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They told people it was going to happen three, no actually four, years ago. But hey, who's counting?
Americans are pretty clueless when it came to the ACA or Ppaca as it was known than
No one really pays real attention to any law until it affects them.
I've known all the ins and outs about the law since it was signed into law.
First all major insurers pulled out of the individual maternity market in May 2010. Than all insurers pulled out of the individual pediatric market by September 2010.
If the law affects you personally and for the worst you will be very vocal and against it.
Well, I did sign up for insurance, and while it is cheaper than what I had, with a lower deductible and better coverage, it costs me more than a dime.
Well then you missed the latest new ruling.
Insurers have agreed to cover people on 1/1 if they have not paid their premium.
Some have agree to go to mid, end of January before requiring any payments.
Well then you missed the latest new ruling.
Insurers have agreed to cover people on 1/1 if they have not paid their premium.
Some have agree to go to mid, end of January before requiring any payments.
And if they never pay the premium you think the insurance company is going to pay for any claims they file in January, because...........?????
Very appropriate and clearly articulates the views of this administration. Enslavement, dependency and addiction to government handouts with all the lies and pain that come with it.
Sad really that his signature piece is now on herion packets.
And if they never pay the premium you think the insurance company is going to pay for any claims they file in January, because...........?????
Oh..under Obamacare these people have a 90 day payment window.
Didn't you know that ?
HHS promised to cover them for any losses in non payment of premiums.
The doctors though are SOL because insurers don't have to pay claims after 30 days of non-payment.
So realistically one can go and get treatment until 3/31 before anyone stops them.
Oh..under Obamacare these people have a 90 day payment window.
Didn't you know that ?
HHS promised to cover them for any losses in non payment of premiums.
The doctors though are SOL because insurers don't have to pay claims after 30 days of non-payment.
Actually, I didn't know that. Thanks for the heads up!
Actually, I didn't know that. Thanks for the heads up!
Well the latest ruling though have some questioning what is supposed to happen.
Supposedly they had to pay their first premium before 12/31 to get coverage on 1/1 and then the 90 day window applied.
But now they can sign up as late as 12/31 with no payment until mid/end January and still get coverage effective 1/1.
So the question being asked is does the 90 day window start on 1/1 with no payment ?
If they don't make their payment by 1/15 or 1/31 can they be dropped ?
If they are dropped than claims don't have to be made because they never paid.
This last minute change has actually muddied the current law because now provider and insurers are asking when the 90 day window of non-payment should start.
“Under the rule interpreting the law, insurers offering plans on the exchanges must provide a three-month grace period to individuals who have enrolled and who have stopped paying their premiums. In the first 30 days, the insurer must continue to pay incurred claims. But for subscribers who ultimately fail to pay premiums within the 90 days and whose coverage is terminated, payers are not required to pay for claims incurred during the last 60 days of the 90-day period,”
The doctors though are SOL because insurers don't have to pay claims after 30 days of non-payment.
So realistically one can go and get treatment until 3/31 before anyone stops them.
What about the patients. The ones that really need care because they are sick...
- it's not like they are just going out and charging things at Walmart with an EBT card.
They will get bills from their doctors and they will be expected to pay them.
One more reason the federal government had no business mandating contracts between
citizens and private companies.
Well the latest ruling though have some questioning what is supposed to happen.
Supposedly they had to pay their first premium before 12/31 to get coverage on 1/1 and then the 90 day window applied.
But now they can sign up as late as 12/31 with no payment until mid/end January and still get coverage effective 1/1.
So the question being asked is does the 90 day window start on 1/1 with no payment ?
If they don't make their payment by 1/15 or 1/31 can they be dropped ?
If they are dropped than claims don't have to be made because they never paid.
This last minute change has actually muddied the current law because now provider and insurers are asking when the 90 day window of non-payment should start.
“Under the rule interpreting the law, insurers offering plans on the exchanges must provide a three-month grace period to individuals who have enrolled and who have stopped paying their premiums. In the first 30 days, the insurer must continue to pay incurred claims. But for subscribers who ultimately fail to pay premiums within the 90 days and whose coverage is terminated, payers are not required to pay for claims incurred during the last 60 days of the 90-day period,”
Well, my plan is to pay by 12/30, so it's a non-issue for me.
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