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Old 01-13-2017, 04:40 PM
 
79,907 posts, read 44,199,011 times
Reputation: 17209

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Quote:
Originally Posted by No_Recess View Post
Then if you get sick for 18 months you go thru all your Medicare and life's savings (including the house, cars, stocks...all assets) before being put on Medicaid.
No you don't. You go to a financial guy that transfers everything to the kids.

Quote:
Then you die in a nursing home.

Don't forget to vote folks! And God bless America!
Everyone dies.

 
Old 01-13-2017, 04:45 PM
 
Location: NE Ohio
30,419 posts, read 20,306,967 times
Reputation: 8958
Quote:
Originally Posted by greywar View Post
From what I am hearing from the GOP side thats one of the things they won't touch.

Prices plan has a nice one yo will like. If you lose your job, and can't pay the 1,000 or so a month for insurance, when you get back on the price of your insurance will go up 50% for 18 months.

Its funny,....you don't like Obamacare...until you realize that without it you will lose your healthcare. thats hilarious.
Millions lost their health care WITH Obamacare. That was one of the lies. "If you like your plan, you can keep it." Well, guess what? They couldn't. Secondly, with Obamacare millions can't afford it. Premiums are ridiculous, and so are the deductibles.

As for "pre-existing" conditions: Insurance was never intended to cover something that has already happened. Think about how ridiculous that is. That is one of the reasons Obamacare is so expensive. You can't "insure" against something that is already a fact. Unless you charge "through the nose." And who pays for that? Everyone else!
 
Old 01-13-2017, 04:45 PM
 
Location: Ohio
24,621 posts, read 19,165,825 times
Reputation: 21738
Quote:
Originally Posted by lifeexplorer View Post
I don't like Obamacare but what's a good solution for people with pre-existing conditions?
Lobby your State legislatures to eliminate it. See your State's insurance commission or regulators for details.

You can also work to eliminate employer-sponsored health plans.

Pre-existing conditions exist in part because either employers change health plan providers or employees change employers.

Quote:
Originally Posted by TwoByFour View Post
Very simple - make Medicare available to everyone.
Quote:
Originally Posted by pknopp View Post
Universal Health Care.
Again, you cannot afford "Medicare-for-all."

Quote:
Medicare spending grew 4.5% to $646.2 billion in 2015, or 20 percent of total NHE.
https://www.cms.gov/research-statist...act-sheet.html

The HI Payroll Tax generated $253,517,711,521 ($253.5 Billion) in 2016.

Go to this link...

https://www.ssa.gov/OACT/ProgData/taxquery.html

...select the HI Fund, then select "GO" to see the data.

As everyone can plainly see, the HI Payroll Tax does not adequately fund Medicare.

The first order of business would be to increase the HI Payroll Tax to meet current obligations.

The new HI Payroll Tax Rate would need to be 7.2% -- 3.6% each for employer and employee to generate $646.2 Billion in payroll taxes.

Tripling the HI Payroll tax from 7.2% to 21.6% --- 10.8% each for employer and employee would generate $1.938 TRILLION which is only 60% of the $3.2 TRILLION the US spent on healthcare in 2015.

Quote:
NHE grew 5.8% to $3.2 trillion in 2015, or $9,990 per person, and accounted for 17.8% of Gross Domestic Product (GDP).
https://www.cms.gov/research-statist...act-sheet.html

The reality is the HI Payroll Tax would have to about 12% for employer and employee.

Lest anyone forget, Medicare only covers 80% of the costs, so the remaining 20% would have to paid by the insured, which must be factored into to total annual costs for families/individuals.

$10,345 per person: U.S. health care spending reaches new peak

$10,345 per person: U.S. health care spending reaches new peak | PBS NewsHour

With a median income of $56,516 per household, a 12% HI Payroll Tax would be $6781, plus a deductible of at least $8,276 (for four people) totaling $15,057 annually.

On top of that, you'd end up having to purchase health plan coverage to cover the things not covered by Medicare:

Quote:
The average Canadian household spends $2000 on health care costs and $4000 on private insurance premiums. 65% of Canadians have some form of private health insurance most often provided through their employers.

That's even less affordable than Obamacare for many people.
 
Old 01-13-2017, 04:47 PM
 
79,907 posts, read 44,199,011 times
Reputation: 17209
Quote:
Originally Posted by Mircea View Post
Again, you cannot afford "Medicare-for-all."
Of course I can't. We all together can.
 
Old 01-13-2017, 04:47 PM
 
Location: Kansas
25,961 posts, read 22,120,062 times
Reputation: 26698
Quote:
Originally Posted by pknopp View Post
No it isn't.



No it isn't.



Probably if they wish.



All of these things cost something and we were NOT paying for them. I support UHC BUT as importantly I support paying for it and in part, paying for it by ending the middle man.
Couldn't rep you again, but you got it! Yes, eliminate the middleman because that is where the bulk of money is going!!! Ah, but, that middleman is filling the politicians pockets with cash in order to remain in the middle.

I also support UHC.
 
Old 01-13-2017, 04:49 PM
 
34,279 posts, read 19,371,187 times
Reputation: 17261
Quote:
Originally Posted by pknopp View Post
To hell it aint when you don't have it. "You haven't met your deductible yet, we will need $350 today".

Off to the E.R.




That hadn't changed either. Much of it if not many or most of the Obamacare claims were completely bogus. Obamacare was created on the back of lies after lie. It's why it's not going to survive. Will that harm some? It likely will. Those who lied constantly should have thought about that.
LOL. You really care about this stuff dont you? Then try and understand it. Republicans started by promising all the good stuff, without any of the bad.

Take a look at the Price plan. probably deserves its own thread to be honest. ALL of the Republican plans are so much worse. Prices is the one most likely to be attempted by the GOP. Keep in mind-they repealed it, and are now 100% dependant on the Democrats to pass it. But lets say they get what they want.

Go read it, and think about it.

Heres a overview:
8 Big Changes Under Tom Price

And heres the summary from Tom Price himself as part of the bill, along with links to the bill:

https://www.govtrack.us/congress/bills/112/hr105/summary


Go read that and think it through. Especially the parts where they gut the business deductions for providing healthcare
 
Old 01-13-2017, 04:51 PM
 
Location: The analog world
17,077 posts, read 13,369,227 times
Reputation: 22904
Quote:
Originally Posted by nononsenseguy View Post
Millions lost their health care WITH Obamacare. That was one of the lies. "If you like your plan, you can keep it." Well, guess what? They couldn't. Secondly, with Obamacare millions can't afford it. Premiums are ridiculous, and so are the deductibles.

As for "pre-existing" conditions: Insurance was never intended to cover something that has already happened. Think about how ridiculous that is. That is one of the reasons Obamacare is so expensive. You can't "insure" against something that is already a fact. Unless you charge "through the nose." And who pays for that? Everyone else!
Now wait just a bloody second. You know how something can become a pre-existing condition? You lose your job and the associated employer-provided health care plan. Boom.
 
Old 01-13-2017, 04:54 PM
 
Location: Chesapeake Bay
6,046 posts, read 4,817,498 times
Reputation: 3544
Quote:
Originally Posted by pknopp View Post
To hell it aint when you don't have it. "You haven't met your deductible yet, we will need $350 today".

Off to the E.R.
Thats assuming that the ERs will still exist.
 
Old 01-13-2017, 04:55 PM
 
79,907 posts, read 44,199,011 times
Reputation: 17209
Quote:
Originally Posted by greywar View Post
LOL. You really care about this stuff dont you? Then try and understand it. Republicans started by promising all the good stuff, without any of the bad.
The first thing I understand. I dont give a *%$# about the Republicans. I do not give a *%$# about the Democrats. The only thing I care about is seeing as a country that everyone can see a doctor when they get sick.

*%$# this partisan $&!*.

Quote:
Take a look at the Price plan. probably deserves its own thread to be honest. ALL of the Republican plans are so much worse. Prices is the one most likely to be attempted by the GOP. Keep in mind-they repealed it, and are now 100% dependant on the Democrats to pass it. But lets say they get what they want.

Go read it, and think about it.

Heres a overview:
8 Big Changes Under Tom Price

And heres the summary from Tom Price himself as part of the bill, along with links to the bill:

https://www.govtrack.us/congress/bills/112/hr105/summary


Go read that and think it through. Especially the parts where they gut the business deductions for providing healthcare
They very well MIGHT be worse. They are only able to control things because Obamacare sucked and was nothing more than a huge give away to the insurance and pharmaceutical companies.
 
Old 01-13-2017, 04:56 PM
 
79,907 posts, read 44,199,011 times
Reputation: 17209
Quote:
Originally Posted by Weichert View Post
Thats assuming that the ERs will still exist.
Godzilla.
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