans hoping you didn't see the doctors at all except in vast emergencies. You got it because premiums were lower. Now with Obamacare it costs more because it covers everything for everyone rather than giving you lower premiums for being healthy. Is it fair to them to pay more (with or without the subsidy) than before because it gives them care for things they don't need (say birth control and well woman checks for men.)
You NEVER know when you will need certain care. The young are NOT invincible.
Of these plans being canceled there are so many that do nasty things to their recipients. Many people who end up in the ER with these bogus plans are slammed with numerous bills that they thought the plans would cover but they do not.
Well, your state is offering the least in the way of health options that they can plausibly get by with. They refused the Medicaid expansion. And refused to set up a state ACA exchange. Your exSenator (who fought this law as hard as he could while in office) is now president of the Heritage foundation. Your insurance company cancelled rather than grandfathering insurance policies (and could easily have done these, especially given what you describe).
And you don't think there are a few political implications?
You've said this several times now, it used to be true, now that has changed. The ACA at first stated that you could grandfather in your plan, then tightned the regulation to where you are no longer able to do this.
For you to keep your plan, if you had a plan prior to 23 March 2010, you can be grandfathered in....however, you must still meet certain requirements of the ACA, which in turn means you have to change plans....play of words, but still, you cannotkeep the same plan you had, no matter how the left spins it....
There is NO way I can or anyone else can keep the exact same plan....cannot do it....
Yes, many states did turn those down. And some seem to be having the exact kind of problems that you describe. One might think a bit by design if one had that turn of mind. BTW, in turning down the Medicaid expansion (along with it's associated funding), the problem doesn't go away. Your hospitals lost a LOT of money on that deal. The hospitals in Texas are in an uproar over their losses, especially given that 26 percent of Texas residents don't have any kind of health insurance and some ERs are turning people away because of lack of facilities.
One could say your knuckle-dragging politicians shot themselves in the foot over this. And people such as yourself are caught in the middle.
As far as insurance across state lines, Georgia tried that experiment a few years ago and didn't attract one offer to participate.
Not really, because in the first few years, the federal GOV was going to support the states (with money for Medicaid) and then dump all the required money allotments on hte state ( a few years down the road), and not the fedearl GOV. a state cannot just make money, like the federal GOV....
Barry also said we could keep our handguns and hunting rifles.... Anybody still believe that lying sack of BLEEP! now?
Lies about everything. Taxes, jobs, spending, healthcare, guns, the border, everything. His background.....
Not really, because in the first few years, the federal GOV was going to support the states (with money for Medicaid) and then dump all the required money allotments on hte state ( a few years down the road), and not the fedearl GOV. a state cannot just make money, like the federal GOV....
Under the law, the federal government will pay states all of the costs for newly eligible people on Medicaid for the first three years. It will pay no less than 90% of the costs in the future.
You've said this several times now, it used to be true, now that has changed. The ACA at first stated that you could grandfather in your plan, then tightned the regulation to where you are no longer able to do this.
For you to keep your plan, if you had a plan prior to 23 March 2010, you can be grandfathered in....however, you must still meet certain requirements of the ACA, which in turn means you have to change plans....play of words, but still, you cannotkeep the same plan you had, no matter how the left spins it....
There is NO way I can or anyone else can keep the exact same plan....cannot do it....
Which implies that insurance companies sold policies after 23 March 2010 knowing that they could not be grandfathered.
Many companies chose not to grandfather their health plans primarily because of the 80/20 rule. Couldn't make that profit.
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