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Location: The Chatterdome in La La Land, CaliFUNia
39,031 posts, read 23,034,464 times
Reputation: 36027
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Quote:
Originally Posted by Katiana
Well, the insurance companies sure as H*** aren't efficient, with about a 30% overhead, plus they make a profit. Apparently you have never had to deal with an insurance company over a disputed claim. The right hand usually doesn't know what the left hand is doing; it's a mess. This has been with more than one insurance company.
I have dealt with a disputed claim and know that the private insurance industry is far from perfect but I seriously doubt that a government-ran program would be any more efficient. Have you ever personally dealt with government inefficiency and ineptitude? I would not be surprised if the overhead expenses for a government-ran program end up exceeding 30%. My gut feeling is that a UHC system would be more costly and less efficient than what we have now.
Greatday... These are actually some great suggestions that you have presented to us. What do you think about flat rate doctors? This is where the doctor charges a monthly fee for unlimited services. The example I heard about was a NYC doctor trying to ameliorate the uninsured problem. He charged $79 a month with an annual contract, no outside insurances, and no pre disposing condition clause. I just don't understand why NY and MD are trying to develop laws against this.
We have Flat rates here as well - Pretty well received from what I hear. Why the states would try to interfere with this - stupid thing to do IMO.
We also have doctors who are not taking any insurance at all. They charge a lower office visit - they have not lost patience.
I have dealt with a disputed claim and know that the private insurance industry is far from perfect but I seriously doubt that a government-ran program would be any more efficient. Have you ever personally dealt with government inefficiency and ineptitude? I would not be surprised if the overhead expenses for a government-ran program end up exceeding 30%. My gut feeling is that a UHC system would be more costly and less efficient than what we have now.
Medicare claims a much lower administration cost than pvt. insurance.
Yep - and if the OTC meds won't work - you have to "kick it up a notch".
I have no doubt there are meds that are expensive - but, frankly, that $75 does not seem bad to me. I've paid FAR more for some pain med recently
This my sister that was paying 800 dollars a month on health insurance. If you think thats not being raped then tell me what is?
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