Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Excuse me for saying so but you don't know s***.
Anybody....anybody...that has been dealing with a health issue as involved as the one this woman has is aware of every dotted I and crossed T in their policy.
I am not going to go find it just for you...I posted it with the link someplace here the other day...but approximately .05 to 1% exceed their policy limits.
Plus its crazy to keep a bad law because it has a few good ideas in it!
Instead get rid of it and find a way to keep the few good things.
Such as why not have goverment insure all that go over a set cap on polices so that consumers and insurers dont need to have a unlimited risk.
Actually, it was based on a California state decision...
Quote:
"One of the factors I believe contributed to this decision, even if the two companies are disinclined to acknowledge it, is the special tax break that California law gives to Anthem Blue Cross and Blue Shield, which has allowed and continues to allow those two companies to avoid paying $100 million in state taxes a year," added Commissioner Jones. "Aetna and United Healthcare don't get the special tax break provided to Anthem Blue Cross and Blue Shield, and so they faced a major competitive disadvantage in California."
I honestly can't find a single thing where the agency, or other organizations, can cite the ACA as the majority reason besides the opinion of this one cancer survivor. It was a business decision that their profit would take a hit by continuing to stay in the California market. There were few people to offset the cost of sicker patients, and rather than stay in a smaller market they left.
Obamabots.... Dare question, deflect or deny this?
This guys issue shows exactly whats wrong with 1 size fits all health care.
But now he can get birth control and birth coverage... I am sure his cancer isnt as much a issue now that he knows that!
well, first things first, it's a she, not a he.
second, this is a California-specific problem. This woman's insurance company, UnitedHealth, pulled out of California, because their competitors were being tax-subsidized by the state of California. It took me about 3 minutes of reading to figure this out.
The real question -- why UnitedHealth's competitors don't offer anything similar -- is going unasked in this thread.
Plus its crazy to keep a bad law because it has a few good ideas in it!
Instead get rid of it and find a way to keep the few good things.
Such as why not have goverment insure all that go over a set cap on polices so that consumers and insurers dont need to have a unlimited risk.
We tried that. After ACA was passed, but before ACA was implemented, the government set up a PCIP fund to cover people that could not get insurance because they were either dropped or could not obtain insurance. The cost to insure these people (people with preexisting conditions) was over $4 million per person and as a result the fund ran out of money.
Quote:
Originally Posted by old_cold
Excuse me for saying so but you don't know s***.
Anybody....anybody...that has been dealing with a health issue as involved as the one this woman has is aware of every dotted I and crossed T in their policy.
I am not going to go find it just for you...I posted it with the link someplace here the other day...but approximately .05 to 1% exceed their policy limits.
You are overestimating Americans. (Hint: they are dumb and financially illiterate) Most won't read their policy and most people won't hit their cap, but it isn't uncommon for cancer patients to burn through the cap.
Quote:
Originally Posted by old_cold
And that deductible was a choice.
Yes it was, but it was higher than the caps allowed by Obamacare, so criticizing Obamacare for high deductibles is laughable.
Quote:
Originally Posted by mike0618
How many people use the cap up? Very few
Its like my phone bill analogy
Plan a 2000 minutes for $50
Plan b 3000 minutes for $60
But we only use 1800 minutes a month
Which plan is better?
Bad analogy, most people won't get cancer. Who do you think the most vocal supporters of the ACA were?
Plus its crazy to keep a bad law because it has a few good ideas in it!
Instead get rid of it and find a way to keep the few good things.
Such as why not have goverment insure all that go over a set cap on polices so that consumers and insurers dont need to have a unlimited risk.
Which is exactly why we have medicare, medicaid, VA and Indian health. Institute a plan like you suggest "insurers dont need to have a unlimited risk" I would wager for-profit insurance companies will take full advantage of. You can bet a round table full of lawyers will find a way to squeeze that program to boost their bottom line.
It took me five minutes to find out the reason behind United's departure (which causes the guys issue) and the fact it had NOTHING to do with HealthCare Reform.
yeah sure, I'm sure every person who loses coverage this year blames Healthcare Reform. Yet just because a tree falls, doesn't mean the lumberjack cut it down.
"One of the factors I believe contributed to this decision, even if the two companies are disinclined to acknowledge it, is the special tax break that California law gives to Anthem Blue Cross and Blue Shield, which has allowed and continues to allow those two companies to avoid paying $100 million in state taxes a year" - Second major health insurer pulls out of California market
The issue is the non-competitive tax breaks given to a preferred insurer, thus making United non-competitive.
The only reason why someone would lose their doctor is if that doctor stops contracting with that persons insurance. This type of thing happens all the time and always has.
No, not true at all. Read the facts.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
