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Consider a concierge practice. Don't be turned off by the name - there's nothing elitist about it. For an annual fee that can vary from $1,000 to $2,500 (in most cases), you get the following:
- Very quick appointments, like within a day or two
- Always the same physician...and it will be a physician, not a nurse or assistant
- Low or no co-pays; they will work with your insurance plan(s)
- Personalized service; many make home visits like doctors used to do "in the old days"
The wife and I signed up for one, and we are very happy with it. Great rapport with one MD!
This is what I want to sign up for. Is this covered by any type of insurance including Medicare?
This is what I want to sign up for. Is this covered by any type of insurance including Medicare?
The concierge fee isn't covered by Medicare or any insurance policy I've ever heard of. The cost of physician services may be (some concierge practices are "cash only"). Robyn
my health insurer just went belly up . we had to scramble and find a new company to take us for 1 month since the nys insurance board will not let them run through december .
they wrote 20% of all the insurance in the state so millions are scrambling right now to find new company's .
since magna care handles their claims and provides the network magna care is no longer processing claims but nys said we will not be responsible for any claims not paid just co-pays .
Crystal River is such a tiny place, and it's surrounded by a whole lotta nothin'. There probably won't be that many doctors to choose from unless you go to Ocala, which is almost an hour away.
If you go to the Medicare.gov website you can search for doctors in Crystal River who will accept Medicare. Then you'd need to call them and see if they're accepting new patients.
You can get information about individual doctors on the website of the Florida Dept. of Health, floridahealth.gov.
For anything complicated, should it arise, there's Shands Hospital in Gainesville, about 1 1/4 hours away.
my health insurer just went belly up . we had to scramble and find a new company to take us for 1 month since the nys insurance board will not let them run through december .
they wrote 20% of all the insurance in the state so millions are scrambling right now to find new company's .
since magna care handles their claims and provides the network magna care is no longer processing claims but nys said we will not be responsible for any claims not paid just co-pays .
The bankruptcies/forced into receivership are just the tip of the iceberg. I have friends who are involved with state insurance commissions (one CEO) and they say Obamacare is forcing HMOs to go bankrupt because of the lies perpetuated that said that young folks would buy insurance and subsidize the older folks. That hasn't (and won't) happen...thus them mandated socialism will take down the insurance companies....some of them...with the result, I suspect, single payer....
For those of you w ho wanted Obamacare, I hope you enjoy the results...
The bankruptcies/forced into receivership are just the tip of the iceberg. I have friends who are involved with state insurance commissions (one CEO) and they say Obamacare is forcing HMOs to go bankrupt because of the lies perpetuated that said that young folks would buy insurance and subsidize the older folks. That hasn't (and won't) happen...thus them mandated socialism will take down the insurance companies....some of them...with the result, I suspect, single payer....
For those of you who wanted Obamacare, I hope you enjoy the results...
Single payer would be just fine. I have it now. It's called Medicare. It works.
Single payer would be just fine. I have it now. It's called Medicare. It works.
It works for those that are subsidized by everyone else It doesn't work for most people that get the privilege of paying for the subsidized folks. Your medicare choices are going to get a lot worse also. Good luck.
It works for those that are subsidized by everyone else It doesn't work for most people that get the privilege of paying for the subsidized folks. Your medicare choices are going to get a lot worse also. Good luck.
And while I was working, my taxes helped pay Medicare for those who retired before me. As I said before, it works. And my premiums aren't going to health insurance company profits; I see that as a bonus.
There is a lot of good information in this posts and hopefully, unlike the last few posts, it will stay ON TOPIC and AWAY from politics.
I took a different approach. Since I have a chronic condition, I spent a lot of time finding a specialist who was well respected and reasonably close to home. After I interviewed him and determined that we were a great fit, I asked him to recommend a primary care physician that 1) he respected and 2) he liked to work with. I want my medical care team to work together and discuss my condition to find the best course of treatment. The major problem is that a lot of physicians don't know how to work together and end up hurting patients more than helping.
It helps a lot that I am in a LCOL area as my medical costs have dropped a lot. In Chicago, once they hear that you have good insurance, they run every test known to mankind.
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