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I'm a little to old to leave at this point, but if I had South of France/Monaco money, I'd be gone in a nanosecond.
If it had to be a place in this hemisphere, I'd pick Grenada (literal paradise on Earth...going back next year) or maybe Curacao. Belize or Guyana wouldn't be too bad either.
African Americans generally don't consider expat life because for them, living outside of the United States is unimaginable, just like it is for most Americans. They don't know anything else. Americans are provincial, and African Americans are probably more provincial than most Americans due to our overall education level being lower. We aren't exposed to as much of the world as whites are.
In my case, living and working in Europe for more than a decade made me see that there's a much bigger world than the United States, and that we don't always have it right. In fact, we're wrong more often than I realized.
Europeans taught me about what life is REALLY about. Not big homes, cars, toys, money, your job title, or your status. Maybe that's because in Europe, you can enjoy so many beautiful things without having money in your pocket. If you have bus or train fare, you can have the experience of your life.
If I were 20 years younger, I'd probably try to live in Europe again, but I think I'm a little too old now. I'm too fat and happy.....and well established in my community. I've got an easy job, a nice little home, a few nickels in my pocket, and I live in the best, most beautiful state in the country.
So that's pretty much it for me.
You forgot one other thing.....you'd have to convince your wife .
I agree with you about what Europeans taught you. Eventually getting to all of the places I want to experience, and staying healthy, are the two aspects of/parts of/goals in life that are probably most important to me.