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If Obamacare actually did work like Medicare, those with Obamacare policies would have to pay premiums for decades before they would be able to access Obamacare benefits.
If Obamacare actually did work like Medicare, those with Obamacare policies would have to pay premiums for decades before they would be able to access Obamacare benefits.
If Obamacare actually did run like Medicare it would be unsustainable and due for massive and wrenching changes.
If Obamacare actually did run like Medicare it would be unsustainable and due for massive and wrenching changes.
And people wouldn't actually be able to access medical care until they were age 65 or older, despite having paid Medicare premiums for decades when they were younger than that.
It would be nice if they had addressed the costs of actual healthcare in this country rather than force us all into the insurance racket.
The way I see it, what most of us pay one month in premiums should be able to cover a year's worth of doctor's visits and whatever medication a relatively healthy person would need. Insurance itself should cover catastrophic or chronic issues and even then shouldn't be more than couple hundred a month for anyone, considering the amount of people paying in.
The government should have addressed the issues of fraud, beuraucracy, and price gouging instead of encouraging (and forcing) even more of it.
This is from CNN Money a capusle of five people who are on the ACA. This is another government program like Medicare, Tricare, and VA all of which have wide support from Republicans. Now the ACA joins those programs that Republicans and the Tea Party support. Heres the stories of five people.
Read the "success stories". Notice everyone of then are older (with exception of the 39 year old with diabetes).
They need to start interviewing people like me (healthy under age 40) who reflect the vast majority of Americans. Getting nailed with higher premiums.
Of note. Read the 39 year old diabetes with family of 4. He's still paying $900/month. Around $10000 a year. Not sure what his real deductible is. Or if he's getting subsidies. But that's not affordable for many. But very misleading when they say no deductible.
My previous hsa. Once u meet deductible. U have zero in network expeneses including drugs.
These no deductible Obama plans with co pays can add up rather quickly especially for ones with 20-30% "co pays"
This is from CNN Money a capusle of five people who are on the ACA. This is another government program like Medicare, Tricare, and VA all of which have wide support from Republicans. Now the ACA joins those programs that Republicans and the Tea Party support. Heres the stories of five people.
Of the three listed, Tricare is the one that stands out from the rest by a long shot. Always paid, no questions asked(tricare is like supplemental insurance)
The VA is a death sentence! My dad refused to go to the VA. It would take 6-9 months to get a procedure done, what he could have done tomorrow on the open market.
Medicare started refusing procedures to my dad at 72 and declared him terminal, because of his age.
They terminated my dad @ 83, because he was costing to much to keep around.
Of the three listed, Tricare is the one that stands out from the rest by a long shot. Always paid, no questions asked(tricare is like supplemental insurance)
The VA is a death sentence! My dad refused to go to the VA. It would take 6-9 months to get a procedure done, what he could have done tomorrow on the open market.
Medicare started refusing procedures to my dad at 72 and declared him terminal, because of his age. They terminated my dad @ 83, because he was costing to much to keep around.
I call BS on this statement. My father is the same age and went through cancer treatment on Medicare. They never once "terminated" him. I've had numerous elderly family members go through equally expensive procedures and not one of them have ever been "terminated". Go try your scare tactics elsewhere.
Of the three listed, Tricare is the one that stands out from the rest by a long shot. Always paid, no questions asked(tricare is like supplemental insurance).
No, it's not always paid, no questions asked. Referrals, approvals, and limited providers are all involved. It is like a supplemental insurance if it is a used as a supplemental, meaning the person has additional health insurance through an employer, and then they cover pretty much your deductible no questions asked if it is already authorized by your other insurance. If it wasn't already covered by your other insurance then the same rules apply as if it weren't a supplemental. One of those stipulations is that if you live near a military treatment center you must use it if they say you must, even if you absolutely hate their specialist and think they are a quack, even if they have no appointments for the next 60-90 days without going through extraordinary hoops, even if they make you wait in the lobby over two hours every time you go, even if the doctor's accent is so heavy they might as well be speaking another language, even if your doctor never has open appointments so you see someone different every time, even if you are uncomfortable that the bulk of your care is done by PAs or nurse practitioners instead of doctors, and even if the doctors that follow your care keep getting deployed. Look it's not a bad system, and I am grateful to have it, but it has flaws that most people would find annoying at best and untenable at worst. And it isn't free unless you are active duty. Also, if you don't use a military treatment facility, there are deductibles and co-pays, the amount if which depends on the status of your military sponser. However, they are not unreasonable.
"Of the three listed, Tricare is the one that stands out from the rest by a long shot. Always paid, no questions asked(tricare is like supplemental insurance"
I take it you do not have OHI (Other Health Insurance).
ALL other health insurance policies are primary to Tricare! If you have other insurance, your providers might as well not even bother to file a claim with Tricare, they will not pay, usually.
Except for prescriptions. All prescriptions cost about $4.97. Other than that, if you have OHI (Medicare, Blue cross, Cigna, etc.) Tricare will pay very little, if anything.
Besides, having Tricare instead of the "free medical care for life" that we were repeatedly promised (they were very careful to NOT put that in writing!) is a sick joke!
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