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$1,400 per month. $16,800 per year. What's your deductible?
$2500 deductible.
That price is very much in keeping with what the average has been.
For example, in 2013 (pre-Obamacare), the average annual family premium was $16,351.
That 29% higher than the average family premium in 2008 and 80% higher than the average family premium in 2003. Premiums have been skyrocketing for years.
I think your idea of affordable is different that most peoples', but congrats to you for fitting that into your budget. $1400 a month is what my family is expected to pay next year when our plan cancels, unfortunately, I don't know how we're going to swing that.
Well, I don't like it but we've gotta pay our own freight.
As I posted above, premiums have been going up like crazy for years. Last year (pre-Obamacare), the average annual family premium was $16,351. That was 80% higher than it was only ten years earlier.
Are you in the individual market or do you get your coverage through an employer?
If total, that's over $19,000 per year before insurance kicks in. And even then, what's the co-pay?
Note that Obamacare has deftly shifted this expense from employers to employees. There's no way employers are charged a $16,800 fine per employee for not providing insurance. They're going to pay the lower-cost Obamacare fine and cut employees loose to fend for themselves.
It is very odd. I am trying to think of the name of the law, it's on the tip of my tongue. When
it comes to me I'll post it. I'm not sure if it's a federal law or done by the states individually
but in a nutshell docs can not do certain things that would be profit motivated, that includes
self referrals, modalities of treatments that they could have a direct financial interest in, blah
blah blah. implications of profit over medical necessity. Those law(s) were in effect before Obamacare.
Keeping docs out of owning hospitals or making it extremely hard for them to do so, has
more to do with Corporate America wanting to control our profitable health care system
than anything Obama has done. He is just the puppet that helps facilitate the scam.
That is why I am for a single payer system. The argument that it destroys the relationship
between the doc and patient or that it destroys our private enterprise system could not be
further from the truth.
We have not had a true private enterprise health care system in this country since the invent of the HMO. Our health care system is run by Corporate America - for profit conglomerates that could care less about the quality or cost of health care (as long as it goes up).
The sooner folks realize that, the better off we will be.
Sounds like you were getting quite a deal! The average family premium in 2013 (pre-Obamacare) was $16,351 per year.
Is your plan through work, or do you have to go into the individual market?
I own my own business and bought through that (small group).
It was cheaper+better before "affordable" healthcare kicked in. I now get to pay 30% more for the exact same policy.
I wish I could switch to policies that don't have maternity (neither of my two employees wants/needs it) coverage to save some more $, but who needs choice?
The only policies that were abolished are the policies that were crap to begin with. Catastrophe plans with tiny details in the contract and the smallest provider networks on the market.
You will find something better, and cheaper, than those scam catastrophe plans on the healthcare.gov website.
Most New York hospitals will take all insurance plans. If someone wants state of the art care at a state of the art for-profit hospital then there are few hospitals before or after obamacare that will be in network.
How did we go from "EVERY" NY hospital to "most"?
Either every single one in the state of NY does or they do not.
The only policies that were abolished are the policies that were crap to begin with. Catastrophe plans with tiny details in the contract and the smallest provider networks on the market.
What a bunch of crap....another leftist lie....
Oh, and if they were crap, why are they being allowed to keep them now?
If obamacare was private it would be considered consumer fraud and its CEO bought to bear witness.
Throw in a few gold nuggets to salt the empty mine for a quick sale and you have obamacare.
It would be profoundly stupid to try and 'fix' obamacare. Better to take the assayed nuggets and present them in a more palatable and less costly serving. Obamacare is a trojan horse whose appearance is healthcare reform but is filled with socialist agenda items the authors knew quite well would not be acceptable if discussed in the fire of argument. Obamacare is a cancer whose blood suply is intermingled with major blood vessels and surgery is not possible.
If your insurance met the standards that the ACA required then it was not touched. Those policies that were inadequate were eliminated.
I'm not arguing this anymore. Despite all efforts from conservatives to keep affordable healthcare away from the poor of society they lost. Obamacare is here to stay and it has only brought good things to America's healthcare system.
Liberal Kristen Powers has called out other liberals on this lie:
Quote:
"My blood pressure goes up every time they say that they're protecting us from substandard health insurance plans, because there is nothing to support what they're saying. I have talked about how I am losing my health insurance... if I want to keep the same health insurance, it's going to cost twice as much. There's nothing substandard about my plan. All of the things they say that are not in my plan are in my plan, all of the things they have listed. There's no explanation for the doubling of my premiums other than the fact that it's subsidizing other people."
She was pissed in the fall when the other liberals kept repeating the "junk plans" lie while she was dealing with her own good healthcare getting canceled.
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I'll post it. I'm not sure if it's a federal law or done by the states individually
