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Cons will come in soon to lie about how they're up double digits.
Not me, mine is officially down 0.70% for the year.
Luckily, I figured back in January it might not go well, and transferred 1/2 of my money into the "Interest Income Fund" 1st week of February. I almost didn't do it, but thank God I did... That at least is up almost 3%.
Not me, mine is officially down 0.70% for the year.
Luckily, I figured back in January it might not go well, and transferred 1/2 of my money into the "Interest Income Fund" 1st week of February. I almost didn't do it, but thank God I did... That at least is up almost 3%.
Not me, mine is officially down 0.70% for the year.
Luckily, I figured back in January it might not go well, and transferred 1/2 of my money into the "Interest Income Fund" 1st week of February. I almost didn't do it, but thank God I did... That at least is up almost 3%.
The trick is moving it back to equities before the downturn is over, thats where most people fail. They miss a big part of the runup and end up worse off in the long run with their returns actually being worse than those who just rode out the mess.
The trick is moving it back to equities before the downturn is over, thats where most people fail. They miss a big part of the runup and end up worse off in the long run with their returns actually being worse than those who just rode out the mess.
Nope, that money will stay right there regardless. I have 1/4 of the rest in a 2020 retirement fund, and the other 1/4 in the S&P 500 fund. That's good enough for gains/play money. I was forced to retire two years ago due to a RIF at work, and last year was my first 401k draw. I just made my second one for this year yesterday. I only just turned 60 a month ago, and I need that amount of money to stay 100% to carry me through until age 66.8 for full Social Security. I can't afford to lose it under any circumstances short of the end of civilization as we know it.
Luckily my former employers 401k is stellar, allows me to keep my money in it, AND I can make withdrawals as needed. I can't add to it though, since I'm not an active employee.
Mine lost of the gains I had made, and both my 401K and my Pension fund were down several thousand for the year for each fund.
I am still working, so I am just going to ride it out. In my company I am contributing to about 10 different funds. And my company has a really good matching for the 401K program.
Save it and stop kvetching over it. Down, up, down, up. The overall trend is up. Chill out. You guys aren’t day traders.
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In my company I am contributing to about 10 different funds. And my company has a really good matching for the 401K program.
